Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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 May 22 2017, 06:02 PM
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#1
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Junior Member
96 posts Joined: Nov 2011 
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Hi, is there any maximum cc limit to hold? Because I read some cardholder's comments failed to apply some cards due to holding many cc even though annual income more than RM36k.
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May 31 2017, 04:27 PM
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#2
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Junior Member
96 posts Joined: Nov 2011
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Does ezypayment/installment affect the CCRIS?
I just know BT does. |
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May 31 2017, 05:32 PM
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#3
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Junior Member
96 posts Joined: Nov 2011
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QUOTE(fruitie @ May 31 2017, 04:54 PM) If no good payment, it will affect. Same goes to BT. Thanks..I have to think twice before go for ezypayment..It will be shown as your outstanding but if your payment is prompt and full, your scoring will be 0. So, not an issue.  |
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Jun 15 2023, 10:00 PM
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#4
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Junior Member
96 posts Joined: Nov 2011
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Hi all sifu... Just want to ask apply cc based on basic salary or annual income? For certain cc, I have meet their requirement if based on my annual income.
This post has been edited by boyzai07: Jun 15 2023, 10:01 PM |
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Jul 4 2023, 07:14 PM
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#5
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Junior Member
96 posts Joined: Nov 2011
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Hi, all sifu. Can I cancel the card before receiving the card? Is there affect my credit card application in the future? I cancel the card because point redemption revised and have other cards better the card.
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Dec 8 2023, 01:38 PM
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#6
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Junior Member
96 posts Joined: Nov 2011
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Guys, a question regarding rental income.
Are all banks accept rental income as part of annual/monthly incomes when apply cc? This post has been edited by boyzai07: Dec 8 2023, 01:39 PM |
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Oct 21 2024, 12:04 PM
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#7
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Junior Member
96 posts Joined: Nov 2011
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Hi all sifu, just want to ask currently holding infinite cards. Is the bank will ask for cancel card if the latest income does not meet their requirement?
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Oct 21 2024, 04:22 PM
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#8
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Junior Member
96 posts Joined: Nov 2011
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QUOTE(Human Nature @ Oct 21 2024, 02:29 PM) How would the bank know? Recently I want to add card, banker asked me to submit the latest income doc to them to proceed. |
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