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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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Gabriel03
post Jul 26 2018, 08:51 AM

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QUOTE(karenq88 @ Jul 26 2018, 08:25 AM)
is there a way to pay credit card bills using bigpay?
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Pay using Shopee. There are people who offers to pay CC bills for a service charge of 0.5%
hebe87
post Jul 26 2018, 09:03 AM

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QUOTE(vin_ann @ Jul 26 2018, 08:57 AM)
WTF
My post being reported ?
OK, my fault to post my referral code
But why can't edit it but delete terus?

My question is not being answered but deleted ?

How to know my referral code is valid when I have friend said my code is error ?
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If you want to post referral code, do it via PM only. It has been mentioned many times before.
U r lucky coz just delete post, no ban
ClarenceT
post Jul 26 2018, 09:12 AM

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QUOTE(chlee87 @ Jul 26 2018, 03:10 AM)
limit 10k per month is not the real problem,the real problem is when major bank stop giving cash back by reloading big pay.

i wonder any one here got received the call from big pay ask for statement and the card not kena suspend by big pay. hmm.gif
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it is just a matter of time, I expect it may happen in 1-2 years from now.

(1) Credit card interchange fee down to 0.48% by 2021, so the credit card issuers will reduce cashback rate/amount.
(2) In Europe, you can use a Prepaid card to pay loan, same MCC (6012) but additional info must be provided to the card issuers (eg loan repayment, account number etc) so the card issuers will treat the transaction as quasi cash.
(3) Visa/Mastercard (International) were forcing Bitcoin merchants to amend MCC recently, so they may do the same thing on Prepaid card issuers.


pvateme
post Jul 26 2018, 09:57 AM

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does any of you have problem in viewing the whole balance figures in your app with the new app? my balance figures were half blocking by my name on the top banner...
Barricade
post Jul 26 2018, 10:00 AM

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QUOTE(pvateme @ Jul 26 2018, 09:57 AM)
does any of you have problem in viewing the whole balance figures in your app with the new app? my balance figures were half blocking by my name on the top banner...
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No problem for iOS.

Let me guess, yours is android?
pvateme
post Jul 26 2018, 10:02 AM

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QUOTE(Barricade @ Jul 26 2018, 10:00 AM)
No problem for iOS.

Let me guess, yours is android?
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YES biggrin.gif
laymank
post Jul 26 2018, 10:03 AM

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QUOTE(ClarenceT @ Jul 26 2018, 08:46 AM)
Withdraw cash at CRM using BigPay, then deposit cash to your card account at the same CRM.
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I supposed you meant CDM (Cash Deposit Machine)?
Barricade
post Jul 26 2018, 10:04 AM

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QUOTE(pvateme @ Jul 26 2018, 10:02 AM)
YES  biggrin.gif
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Biasa la android. So many versions of OS and so many screen size, developer will have a hard time making a perfect app for every single device.

ClarenceT
post Jul 26 2018, 10:04 AM

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QUOTE(laymank @ Jul 26 2018, 10:03 AM)
I supposed you meant CDM (Cash Deposit Machine)?
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Cash Recycle Machine
2-in-1 CDM+ATM.
cybpsych
post Jul 26 2018, 10:05 AM

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QUOTE(pvateme @ Jul 26 2018, 09:57 AM)
does any of you have problem in viewing the whole balance figures in your app with the new app? my balance figures were half blocking by my name on the top banner...
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no issue for xiaomi android biggrin.gif
pvateme
post Jul 26 2018, 10:08 AM

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QUOTE(cybpsych @ Jul 26 2018, 10:05 AM)
no issue for xiaomi android biggrin.gif
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both s9+ and s8 also half blocking sad.gif
ClarenceT
post Jul 26 2018, 10:21 AM

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QUOTE(pvateme @ Jul 26 2018, 10:08 AM)
both s9+ and s8 also half blocking  sad.gif
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I had the same problem, then I changed my font size (phone settings) from Large to Normal (Medium), the problem solved at BigPay App. But new problems at other APPs!





BigPayJonathan
post Jul 26 2018, 10:32 AM

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QUOTE(fairylord @ Jul 25 2018, 08:43 PM)
What a heavy brain storming on the FUP (Top Up) introducted which has gone far beyond the business vision of BP, bro Jonathan shall summarize these to feed the team to save their brain cell on thinking all the discussed.
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Haha. Honestly, this community is quite amazing. The level of engagement is huge and I see some good arguments being made. Anybody would be interested if I organised a Lowyat x BigPay meetup?

