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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Duckies
post Jul 13 2017, 12:08 PM

Rubber Ducky
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Previously got rejected for credit card application due to PTPTN tunggakan. Just settled it this early of the month. Just went and check the CCRIS report it's still not showing 0 yet so I think should be next month only can see it.

Should I wait for next month only go and apply credit card? Or as long as I settle the tunggakan then should be all right to go and apply?
Duckies
post Jul 13 2017, 03:01 PM

Rubber Ducky
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QUOTE(fruitie @ Jul 13 2017, 01:25 PM)
Credit card still refers to CCRIS.
I settled my tunggakan in October 2016 and until April 2017, my applications were still rejected. Just tried luck again this month and see how it will fare.
My CCRIS already zerolized since I cleared tunggakan in October. Just saying.
*
Eh do update me ya if you manage to get the credit card.
Duckies
post Aug 1 2017, 09:41 AM

Rubber Ducky
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fruitie, how's your recent card application? You mentioned that you just cleared your PTPTN right? Got the card already?
Duckies
post Aug 1 2017, 10:18 AM

Rubber Ducky
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QUOTE(fruitie @ Aug 1 2017, 10:16 AM)
I applied both SCB and Citibank, both approved recently. smile.gif
Cleared tertunggak in Oct and still rejected in April but approved in July, however for different cards and banks. I applied PBB in April by the way. smile.gif
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Applied in April but July only approved? That's 3 month eh cry.gif I plan to apply PBB card later...dunno will get rejected or not since I cleared my tertunggak last month only.
Duckies
post Aug 8 2017, 09:37 AM

Rubber Ducky
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Ohh, I just called to check my PBB credit card application status. It says that it has been approved. Finally got to get new credit cards after clearing my PTPTN tunggakan.
Duckies
post Sep 16 2017, 09:58 AM

Rubber Ducky
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QUOTE(Sedih @ Sep 16 2017, 09:22 AM)
How long do you wait after clear?
*
1 week.
Duckies
post Dec 20 2018, 11:56 AM

Rubber Ducky
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Which is the best credit card we can use to pay for AIA insurance? Can it be monthly or needs to be one shot? Pay via online or counter?
Duckies
post Feb 24 2020, 06:51 PM

Rubber Ducky
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Any good sign up offer/gift for credit card? Was eye-ing on HSBC credit card.
Duckies
post Sep 1 2020, 10:30 PM

Rubber Ducky
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Any good sign up campaign for credit card?
Duckies
post Dec 22 2020, 11:37 PM

Rubber Ducky
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Does Affin bank Visa Signature get cashback for insurance payment?

This post has been edited by Duckies: Dec 22 2020, 11:38 PM
Duckies
post Dec 23 2020, 09:17 AM

Rubber Ducky
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QUOTE(GrumpyNooby @ Dec 23 2020, 06:41 AM)
If you can wave it at the counter, you'll get cash back.
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QUOTE(ClarenceT @ Dec 23 2020, 07:49 AM)
Must be less than RM250 per wave transaction
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Wave at counter? What about if I pay online?
Duckies
post Dec 23 2020, 10:59 AM

Rubber Ducky
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QUOTE(GrumpyNooby @ Dec 23 2020, 09:20 AM)
What does it say?

user posted image

Product link: https://www.affinonline.com/tap_for_cash_back
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So.. Transactionless means online also can right... Also exclusion doest not have insurance.. So I guess it's all right...?
Duckies
post Dec 23 2020, 11:03 AM

Rubber Ducky
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QUOTE(ClarenceT @ Dec 23 2020, 11:01 AM)
Read how Visa Inc define "Contactless".

https://www.visa.com.my/pay-with-visa/conta...20authorisation.
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Ah okay.. In this case what is the best cashback card for online insurance payment? PBB Quantum?
Duckies
post Dec 26 2020, 02:38 PM

Rubber Ducky
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QUOTE(ClarenceT @ Dec 23 2020, 11:16 AM)
Affin Duo Visa (Online / Direct Debit)
Public Quantum Mastercard (Online), Visa Signature (Online), Quantum Visa (Contactless)
Maybank FC Barcelona VS (PIN / Direct Debit / Online)
Standard Chartered Just-One Platinum (Debit Debit / Online)
RHB VS (Online)

T&C apply. Read the cashback schemes of each CC.
*
Thanks for the suggestions. Any good recommendations for misc? I used to have Maybank Barcelona Signature that gives 2% for everything but they revised it to 1% =(
Duckies
post Jan 8 2021, 05:48 PM

Rubber Ducky
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QUOTE(cybpsych @ Jan 2 2021, 04:26 PM)
SCB

H1 2021 – 388 Cashback - Credit Card Acquisition Campaign (1st January – 30th June 2021) - Up to RM388 Cashback
https://av.sc.com/my/content/docs/my-credit...on-campaign.pdf

Digital Credit Card Online Campaign (1 January 2021 – 31 March 2021) - RM200/RM500 Cashback
https://av.sc.com/my/content/docs/my-digita...ampaign-tcs.pdf
HSBC

RM500 Lazada eVoucher
https://sp.hsbc.com.my/cc-apply-online/pdfs..._2020_clean.pdf

HSBC 2021 Cashback Acquisition Promotion - RM200 cashback
https://www.hsbc.com.my/credit-cards/offers/cash-back/ | https://cdn.hsbc.com.my/content/dam/hsbc/my...n-promotion.pdf
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Hi, does these campaigns stack together? Example I applied 1 SC credit card so am I eligible for both 388 cashback and 500 cashback?
Duckies
post Jan 8 2021, 05:59 PM

Rubber Ducky
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QUOTE(cybpsych @ Jan 8 2021, 05:51 PM)
read the Eligibility section
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I read through and didn't get the answer...or maybe my understanding skill is low... sweat.gif
Duckies
post Jan 8 2021, 06:38 PM

Rubber Ducky
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QUOTE(cybpsych @ Jan 8 2021, 06:18 PM)
read again the whole Eligibility section

New to Product (“NTP”)
Existing to Product (“ETP”)
"New Customers"
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Yea but if I apply a new card I'm consider as new to product for both campaign right..?
Duckies
post Apr 6 2021, 12:57 AM

Rubber Ducky
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Hi guys I have 2 questions here.

1. Is it possible to cancel the monthly installment via credit card and do 1 shot payment to clear it off?
2. Do I still get Maybank AMEX cashback for monthly installment?
Duckies
post Apr 30 2022, 12:36 AM

Rubber Ducky
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Any credit card recommendations for insurance payment and TNG reload? I currently own PBB Quantum Mastercard and Visa, Visa Signature, and Islamic Platinum. Perhaps Affin Duo but the application is damn slow... I applied last month and til now I haven't got it.
Duckies
post Apr 30 2022, 09:35 AM

Rubber Ducky
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QUOTE(LostAndFound @ Apr 30 2022, 07:01 AM)
The PBB Quantum Master and Visa Signature do not give any benefit for TNG reload (according to TNC), can check their threads for more details. Only Islamic Platinum does.

Affin Duo is a reliable one. Other than that can consider HSBC Amanah (they still have FCFS promo for RM15 cashback on TNG reload, but damn competitive at midnight on first day of month). Also can consider UOB YOLO (min spend RM600, 5% cashback but ewallet capped at RM15 so you need RM300 'other spend' to get 5%).
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Anything for insurance payment?
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