Welcome Guest ( Log In | Register )

303 Pages « < 19 20 21 22 23 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

views
     
fruitie
post Sep 27 2017, 04:52 PM

Rise and Shine
Group Icon
Staff
72,806 posts

Joined: Sep 2005
From: KUL

QUOTE(Darkcloudz @ Sep 27 2017, 04:44 PM)
guys, what is the maximum CC that one can apply? 6?
*
No maximum. I have 15 now I think.
But if earn RM 36k and below per annum, can only have cards from two issuing banks (not two cards). If more than RM 36k, then no limit so long these banks approve.
Darkcloudz
post Sep 27 2017, 05:14 PM

Enthusiast
*****
Senior Member
940 posts

Joined: May 2008


QUOTE(fruitie @ Sep 27 2017, 04:52 PM)
No maximum. I have 15 now I think.
But if earn RM 36k and below per annum, can only have cards from two issuing banks (not two cards). If more than RM 36k, then no limit so long these banks approve.
*
wow seriously? from 15 different banks?
fruitie
post Sep 27 2017, 05:32 PM

Rise and Shine
Group Icon
Staff
72,806 posts

Joined: Sep 2005
From: KUL

QUOTE(Darkcloudz @ Sep 27 2017, 05:14 PM)
wow seriously? from 15 different banks?
*
Where got so many banks, I think 8-9 banks for my case.

This post has been edited by fruitie: Sep 27 2017, 05:33 PM
fly126
post Sep 27 2017, 08:53 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(fruitie @ Sep 27 2017, 05:32 PM)
Where got so many banks, I think 8-9 banks for my case.
*
Now, let me see how many card you got here... hmm.gif blink.gif
Sis, You got CC from MBB, Citi, HSBC, HLB, CIMB, SCB, UOB, betul tak ? tongue.gif whistling.gif
SUSjudehow
post Sep 27 2017, 10:17 PM

Look at all my stars!!
*******
Senior Member
4,118 posts

Joined: Feb 2010
QUOTE(fly126 @ Sep 27 2017, 08:53 PM)
Now, let me see how many card you got here... hmm.gif  blink.gif
Sis, You got CC from MBB, Citi, HSBC, HLB, CIMB, SCB, UOB, betul tak ? tongue.gif  whistling.gif
*
Why need so many credit card?
Darkcloudz
post Sep 27 2017, 11:04 PM

Enthusiast
*****
Senior Member
940 posts

Joined: May 2008


QUOTE(judehow @ Sep 27 2017, 10:17 PM)
Why need so many credit card?
*
easy for balance transfer. Lol
SzeMeng76
post Sep 27 2017, 11:19 PM

Look at all my stars!!
*******
Senior Member
2,318 posts

Joined: Dec 2012
QUOTE(fly126 @ Sep 27 2017, 08:53 PM)
Now, let me see how many card you got here... hmm.gif  blink.gif
Sis, You got CC from MBB, Citi, HSBC, HLB, CIMB, SCB, UOB, betul tak ? tongue.gif  whistling.gif
*
Add - Ambank, Aeon (as i know) Haha!
fruitie
post Sep 28 2017, 12:29 AM

Rise and Shine
Group Icon
Staff
72,806 posts

Joined: Sep 2005
From: KUL

QUOTE(fly126 @ Sep 27 2017, 08:53 PM)
Now, let me see how many card you got here... hmm.gif  blink.gif
Sis, You got CC from MBB, Citi, HSBC, HLB, CIMB, SCB, UOB, betul tak ? tongue.gif  whistling.gif
*
Yes, but not complete. tongue.gif

QUOTE(Darkcloudz @ Sep 27 2017, 11:04 PM)
easy for balance transfer. Lol
*
Nope. For different usage to maximize cash back and benefits.

QUOTE(SzeMeng76 @ Sep 27 2017, 11:19 PM)
Add - Ambank, Aeon (as i know) Haha!
*
OK, now it's complete. laugh.gif
Hopefully can add PBB into the list. sad.gif I cancelled RHB and OCBC earlier, else the list is longer. sweat.gif
SUSjudehow
post Sep 28 2017, 07:03 PM

Look at all my stars!!
*******
Senior Member
4,118 posts

Joined: Feb 2010
QUOTE(fruitie @ Sep 27 2017, 04:52 PM)
No maximum. I have 15 now I think.
But if earn RM 36k and below per annum, can only have cards from two issuing banks (not two cards). If more than RM 36k, then no limit so long these banks approve.
*
So many card if a person apply this . I am really seriously want to know how she or he managed the expense rclxub.gif
fruitie
post Sep 28 2017, 07:06 PM

Rise and Shine
Group Icon
Staff
72,806 posts

Joined: Sep 2005
From: KUL

QUOTE(judehow @ Sep 28 2017, 07:03 PM)
So many card  if a person apply this . I am really seriously want to know how she or he managed the expense  rclxub.gif
*
Many of the seasoned users here have that many cards or more than me. I don't use all, most of them are kept in the drawer and only take out to use when required.
In my wallet, I only keep a few frequently used cards.
fly126
post Sep 28 2017, 08:14 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(judehow @ Sep 28 2017, 07:03 PM)
So many cardĀ  if a person apply this . I am really seriously want to know how she or he managed the expenseĀ  rclxub.gif
*
So far debts still Manageable, 0 Outstanding Balance Fully Paid monthly. However, got Cash Installment with Bank & CCRIS Report All cantik2 brows.gif

