I opened an account and deposited some money a few days ago, I just noticed my current weight for my portfolio is weighted 100% towards cash in USD. How many days does it normally take for SA to fully invest this cash into the assets shown in the pie chart? Thanks.

Damn. That 1-week transfer time is really killer. I was seriously considering putting a lump sum in Simple and slowly DCA. Looks like need to go the direct debit route now

Prorated as in if I have 1,000,001, only the RM1 will be 0.2%?

This is really good to know, thanks for sharing. I also thought the % is based on your entire AUM and not tier-based.

-9% now holy shit

Can someone clarify if SA’s fees already includes the underlying ETFs’ expense ratios?

Thank you, very informative. I was trying to decide between starting to buy my own ETFs vs continuing to pour money into SA i think in the short term will continue to DCA

Yeah I understand that. The main reason I’m a bit hesitant to buy ETFs directly is because of the brokerage or transaction fees. I currently use FSMOne to buy US a counters and the fee is minimum USD8.80, which feels like quite a sum if I were to DCA every couple of weeks. So for now I’ll continue to trust SA to select the best ETFs for me while I DCA regularly/blindly, and their management fees are lower than unit trust funds which is a plus.

Due to personal reasons I’m only looking at SC-approved platforms, which admittedly limits my options.

I trust their methodology. If I buy my own ETFs it’ll mostly be index funds like VOO, plus some of SA’s holdings.

I have a USD account but curious why domestic loan > 1M will be "punished" by a GBP account? What if someone's rich and earns 20-30k a month, a 1M loan is normal for them. Shouldn't it be calculated using debt/income ratio instead of a flat 1,000,000?

I remember seeing a few posts from a few pages before that seemed to mention high domestic loan being a key factor of people being assigned GBP vs. USD, but not my problem honestly just curious. I have a USD account

Oof KWEB's bottom still isn't here it seems.

Whoa whoa I just went from -4% to +0.05% over the past 2 days, thanks international markets

KWEB down again let’s gooo

The "risky" SA portfolios IMO aren't really that risky due to how most SA's portfolios are so diversified except for their Thematic Portfolio recent offerings, but it's all relative so no one can speak for it on your behalf. If you're quite young (under 40 maybe) you can consider 22% and above. My opinion is that if you're considering less than 22% that maybe there are other vehicles like UT bond fund etc. that would provide you with more control over what you're investing in, since SA doesn't let you control directly what the underlying assets are per se. You can see what the asset allocations are for now but after a reoptimization it might be completely different.

This post has been edited by KingArthurVI: Oct 30 2021, 05:56 PM

What tool are you using to make these portfolios? Or can they be shared openly too? Curious if we can have a LYN SA “collection” list lol

What does it mean if TWR is negative but MWR is positive? Am I actually losing or gaining money? lol

Aside from currency fluctuation, I guess the MWR gains could also be attributed to the monthly DCA deposit, so some of the time the deposit bought into the dip, right?

Noticed that too yesterday. I think they received too many complaints/flaming on FB and also perhaps some significant fund outflow, so decided to do something about it.

Another red day for KWEB, here we go boyssss