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 Debit card, Anything about it.

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qwer312
post Jul 26 2009, 12:29 AM

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I just received my PB visa electron debit card and still waiting for the PIN to mail to me. There is no any single word in the letter to ask me to deposit RM25 to my visa electron account and also no mention how to start/activate to use the card...Can i start using the visa electron card before the PIN arrive? The PIN just use for withdraw money from the ATM, right? And i just found the silver bird logo is printed at the back of the card, not front of the card sweat.gif

This post has been edited by qwer312: Jul 26 2009, 12:51 AM
qwer312
post Jul 26 2009, 02:40 PM

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QUOTE(bingozero @ Jul 26 2009, 01:11 AM)
Ya, after you sign at the back of the debit card, can start swap, no need to wait the pin arrive.
Pin is just for you to withdraw and check the balance of your debit card.
The silver bird logo printed at the back of the debit card is the new card, old one painted at front.
Is depend on each individual, some of them need debit card to control their money and make it convenient, no need to bring more cash go out.
So you must save the customer helpline in your phone to in case something bad happen.
*
i see, thx for the answer biggrin.gif

however, PB visa electron debit card can be use to swipe at real world shop? I thought it only for online shopping...


qwer312
post Aug 2 2009, 11:01 PM

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hi, i want to ask about the Public bank visa electron debit card. If i use it for online shopping and need to pay in USD, but my card is in RM...where can i check the exchange rate include the bank fee(if any)? or i just check the VISA international exchange rate? And how many % for the bank fee?
qwer312
post Aug 2 2009, 11:42 PM

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QUOTE(GHz @ Aug 2 2009, 11:32 PM)
for public bank its +1.25% administration fee for exchance rate
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which mean that i just key in 1.25% at below website and that is all for the exchange rate? no need refer to FOREX at public bank website anymore?

http://www.corporate.visa.com/pd/consumer_...er_ex_rates.jsp
qwer312
post Aug 3 2009, 04:16 PM

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QUOTE(GHz @ Aug 3 2009, 08:40 AM)
yes, you need to follow VISA exchange rate plus the administrative fees.
*
i see. Thx very much
qwer312
post Aug 7 2009, 11:07 PM

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Hi, i had got my public bank visa electron debit card and i using it for the first time at one japan online shop. I am sure that i have enough money inside my debit card. But the online shop unable to charge my card and sent me error message through email. Below is the error message i get from them. Do i need to activate my card first or do something else first before using it online?


Error message:

We are pleased to inform you that the following item(s) are now reserved for you and ready to ship from HobbyLink Japan.

Unfortunately, we have tried to charge your purchase to your credit card, but were unable to get authorization for the transaction. Your card issuer may be withholding approval because of some reason related to your account, or the number you sent us may not be a valid credit card number. Sometimes the reasons for the decline are not clear, and the card is eventually approved. We will keep trying to charge this card in the days ahead, but if you feel using another account will be easier, please follow the instructions below for submitting new card information.
qwer312
post Aug 8 2009, 02:17 PM

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QUOTE(nanakopy87 @ Aug 8 2009, 11:00 AM)
did u register for the verified by visa?
http://www.pbebank.com/en/en_content/perso...ards/vbvmc.html
u must register urself for tis before u can use it
*
i not yet register the verified by visa...and btw the japan online shop do not require verified by visa and there is no option to key in the verified by visa password inside the online shop system. I wondering if i try register vbv, it will make me more difficult using debit card to make the payment online since some online shop do not implement the verified by visa..
qwer312
post Aug 8 2009, 04:09 PM

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QUOTE(nanakopy87 @ Aug 8 2009, 02:53 PM)
no..its the same..u can't use it if u din vefiry by visa
*
strange...i just call the bank CS and they reply me that the online shop do not accept debit card but credit card only. But debit card is working just as credit card, diff is one is prepaid, another is postpaid..

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