Outline ·
[ Standard ] ·
Linear+
Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
|
UncleShid
|
Aug 13 2020, 09:34 PM
|
New Member
|
Hi, would like to ask about yalls opinion about credit card application.
I tried to apply my first cc which is Maybank Sopi card one with Maybank but rejected. I have car loan with mbb also, everymonth never miss payment. Monthly income 4k and already work for 22 years. loan only car, no other loan.
why ah meibenk reject my application?
Thank you for your reply~
|
|
|
|
|
|
UncleShid
|
Aug 13 2020, 09:55 PM
|
New Member
|
QUOTE(alexwsk @ Aug 13 2020, 09:51 PM) how did you apply? if through maybank2u website, you may want to appeal or walk into a branch to reapply your salary goes in mbb? i apply via email one, salary not in meibank but they didn't ask for bank statement. i call cs, cs said no use to reapply because need to wait 6 month before can apply new one. i ask why reject also dowan to answer. hahaha
|
|
|
|
|
|
UncleShid
|
Aug 13 2020, 10:24 PM
|
New Member
|
QUOTE(GrumpyNooby @ Aug 13 2020, 09:56 PM) Buy a CTOS Score report. It may tell you some answer. My guess could be high debt servicing ratio but I might be wrong. I'll have a look at that CTOS record.. For DSR, after car loan deduction, still have 3K..
|
|
|
|
|
|
UncleShid
|
Aug 13 2020, 10:45 PM
|
New Member
|
QUOTE(GrumpyNooby @ Aug 13 2020, 10:30 PM) Some bank form will require to fill two types of info in order preliminary assess your DSR. First is loan-related commitment and second is fixed recurring non-loan related commitment. Not sure about Maybank form. Maybank i only filled up basic applications form with the PDPA and FATCA form... btw i just bought the CTOS repot, score at 700..
|
|
|
|
|
|
UncleShid
|
Dec 28 2020, 07:58 PM
|
New Member
|
Hi guys, need some advice on MBB Credit Card.
I am currently holding Maybank Shopee Visa Platinum CC and been interested in applying the M2C (Gold/Plat). Annual income more than needed for both version of M2C. Can i just call the CS to add the M2C into existing my credit line since the credit limit will be shared anyway between the two cards. Or I need to submit all relavant documentation just like new cc application?
P/s : I received the approval for MBB Shopee CC along with my housing loan on end of November 2020.
Looking forward for any advice. Thank you in advance.
*new update : Latest update, I just call the MBB CS again..The officer said since i am existing MBB CC customer, can just directly add the M2C using Maybank2U. No need to fillin any more or submit any document. Both card will share same credit limit.
Have anyone used this method? Add new credit card using Maybank2U? Really appreciate it if someone can confirm this method of adding new card.
|
|
|
|
|
|
UncleShid
|
Oct 10 2024, 11:56 PM
|
New Member
|
QUOTE(niceit198 @ Aug 29 2024, 07:36 PM) Hi guys , anybody that recently had add card in Maybank ?? Existing credit card holder , want add new credit card. But branch staff is like submit fresh application. Maybank no such add card ? Only fresh application ? Not likely it will separate credit limit for fresh application right ? Have received sms say RM0 MBB:We regret to inform that we are unable to accede to your card application. Thank you for your interest shown. Currently having same issue as yours..I'm holding Maybank Ikhwan Mastercard Platinum, trying to add Maybank Ikhwan Visa Infinite via M2U since my salary has exceed the requirement needed, the application for credit appear on eccris on the same day but the next 4 day the application is gone  . No rejection or approval sms received. I called the CS, they said currently in the midst of processing. But as far as I know, once the application in eccris is gone, it's mean rejected right?
|
|
|
|
|