Just a question here.

My partner wants to apply for maybank cc, she is an expat and have salary only rm6,000 would she be able to apply one? Currently she has one cc from cimb. And with that salary what is the cc limit shes gonna get?

Hey guys, today I was at starbucks, was informed from now onwards they no longer accept amex. Is this true? Amex getting worst everyday.

If I apply for two credit card with the same bank, would they just give combined limit instead of per card limit?

I have one currently with bob, but the card is not that great. Looking to apply a new one with the same bank. In this case, will they give a new limit for a new card or just combined limit per the old card?

Going to Europe next week, plan to spend more than RM5k. Any bank having promotion on foreign currency spend?

hii

im using my cimb credit card to purchase item at senheng to get 0% interest.. but i called Customer service to pay all my outstanding, but they refused and ask me to pay the installment on time..what should I do..

Today I first use the pay wave function on my credit card. While it is convenient, I notice a drawback, for example, if I lost my card without knowing it, someone who picks it up could just buy something opting to pay by the pay wave function even he does not know my PIN number as long as the value of the merchandise is below the capped amount. So i do not actually see it more secure than the signature method which has been phased out though it was claimed signature could be forged.my question is:  By using pay wave, is there a way for the cashier to identify the identity of the payee in relation to the identity of the card holder. And for PIN number too, my sibling who sometimes uses my card (I know it's not right but sometimes just want to utilise the features of the card whose quota is still available 😝) do not need to imitate my signature like what was previously done, as long as the PIN number is known and payment will be made as if the card belongs to the person who swaps it ...

Any buddy come across dining at PappaRich paying the bill with credit card and the cashier still swipe the card on their Cash Register Terminal Monitor after Pin and Pay. Is this consider double swiping which is illegal nowadays? I already encounter twice at PappaRich, once at JB City Square, another was KLIA2 recently.

How do I get credit card annual fee waiver?

1. Before card anniversary call and ask for it?
2. Check transaction and see if they charge, if charge call and ask for waiver?
3. If they decide not to waive, I say wanna cancel card would I still be charged after I cancel the card?

Thanks

Want to ask:

I want to cancel one of my credit card, but i still have instalment in that card. So if I go on to cancel it, will I able to cancel the card?

If i can cancel, what will happen to my instalment? Do i need to pay in full (early settlement) or I will still be billed until the instalment period ends (only that i cannot use the card)?

If banks found out, they can remove all your points and cash back. There's an ongoing court case now between Maybank and a cardholder which Maybank removed 9 million treat points? I can't remember the exact figure but I recall it was million.

I wonder once SST is back, if this will also bring back the Government Service Tax for credit cards. RM 50 for each card just like previously, the only difference is I have added like 20 cards over the years.

During those time I only had M2Cards and OCBC Ti. If it really happens now, I'm basically doomed and have to let go many cards.

just got my 1st cc, should I really sign the back of my credit card? 

SCB (new cards)
Liverpool FC Cashback
Just One Cashback Platinum

maybank (new)
fc barcelona

HSBC (new)
Visa Platinum
MPower Platinum Card-i (old)

Hong Leong (old)
essential visa

ambank (old)
al taslif
bonuslink
carz

Which of the above should I cancel.
1. Aiming for cashback ONLY. Points also OK la for (HSBC Visa Platinum)
2. Annual fees. free for life or minimum 12 swipes
3. electronic goods, sometimes grocery, sometimes fine dining, casual shopping, fast food (mcdonalds, etc)...
4. no overseas traveling

Hey guys, I got charged 5k+ charged to my credit card for some facebook ad. Dispute and request for card to be blocked were done. While waiting for them to sort out the issue and statement due date coming up, do I have to pay anything first?

Hi all,

Which supplementary card can enjoy/walk in to ppl (local and international)?