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 Debit card, Anything about it.

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nanakopy87
post Aug 11 2009, 04:59 PM

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QUOTE(solsekuin44 @ Aug 11 2009, 04:49 PM)
So, the money deducted is based on the current USD price la? If I want to buy stuff which is USD100, Paypal will deduct RM350 in my debit card?
Is that it? brows.gif
*
of course inUSD currency...but its based on the rate on the day bank charge you.
the rate is usually 3.57,if not mistaken
solsekuin44
post Aug 11 2009, 05:07 PM

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So, even if I don't have any amount in my Paypal, they can just deduct straight from my debit card? That's super cool!

This post has been edited by solsekuin44: Aug 11 2009, 05:07 PM
nanakopy87
post Aug 11 2009, 05:13 PM

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yes,will deduct frm ur debit card.so make sure ur card so sufficient fund inside
solsekuin44
post Aug 11 2009, 05:16 PM

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Thank you.. Now I'm prepared to buy stuff online, hehe..
Have to wait for my debit card, baru apply today doh.gif

This post has been edited by solsekuin44: Aug 11 2009, 05:17 PM
nanakopy87
post Aug 11 2009, 05:21 PM

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baru apply today keh?aiyo..need to wait 3 more weeks to get the card.remember when u wana deposit the money into ur account,choose credit card payment @ the atm deposit machine
solsekuin44
post Aug 11 2009, 05:57 PM

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Ha.. what to do, I've just learnt about it last 2 days.. Doing research a lot, asking.
Tedious job, but worth it. I need to understand kaw2, want to start shopping by my own.
nanakopy87
post Aug 11 2009, 06:02 PM

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hahahaha...i did researches and surveys for more than months before decide which to choose tongue.gif
hahahaha....
solsekuin44
post Aug 11 2009, 06:07 PM

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Wah.. for moths? shocking.gif Haha, I'm not that patient la. But after reading here, I think the best is Public Bank's card.
lowyat.net forumers sure are nice and helpful!

nanakopy87
post Aug 11 2009, 06:11 PM

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coz i'm not rushing to buy online coz i see lowyat oso offer such servises..so i can take my own sweet time to choose biggrin.gif
solsekuin44
post Aug 11 2009, 06:15 PM

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But buying by your own, you don't have to pay 30-40% more to the seller. Sure it's still cheaper than buying at retail stores.. Still, 40% is a lot..

nanakopy87
post Aug 11 2009, 06:28 PM

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hmm,i found those are not bad 1...unless u wana buy frm ebay etc,then different story...btw,we are out of topic now laugh.gif

so,did the customer service tell u when u can get the card?
solsekuin44
post Aug 11 2009, 06:37 PM

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Ya, wanna try ebay, maybe.. smile.gif Well, the bank officer said I have to wait around 2 weeks, then the card is mine.
Ai..
MilesAndMore
post Aug 11 2009, 07:00 PM

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QUOTE(solsekuin44 @ Aug 11 2009, 05:16 PM)
Thank you.. Now I'm prepared to buy stuff online, hehe..
Have to wait for my debit card, baru apply today doh.gif
Eh ? I thought you were going to apply for Public Bank Day2Day VISA debit card ? You will be issued with this card instantly and you will be able to use this card to do online transaction after 6pm or 7pm today.

Or did you go to apply for Public Bank VISA Electron ?

-Teddy-
post Aug 11 2009, 08:09 PM

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I have just got my Maybank Visa Debit Card this afternoon. Used it to verify PayPal, still waiting for the code now. My Maybank statement now has 2 new transactions, both are PRE-AUTH DEBIT. One is RM6.99, which I believe is the USD1.95 charge me. Another is RM1.02, I have no idea what is that. Any idea? Could it be foreign currency exchange charge?
nanakopy87
post Aug 11 2009, 08:10 PM

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i heard many said they charge twice but still no1 noes wats tat for
-Teddy-
post Aug 11 2009, 08:28 PM

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They charge twice just for PayPal or every single international transaction?
nanakopy87
post Aug 11 2009, 08:29 PM

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i believe for the first time only
prasys
post Aug 11 2009, 08:35 PM

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QUOTE(-Teddy- @ Aug 11 2009, 08:09 PM)
I have just got my Maybank Visa Debit Card this afternoon. Used it to verify PayPal, still waiting for the code now. My Maybank statement now has 2 new transactions, both are PRE-AUTH DEBIT. One is RM6.99, which I believe is the USD1.95 charge me. Another is RM1.02, I have no idea what is that. Any idea? Could it be foreign currency exchange charge?
*
The other one is additional fee. Credit cards/debit cards would be charged additional 2-5% or some additional fee. You'll have to take a look under International purchases. The first one is USD$1.95 to Ringgit Malaysia. The second one is processing fees , additional fees whenever you plan to use foreign stuff.

Some banks group it into one. Others like maybank split it
solsekuin44
post Aug 11 2009, 09:33 PM

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QUOTE(MilesAndMore @ Aug 11 2009, 07:00 PM)
Eh ? I thought you were going to apply for Public Bank Day2Day VISA debit card ? You will be issued with this card instantly and you will be able to use this card to do online transaction after 6pm or 7pm today.

Or did you go to apply for Public Bank VISA Electron ?
*
smile.gif I applied for Public Bank VISA Electron debit card. Since Public Bank Day2Day VISA requires you a saving account.
Don't want to open another new saving.
Have enough already. Hehe.. Takpela, I have to wait a bit for my card. Yours is Public Bank VISA Electron or Public Bank Day2Day VISA?

This post has been edited by solsekuin44: Aug 11 2009, 09:35 PM
wkf
post Aug 11 2009, 09:34 PM

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hi. i'm going to apply the maybank debit card. is it true that no annual fee charged & collect the card on the spot immediately after application. if not, how long it take for the card collection.


Added on August 11, 2009, 9:35 pmis that any difference between Public Bank VISA Electron and Public Bank Day2Day VISA

This post has been edited by wkf: Aug 11 2009, 09:35 PM

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