Ya, Most of Us X carried ALL the CC Out Can't Feed All into 1 Wallet Even Though I got Carried 1 Wallet +1 Cardholder pun tak bawa semuanya keluar. If Tarik All the Card Out boleh Sampai ke Lantai... laugh.gif tongue.gif rclxs0.gif
btw, I got...
2X (Citi, HSBC, UOB, HLB, SCB) + (MBB Ikhwan 2Cards + MBB 3Cards) + 1X (OCBC, AMEX Charge Card)

QUOTE(fruitie @ Sep 28 2017, 07:06 PM)
Many of the seasoned users here have that many cards or more than me. I don't use all, most of them are kept in the drawer and only take out to use when required.
In my wallet, I only keep a few frequently used cards.
*
Betul... nod.gif

This post has been edited by fly126: Sep 28 2017, 08:17 PM
SUSjudehow
post Sep 28 2017, 08:30 PM

Look at all my stars!!
*******
Senior Member
4,118 posts

Joined: Feb 2010
QUOTE(fly126 @ Sep 28 2017, 08:14 PM)
So far debts still Manageable, 0 Outstanding Balance Fully Paid monthly. However, got Cash Installment with Bank & CCRIS Report All cantik2 brows.gif

Ya, Most of Us X carried ALL the CC Out Can't Feed All into 1 Wallet Even Though I got Carried 1 Wallet +1 Cardholder pun tak bawa semuanya keluar. If Tarik All the Card Out boleh Sampai ke Lantai... laugh.gif  tongue.gif  rclxs0.gif 
btw, I got...
2X (Citi, HSBC, UOB, HLB, SCB) + (MBB Ikhwan 2Cards + MBB 3Cards) + 1X (OCBC, AMEX Charge Card) 
Betul... nod.gif
*
I have this Maybank 2 gold , went ever I pay the outstanding balance the digits did not change went make early payment 😄 is difficult for me every time need check with bank is my money in a not
fly126
post Sep 28 2017, 08:53 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(judehow @ Sep 28 2017, 08:30 PM)
I have this Maybank 2 gold , went ever I pay the outstanding balance the digits  did not change went make early payment 😄 is difficult for me every time need check with bank is my money in a not
*
Today Masuk $$$, besok baru Check payment sure update already... That's what I do Everytime, No confuse...

This post has been edited by fly126: Sep 28 2017, 08:54 PM
SUSjudehow
post Sep 28 2017, 08:59 PM

Look at all my stars!!
*******
Senior Member
4,118 posts

Joined: Feb 2010
QUOTE(fly126 @ Sep 28 2017, 08:53 PM)
Today Masuk $$$, besok baru Check payment sure update already... That's what I do Everytime, No confuse...
*
I know but my one does not update , they must wait for next statements
Wanox
post Sep 29 2017, 07:14 AM

New Member
*
Junior Member
15 posts

Joined: May 2015
Hi all, can i still apply for credit card if i dont have income tax? Do i still need to submit together with form BE/B? Thanks!
realitec
post Sep 29 2017, 07:55 AM

Emiko for life~
*******
Senior Member
2,934 posts

Joined: May 2017
From: Labuan Federal Territory


QUOTE(Wanox @ Sep 29 2017, 07:14 AM)
Hi all, can i still apply for credit card if i dont have income tax? Do i still need to submit together with form BE/B? Thanks!
*
Hi.. Yes you can still apply with 3 months salary slips and kwsp statement..
Wanox
post Sep 29 2017, 08:24 AM

New Member
*
Junior Member
15 posts

Joined: May 2015
QUOTE(realitec @ Sep 29 2017, 07:55 AM)
Hi.. Yes you can still apply with 3 months salary slips and kwsp statement..
*
I see okay thanks! Hehe
haki
post Oct 4 2017, 05:01 PM

On my way
****
Senior Member
546 posts

Joined: Jul 2009
From: Shah ALam/Dungun - Haki Solution (0021307359-W)



hii

im using my cimb credit card to purchase item at senheng to get 0% interest.. but i called Customer service to pay all my outstanding, but they refused and ask me to pay the installment on time..what should I do..

This post has been edited by haki: Oct 4 2017, 06:28 PM
ab123
post Oct 4 2017, 05:54 PM

Getting Started
**
Junior Member
68 posts

Joined: Aug 2014
QUOTE(haki @ Oct 4 2017, 05:01 PM)
hii

im using my cimb credit card to purchase item at senheng to get 0% interest.. but i called SC to pay all my outstanding, but they refused and ask me to pay the installment on time..what should I do..
*
what do you mean by SC? Standard Chartered?
haki
post Oct 4 2017, 06:27 PM

On my way
****
Senior Member
546 posts

Joined: Jul 2009
From: Shah ALam/Dungun - Haki Solution (0021307359-W)



QUOTE(ab123 @ Oct 4 2017, 05:54 PM)
what do you mean by SC? Standard Chartered?
*
Sorry... call center.. i called their customer service

303 Pages « < 19 20 21 22 23 > » Top
 

Change to:
| Lo-Fi Version
0.0174sec    0.33    6 queries    GZIP Disabled
Time is now: 6th December 2025 - 05:02 AM