i got debit cards but i only use the cards for Atm purpose. i use credit card for retail purchase. recently alliance bank give me a platinum debit card. i tried to use it coz it gives 1.5% cashback. but when i swipe the card in giant, no pin no enter is needed. also in petronas counter, no need to enter pin, just like normal credit card. but i can't use it at pump, have to go to counter to swipe. i made all these swipes more than a week ago, but when i check my online current acc, all these transactions are not recorded. the money is not deducted from my current acc. where all the transactions have gone??? that means i don't need to pay to alliance bank? free lunch huh?

it will reflect on your statement 3-4working days don't worry, can use at pump la i tried b4 but sometimes transaction rejected, i dunno y also

coz u need minimum RM200 inside ur account (exclude ur pertrol fee)

eRm....got more than the amount la

ooo....okie
duno mar

btw,i dun really like alliance debit card ...although they hv those cash rebate program,but still i prefer pbve..alliance now is like a normal atm card to me...i dun use it when shopping coz they dun update their online statement as fast as maybank...maybank usually will show the balance after i swipe it immediately but alliance need to wait

i swiped on thurs last week. how come no update online acc? but if i withdraw money fr Atm, it is updated online very fast the same day.....

It works like a credit card. If you're a credit card user and track your spending online you will know that it always takes a few days before the charges appear in your online banking account. You do not have to worry for Maybank. They will definitely deduct the amount swiped from your savings/current account

it's alliance bank la...i never said maybank.
i also have alliance bank platinum credit card. normally transaction activities r updated in 2-3 days. but for this debit card, dunno y not reflected online? it's 10days already.........

hi i'm an alliance debit cd user as well, notice this problem as well not really sure why but it does takes a very long time to be reflected on INB, it does really bothers when one is a frequent user as hard to keep track the exact amt left in the a/c and not to mention earmark amt as well, when wanna use for retail transaction can't go through malu sial....

yes.this is y i seldom use it when i go shopping...

Easy. Call them up. Problem solved

no need la. let it be this way till alliance bank discover it. i don't lose anything coz money is not deducted fr my current acc yet. hehe

scare they deduct more than the amount u use.btw,do u keep the receipt?

See cherry = see debit see ATM kardz

huh???wat do u mean?

what is a minimum spend of debit card (maybank visa debit cherry) at merchants? RM10? everyone know maximum limit, but minimum ?
what is a minimum spend of debit card (PB visa electron debit) at merchants? RM10 also?

it depends on them...some has no limit like jusco....RM1 also can swipe...but better you ask them first because i experienced before.a saloon said need at least RM60 and above only can swipe.one DVD shop said i need to buy at least RM80 only can swipe.if not,they will charge i think around 3% interest

In fact when merchants sign contract with bank (visa or mastercard), they must agree that they will never set limit for the usage and they wont charge customer the interest. But looks like everyone also doin it and dont treat it as big deal.

i'm not sure why they do so..i always have to prepare some cash and also bring the card also which makes no difference at all to own 1 card

as stated on mbb web,

"Annual service fee: Free"

but i need those maybank cherry visa debit card holder confirm whether bank charge RM8 ? since the card is debit card + ATM.

thanks.