Wanna ask for example if i pay HLB CC from cimbclicks, does it charge any extra fees?

ah thanks, didnt notice this post.

Re: Merchant imposing minimum payment... kinda disappointed with BNM's reply

for minimum purchase amount...if really want to complain then we hv tons of places can complain, but is it worth it?

for surcharge, some places memang should not impose surcharge, some places even though impose surcharge but really benefit the customer, so take and give...
if really want to complain about surcharge also I wont complain about CC but complain about the places imposing surcharge of 10% for using TnG for payment, like carparkssss...

No credit history also means a risk to the banks, so try applying from the bank which your salary is credited to.

i turn the question the other way round: does post office accept credit card payment?

for roadtax, i prefer walk-in  post office is literally accessible everywhere, be it around your house or work place or even inside mall. i can get the roadtax on-the-spot without fee or waiting time.

downside is human traffic, finding car park, etc. Well, best time to go is opening time  usually open 830am, just nice before 9am work.

just my preference la 

i've also seen it too, but cant see any terminal when i was at the counter renewing roadtax.

Wanna ask:

Last time when I was working in Singapore, I applied Ambank World Mastercard (Requirement: RM120k p.a.) based on my income after conversion from SGD into RM and I got it.

However after I back to Malaysia to work recently, my income is RM3k++ per month. Will ambank downgrade my World Mastercard based on my current income which is around RM36k++ p.a. ?

Thanks

I read somewhere in this forum, there is no way a shop can charge our purchase if we swipe our credit card right? For example, i bought RM100 good, and they said credit card will be charge 5%. Is that normal?

Other than the above, some shop does not accept purchase with credit card below RM50. Is this normal?

Thanks.

Which is the best credit card for shopping on US-based websites? I noticed transactions failed several times for certain US sites like Amazon etc using Maybank & CIMB cards. Would credit cards issued by international banks like Citibank, Standard Chartered etc be any better?

Thanks.

Thanks for the information.

First, how do we disable CNP? By calling CS?

By disabling CNP,  does this means that online payment won't go through and only physical card swipe will be approved?

BUT, paying tax via https://byrhasil.hasil.gov.my/creditcard/ using credit card have to pay extra 0.8%.
Why BNM allow government website allow to charge extra using credit card? 
Or someone complain to BNM before?

When the merchant do settlement everyday aka posting day. Usually few days they will do it, some fast maybe same day but usually few days will be able to see it la... do note the difference between transaction date and posting date useful for cashback checking purpose

1. Annual Income: RM60K and below

2. Free Lifetime Annual Fee: Free or 12 Wipe a year

3. Card required for: Cash back

4. Existing credit cards (if any): Nil.

5. Interested in CC from: CIMB or Maybank or Public Bank.

I think I read somewhere in the forum that if pay credit card outstanding using cash effective certain date, will be charged? Does anyone know which bank is it or can direct me to the thread? Thank you.

Hi guys - if i have a supplementary card from my mom, will my spending and repayment for that card be recorded under my CCRIS, CTOS or hers?

Bank told me that it will still be under my CTOS, CCRIS records even though it is a supplementary card from her.

Can someone clarify?

It will be under your name

Meaning to say if i supp for my partner. Then the additional card will appear in ccris system? As two cards under one bank? So let say if i apply for new loan or card will affect the decision of the bank? Is it rite? More cards higher risk?

Just curious, why bank needs 3-month bank account statement where your salary goes into it when applying for credit card?

I'm not applying for house/car/personal loan.

This comes from MBB.

I enclosed the payslip.
If they have doubt, they can call my company HR.