Yes.

been there, done that.

Thanks both. Will do it to purchase the furniture.

anybody renew roadtax at post office use the credit card

Why not use MyEg? The thing is almost all online transactions cards do not give cash back for MyEg. I used my general spending card - SCB Cash Back Gold to pay.

i turn the question the other way round: does post office accept credit card payment?

for roadtax, i prefer walk-in post office is literally accessible everywhere, be it around your house or work place or even inside mall. i can get the roadtax on-the-spot without fee or waiting time.

downside is human traffic, finding car park, etc. Well, best time to go is opening time usually open 830am, just nice before 9am work.

just my preference la

I've seen the PIN and PAY advertisement at a few Post Offices and that should indicate that they support card payments, but not sure of the scope of card payment acceptance.

i've also seen it too, but cant see any terminal when i was at the counter renewing roadtax.

They don't have to put the terminal where it's easily seen, it might be inside the drawer and they'll take it out for payments.

i think will find the big pos office sure got, might go to jb branch later.

For PETRONAS Maybank Platinum Visa any tread for this and is it worth to apply this card ?

Only TP earned. Everyday 5x TP pump at Petronas. Weekends 8x TP pump at Petronas and groceries.

Noted. Can I buy groceries in mesra mart in Petronas and use Petronas visa credit card to pay no matter how much the amount?

hey all

not sure if this was asked before since I didn't see it anywhere
what are the pros or cons when applying a credit card via:

• urself through bank website
• urself in person directly with the bank
• through agent from booths
• through comparison websites (ringgitplus, comparehero, imoney, etc.)

the most obvious pros are the freebies that come along either upon registration or upon successful application but I would like to know if there's others. i.e. better success rate, easier annual wavier application, etc.

and while on topic, I’m a little puzzled about the whole freebies thing. I heard about cases such as upon successful application:

• agent not giving free gifts whereas bank does (agent took the gift for themselves)
• bank not giving free gifts but agent does (only agent specific promotion)
• only comparison website giving free gifts (comparison website only promotion)

any recommendations in this regard for which channel to apply through?

The first scenario, I would say it is impossible. Because bank send to customer directly.

Second scenario, basically agent use their commission to get the gift to attract you to apply.

3rd, comparison website is also just agents, but corporate agents. So, they get commission, and use part of it to give you freebies.

Because annual fee waiver is charged by bank, usually doesn't matter how you apply. Unless specific promo is available. Example, if you apply online at citi website or at booths, Citibank giving promo waive annual fee for 3 years for 2 of their cards.

I usually apply direct, so happen the gifts are better. But ringgit plus has been generous. Cons is actually just giving your contact to them. They will call you in future to sell you stuff. Or sms promos to you.

I have not failed any card application. So, i cannot know any difference in success rate. Usually no difference I believe.

HSBC I applied via website then they call to do some verification and then email me a link to upload all the required documents and got it approve within a week.

CIMB I applied via website too and everything is done via website. Fill in all my info and with document attached. Got it approve within 2 weeks.

is it a good idea if really need cash, buy gold use the credit card and the payment convert to the epp plan, then pawn the gold instead withdraw cash from the atm use the card. ( but will redeem it later )

Going to Europe next week, plan to spend more than RM5k. Any bank having promotion on foreign currency spend?

FYI, HL bank is having promo for 1% foreign transaction, do check out in HL thread for more detail

bump u here for general questions ....

usually malaysian merchants only accepts Malaysia CCs.

you need to check with respective merchant whether they accept non-malaysian cc.

Read more at http://www.thestar.com.my/business/busines...HotDz4V1luSH.99

This post has been edited by Human Nature: Sep 11 2017, 10:56 AM