haha, i also genuine BP supporter constantly having a deposit of rm2k to 4k in acc. Unlike other so called smart consumer sequeece every penny out from acc.

BTW, some of my payment transaction done lately still not receive any big points, what should i do?

Email to them? or their apps got any chat button to resolve such?

Thanks

Care to share the ways to top up more than RM10k/month with BP?

10k per month is more than enough for me. If really not enough, I still have other CCs to cover. I'm glad they don't straight implement service charge for CC reload. Phew.

Thanks but no thanks. I am not going to topup Bigpay using online transfer. Is makes Bigpay totally useless.

Keep in mind that Bigpay aren't the only card in the world which offer so cheap exchange rate. Many mat salleh cards have the same feature as Bigpay. I use Bigpay for 2 reason.
1) cheap exchange rate
2) ability to earn cashback anytime, anywhere without restrictions.

Totally useless to topup Bigpay using bank transfer as using Bank transfer, is as good as using cash which earns you nothing.

Agreed.

RM10k is very fair. More than enough for me.

Enough for small potatoes like me but big whales may think otherwise. Well, I guess we can't please everyone, for now I'm happy with BigPay.

for big whales, they wont look into bigpay card. they will go for premier card, aiming for airmiles, etc...

they wont even bother about the cash rebates, etc.. haha

I was referring to those big whales in this thread. Not everyone is into airmiles and all. I don't have time to travel, so cash back is more relevant to me. I'm not a big whale also la.

Sister you are not whale but buaya with 20-30 cards. Lol

That's why SST comes, I'm the first to die.
Will try to shift my usage to BigPay if possible.

Don’t panic, bank should be the one who panic before us. I remember they do offer low TP to redeem for service tax rebate.

So you admit you are the buaya. Lol

Anyway remain card useful for BiGpay and probably one-two months of CB will cover the fees of SST

On the contrary, we M2P cardmember will look into BigPay. We can get 5x TP for reloading bigpay on 10 Aug provided Leicester City loses the match and your VI is MUFC branded!

This post has been edited by Wongchoy: Jul 26 2018, 01:11 AM

limit 10k per month is not the real problem,the real problem is when major bank stop giving cash back by reloading big pay.

i wonder any one here got received the call from big pay ask for statement and the card not kena suspend by big pay.

Totally useless? It's better than using your Malaysian CC overseas and getting stacking charges and lousy exchange rate. This is just complaining for sake of complaining.

why bank stop giving cb for bigpay? because the nature of bigpay itself, likely because bigpay's ability to withdraw/convertible to cash.

banks/cb identification* looks for actual retail purchases/payments (to end-merchants), not to a different card which can convert to cash.

not all banks/cards are strict, but there are some cards in post #1 have no issue.

now, *identification itself can be few parameters: mode of payment and MCC (registered nature of business). some cards are lenient, e.g PBB, as long as detected as Online mode, it passes. some detected bigpay's MCC 6012 as Financial Insitution and disqualify it.


the one getting calls for statement, it's their policy to monitor bigpay's users and flagged internally; it doesnt mean full block enforcement needed. there is no complete set of rules/policies set by BNM to do just that. it's up to each provider to setup their own detection rules and policies adquately to satisfy BNM before rolling out ewallet to the public.

if many bigpay users complaining to BNM about its policies and enforcements, BNM would then spring into action against bigpay to justify their policies and provide recommendations to do it "better" <-- tighter? more rules? etc etc ... you see, BNM let the providers make their own additional rules for as long as it doesnt compromise BNM's basic guideline.

if you are a genuine bigpay user, normal reload and spending is within general parameters. but if you reload excessively and withdraw excessively without much activities with bigpay, you're giving bigpay a big red alert

pace your reloads, pace your withdrawal. dont be greedy la.



internally, bigpay also to manage its operational costs and fees to other related partners/banks for the bigpay facility they are using (e.g. cc reload, fpx reload, all these have underlying fees to manage and pay!). we end-users are paying zero fees (to-date) to bigpay!



well, any ewallet with withdrawal capability is a double-edged innovation vs rules & regulations.

Topped up on Monday. After putting in OTP it says error please try again so I checked my transaction update and the top up didn’t go through so I tried again.

Now I check back the update and there’s an additional amount meaning the “failed” transaction went through. zzz

you are lucky. my friend topup, said successful but no money in. contacted bigpay, says system is successful but conveniently forgot to mention why not reflected. subsequent emails ignored. I told my friend no need to wait anymore, just report to bank negara.

is there a way to pay credit card bills using bigpay?

Withdraw cash at CRM using BigPay, then deposit cash to your card account at the same CRM.