QUOTE(skty @ Jul 25 2018, 09:42 PM)
BigPayJonathan why not this way? unless there is more reason to limit the top up rather than just third party charges.

brows.gif
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Well, to be perfectly honest, us absorbing the credit card charges is kind of a big thing. And in essence, we're not preventing anyone from topping up their BigPay. We want people to use our card as much as possible, and we also want all our services and fees to be completely fair & transparent. Rather than to start charging for something, we prefer to keep things free - even if that means imposing some sort of limitations. It's two different strategies smile.gif

QUOTE(cybpsych @ Jul 26 2018, 07:51 AM)
why bank stop giving cb for bigpay? because the nature of bigpay itself, likely because bigpay's ability to withdraw/convertible to cash.

banks/cb identification* looks for actual retail purchases/payments (to end-merchants), not to a different card which can convert to cash.

not all banks/cards are strict, but there are some cards in post #1 have no issue.

now, *identification itself can be few parameters: mode of payment and MCC (registered nature of business). some cards are lenient, e.g PBB, as long as detected as Online mode, it passes. some detected bigpay's MCC 6012 as Financial Insitution and disqualify it.
the one getting calls for statement, it's their policy to monitor bigpay's users and flagged internally; it doesnt mean full block enforcement needed. there is no complete set of rules/policies set by BNM to do just that. it's up to each provider to setup their own detection rules and policies adquately to satisfy BNM before rolling out ewallet to the public.

if many bigpay users complaining to BNM about its policies and enforcements, BNM would then spring into action against bigpay to justify their policies and provide recommendations to do it "better" <-- tighter? more rules? etc etc ... you see, BNM let the providers make their own additional rules for as long as it doesnt compromise BNM's basic guideline.

if you are a genuine bigpay user, normal reload and spending is within general parameters. but if you reload excessively and withdraw excessively without much activities with bigpay, you're giving bigpay a big red alert  biggrin.gif

pace your reloads, pace your withdrawal. dont be greedy la.
internally, bigpay also to manage its operational costs and fees to other related partners/banks for the bigpay facility they are using (e.g. cc reload, fpx reload, all these have underlying fees to manage and pay!). we end-users are paying zero fees (to-date) to bigpay!
well, any ewallet with withdrawal capability is a double-edged innovation vs rules & regulations.
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notworthy.gif Exactly. Honestly, people don't realise but some of the work we're doing BNM is eventually going to benefit everyone in Malaysia - not only BigPay users. We're setting new standards and challenging old rules, where traditional players have been way too complacent for decades because of the lack of real alternatives.
TSfairylord
post Jul 26 2018, 10:32 AM

tag [@fairylord]
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QUOTE(pvateme @ Jul 26 2018, 09:57 AM)
does any of you have problem in viewing the whole balance figures in your app with the new app? my balance figures were half blocking by my name on the top banner...
*
QUOTE(ClarenceT @ Jul 26 2018, 10:21 AM)
I had the same problem, then I changed my font size (phone settings) from Large to Normal (Medium), the problem solved at BigPay App. But new problems at other APPs!
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Maybe you guys indicate what phone model and tag bro Jonathan or inform BigPay via FB team via messenger so they could resolve this I'm next update.
vin_ann
post Jul 26 2018, 10:33 AM

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QUOTE(hebe87 @ Jul 26 2018, 09:03 AM)
If you want to post referral code, do it via PM only. It has been mentioned many times before.
U r lucky coz just delete post, no ban
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so nobody care to answer my Q on why my invalid referral code issue? will it be user who key in problem or the code problem?

but everyone will flood to PM referral codes whenever someone asked for it.


laymank
post Jul 26 2018, 10:36 AM

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QUOTE(vin_ann @ Jul 26 2018, 10:33 AM)
so nobody care to answer my Q on why my invalid referral code issue? will it be user who key in problem or the code problem?

but everyone will flood to PM referral codes whenever someone asked for it.
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I didn't have a chance to see your post, so not sure what to answer.
TSfairylord
post Jul 26 2018, 10:38 AM

tag [@fairylord]
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QUOTE(BigPayJonathan @ Jul 26 2018, 10:32 AM)
Haha. Honestly, this community is quite amazing. The level of engagement is huge and I see some good arguments being made. Anybody would be interested if I organised a Lowyat x BigPay meetup?

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Mind to share more idea on the Lowest x BigPay meetup? Like real meet up or merely online live Q&A (oral exam) /Feedback (Shooting)/ Suggestion (doraemon idea) sessions. Will Tony be around smile.gif and Freebies for attendee.

And..kekeke

Willing to help out.
hebe87
post Jul 26 2018, 10:39 AM

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QUOTE(vin_ann @ Jul 26 2018, 10:33 AM)
so nobody care to answer my Q on why my invalid referral code issue? will it be user who key in problem or the code problem?

but everyone will flood to PM referral codes whenever someone asked for it.
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Didnt encounter such problem before. Most likely is due to wrongly key in of the code, for example mistakenly type the number zero as alphabet O, vice versa

If problem persists, i suggest to contact bigpay customer service
vin_ann
post Jul 26 2018, 10:40 AM

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QUOTE(laymank @ Jul 26 2018, 10:36 AM)
I didn't have a chance to see your post, so not sure what to answer.
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nvm forget it.

now my question remain:

How to know my referral code is valid when I have friend complaint my code is error ?

is the code only valid when i start spending?
TSfairylord
post Jul 26 2018, 10:40 AM

tag [@fairylord]
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QUOTE(vin_ann @ Jul 26 2018, 10:33 AM)
so nobody care to answer my Q on why my invalid referral code issue? will it be user who key in problem or the code problem?

but everyone will flood to PM referral codes whenever someone asked for it.
*
PM sifu, bro Jonathan, myself or direct get assistance from BigPay FB helps if it's sensitive case (in Lyn). Cheers.

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