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 Debit card, Anything about it.

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GHz
post Aug 2 2009, 11:32 PM

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QUOTE(qwer312 @ Aug 2 2009, 11:01 PM)
hi, i want to ask about the Public bank visa electron debit card. If i use it for online shopping and need to pay in USD, but my card is in RM...where can i check the exchange rate include the bank fee(if any)? or i just check the VISA international exchange rate? And how many % for the bank fee?
*
for public bank its +1.25% administration fee for exchance rate
qwer312
post Aug 2 2009, 11:42 PM

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QUOTE(GHz @ Aug 2 2009, 11:32 PM)
for public bank its +1.25% administration fee for exchance rate
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which mean that i just key in 1.25% at below website and that is all for the exchange rate? no need refer to FOREX at public bank website anymore?

http://www.corporate.visa.com/pd/consumer_...er_ex_rates.jsp
GHz
post Aug 3 2009, 08:40 AM

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QUOTE(qwer312 @ Aug 2 2009, 11:42 PM)
which mean that i just key in 1.25% at below website and that is all for the exchange rate? no need refer to FOREX at public bank website anymore?

http://www.corporate.visa.com/pd/consumer_...er_ex_rates.jsp
*
yes, you need to follow VISA exchange rate plus the administrative fees.
qwer312
post Aug 3 2009, 04:16 PM

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QUOTE(GHz @ Aug 3 2009, 08:40 AM)
yes, you need to follow VISA exchange rate plus the administrative fees.
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i see. Thx very much
qpalzm87
post Aug 6 2009, 02:51 PM

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Hey
I am currently a Utar student
and wish to get a debit card
so which one do you guys suggest me to go after?
PB Utar Debit Mastercard or PB Visa Electron
Thank you
aeronlim
post Aug 6 2009, 03:58 PM

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QUOTE(qpalzm87 @ Aug 6 2009, 02:51 PM)
Hey
I am currently a Utar student
and wish to get a debit card
so which one do you guys suggest me to go after?
PB Utar Debit Mastercard or PB Visa Electron
Thank you
*
If u looking for usefulness, suggest u get the VISA electron, as per discuss in this thread before, many people use it for online trading, especially paypal can accept it. If u are not often using online purchase service, both of card would be ok for u as Mastercard and VISA have their own advantage themselves.

I also have a question here for all TuneMoney VISA debit card holder, how can i reload the credit? Have to go throught the CIMB counter? Heard that the CIMB staff said that the AirAsia Saver Account holder can reload the Tunemoney credit by no need to pay any service charge, is that real?

Thank You.
GHz
post Aug 6 2009, 04:10 PM

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QUOTE(qpalzm87 @ Aug 6 2009, 02:51 PM)
Hey
I am currently a Utar student
and wish to get a debit card
so which one do you guys suggest me to go after?
PB Utar Debit Mastercard or PB Visa Electron
Thank you
*
Day2day card is better, lower annual fee when compare with visa electron
qpalzm87
post Aug 6 2009, 05:16 PM

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So does the PB Utar Debit Mastercard & PB Day2Day Card can be used for online transactions?
Or does that only applies to PB Visa Electron?
Thank You
MilesAndMore
post Aug 6 2009, 05:40 PM

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QUOTE(qpalzm87 @ Aug 6 2009, 05:16 PM)
So does the PB Utar Debit Mastercard & PB Day2Day Card can be used for online transactions?
Or does that only applies to PB Visa Electron?
Thank You
*
All Public Bank debit cards can be used for online transaction.

dancedetrance
post Aug 6 2009, 06:22 PM

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hi, I'm currently an International student here. I just got my maybank visa debit card.. they said it can be used for paypal... but everytime I wanna add my card it says that my card is denied by the bank...

anybody got a clue??
GHz
post Aug 6 2009, 06:43 PM

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you have to activate it through maybank 2u
Shinichi
post Aug 6 2009, 09:58 PM

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QUOTE(qpalzm87 @ Aug 6 2009, 05:16 PM)
So does the PB Utar Debit Mastercard & PB Day2Day Card can be used for online transactions?
Or does that only applies to PB Visa Electron?
Thank You
*
I think someone here mentioned it works with PB TARC/UTAR DC provided you have money in it.

qwer312
post Aug 7 2009, 11:07 PM

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Hi, i had got my public bank visa electron debit card and i using it for the first time at one japan online shop. I am sure that i have enough money inside my debit card. But the online shop unable to charge my card and sent me error message through email. Below is the error message i get from them. Do i need to activate my card first or do something else first before using it online?


