Did you mean balance transfer? It has balance transfer 0% now until 31.12.24.

Thanks u for the email and advise , has write in and they reply acknowledge and forward to relevant department. After 2 week waiting has become approved.

My view they still take it as fresh application even add on card.

As previously mention, in branch finance advisor help submit , point clearly apply gold but tick platinum,after rejected ask she again what can do,told me apply after 6months. So now after appeal is approved card is m2p , cl got up few k also.

Quick question. If I reload TNG via Aeon credit card or any credit card.. And then I pay it the next day, do I still get the cashback month end?

Yes. You did spend and whenever you wanna pay back has nothing to do with the credit cards' benefits.

Got it! Thanks!

WSJ Personal Finance

It Isn’t Just You: Credit-Card Points Buy Less Than They Used To
Americans hoarded credit-card points during the pandemic, but inflation has been eating into their value

https://www.wsj.com/personal-finance/credit...share_permalink

Which card gives a better return for airline spending? In terms of air miles accumulation.

For credit card that waive annual fee if spends above certain amount per year, does that spending amount add up principal card and all supplementary cards or just consider spending by principal card only?

I tried reading terms and conditions but it's not clearly stated.

This post has been edited by nexus2238: Oct 8 2024, 09:59 PM

Usually all includes supplementary cards’ spending as well.

Thank you for clarification

New OCBC titanium revision starting 20 OCT 2024

https://www.ocbc.com.my/iwov-resources/my/o..._Mastercard.pdf

This post has been edited by avinlim: Oct 9 2024, 05:08 PM

From no AF to rm75. Time to look for one with no AF.

2% cb for ewallet, after deduct af and sst around 1.5% cb

Currently is 1.61% but auto cb, no need for leceh points conversion.

Currently having same issue as yours..I'm holding Maybank Ikhwan Mastercard Platinum, trying to add Maybank Ikhwan Visa Infinite via M2U since my salary has exceed the requirement needed, the application for credit appear on eccris on the same day but the next 4 day the application is gone . No rejection or approval sms received. I called the CS, they said currently in the midst of processing. But as far as I know, once the application in eccris is gone, it's mean rejected right?

I need further help on this. So let's say on a 10k outstanding balance....


Islamic CC:
Month 1 | 10k purchases = 10k
Month 2 | No purchases and no payments made = 10k outstanding x 1.5% interest = 10,150
Month 3 | 10,150 still?

Is my calculations correct?

should refer to the product disclosure sheet e.g. MBI
but you misunderstood several concepts

1. if u fail to pay, the management fee (interest) will be charged from the date of transaction instead of statement date
so, if u spend on the 1st of month 1, would have incurred RM 150 in month 1
outstanding on end of month 1 = RM 10,150

2. compounding charges refer to 'interest on interest', meaning that the RM 150 interest you incurred in month 1 will not be charged interest in month 2
management fee for month 2 remains the same = RM 10,000 x 1.5% (if conventional compounding --> RM 10,150 x 1.5% = RM 152.25)
month 2 outstanding:
islamic = RM 10,300; conventional = RM 10,302.25

Hi all sifu, just want to ask currently holding infinite cards. Is the bank will ask for cancel card if the latest income does not meet their requirement?

How would the bank know?

Recently I want to add card, banker asked me to submit the latest income doc to them to proceed.