Error message:

We are pleased to inform you that the following item(s) are now reserved for you and ready to ship from HobbyLink Japan.

Unfortunately, we have tried to charge your purchase to your credit card, but were unable to get authorization for the transaction. Your card issuer may be withholding approval because of some reason related to your account, or the number you sent us may not be a valid credit card number. Sometimes the reasons for the decline are not clear, and the card is eventually approved. We will keep trying to charge this card in the days ahead, but if you feel using another account will be easier, please follow the instructions below for submitting new card information.
nanakopy87
post Aug 8 2009, 11:00 AM

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did u register for the verified by visa?
http://www.pbebank.com/en/en_content/perso...ards/vbvmc.html
u must register urself for tis before u can use it
qwer312
post Aug 8 2009, 02:17 PM

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QUOTE(nanakopy87 @ Aug 8 2009, 11:00 AM)
did u register for the verified by visa?
http://www.pbebank.com/en/en_content/perso...ards/vbvmc.html
u must register urself for tis before u can use it
*
i not yet register the verified by visa...and btw the japan online shop do not require verified by visa and there is no option to key in the verified by visa password inside the online shop system. I wondering if i try register vbv, it will make me more difficult using debit card to make the payment online since some online shop do not implement the verified by visa..
nanakopy87
post Aug 8 2009, 02:53 PM

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no..its the same..u can't use it if u din vefiry by visa
SBH aka Ryuzaki
post Aug 8 2009, 03:15 PM

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I have CIMB and BSN account. I don't want to open anymore bank account

Does this 2 banks offer debit card ? I want to buy things use lelong and ebay

Thank You
nanakopy87
post Aug 8 2009, 03:42 PM

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i think CIMB has but not sure if can be use for online shopping or not
qwer312
post Aug 8 2009, 04:09 PM

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QUOTE(nanakopy87 @ Aug 8 2009, 02:53 PM)
no..its the same..u can't use it if u din vefiry by visa
*
strange...i just call the bank CS and they reply me that the online shop do not accept debit card but credit card only. But debit card is working just as credit card, diff is one is prepaid, another is postpaid..
MilesAndMore
post Aug 8 2009, 04:44 PM

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QUOTE(qwer312 @ Aug 8 2009, 02:17 PM)
I wondering if i try register vbv, it will make me more difficult using debit card to make the payment online since some online shop do not implement the verified by visa..
It won't be a problem as sites that do not need to be verified by VISA will still be able to process your credit card, even you have already registered for Verified by VISA.


QUOTE(SBH aka Ryuzaki @ Aug 8 2009, 03:15 PM)
I have CIMB and BSN account. I don't want to open anymore bank account

Does this 2 banks offer debit card ? I want to buy things use lelong and ebay

Thank You
*
BSN has VISA Electron since long time ago but it's not popular at all. CIMB has e.Mastercard. Basically it is a prepaid card. The downside of this card is that you cannot view your card transaction via cimbclicks.com.my. No statement will be mail to you either. You will however, still be able to check your card balance via any CIMB Bank ATM.
CIMB Bank e.Mastercard


QUOTE(qwer312 @ Aug 8 2009, 04:09 PM)
strange...i just call the bank CS and they reply me that the online shop do not accept debit card but credit card only. But debit card is working just as credit card, diff is one is prepaid, another is postpaid..
*
Last time i did encounter certain shops that do not accept my Public Bank VISA Electron (the yellow color one) and that's a debit card too.



This post has been edited by MilesAndMore: Aug 8 2009, 04:48 PM

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