Yes, if you submit EA form. Most of the banks recognise that piece of document, you can see it in almost all banks' requirement.

ok thank you . Anyway i cant afford to pay statement balance in full that why i asked

This post has been edited by el8155: Jul 27 2017, 09:34 AM

Good to know... thank you!

if you can't pay in full and it is a large amount, check if the bank have 0% installment so that you can pay in full in smaller chunks

banks would really <3 you for this.

pls try not do dig a financial hole for yourself.

if you dont have the capability to pay statement in full, each month, you shouldnt be using the cc at the first place. though it looks like a good facility for installment, but it's only beneficial if you could clear the monthly statement as well.

assuming phone price is rm2.4k (~rm200 x 12 months with 0% interest), you ought to get a more affordable phone (e.g. ~RM1k). there are many decent phones with reasonable specs at this price range.

Applied for Citibank Premiermiles last week. End up with approved Prestige & Premiermiles. I just want to experience unlimited Plaza premium Lounge but now can enjoy more lounges worldwide 👍. The annual fee for Prestige is rm1k per year but can get it waived if swipe 6k within 60 days and get awarded with 200k points that can be used to pay for the fee. Maybe this card is good for 1st year only though. The list of benefits for Prestige is staggering. Never heard about it before. Anyone has experience getting Prestige AF waived before? Just trying my luck here.

if want to get unlimited plaza premium lounge, why not get ambank WMC with no annual fees ?

Any reason why when I apply for a credit card.

The bank supplies to me both Visa and American Express?

U mentioned Maybank 2 Cards? It's come with 1 set, because not every place accept Amex, thus u can swipe with ur Visa when Amex can't be use.

I dont remember applying for Amex though.

Was applying for credit card just in case needed it when going for business trips as it is more convenient than carrying a stack of money with you.

Since you said that it comes in a set. Then no worries i suppose.

Thank you for your reply.

For M2Cards, AmEx is the useful card. The other card I locked in drawer.

Lol, I see.

Malaysia merchants accept Amex? I thought it is rare in Malaysia.

Not rare but not widely accepted either. But for bigger merchants (departmental, hypermarkets, certain petrol brand, pharmacy), chances are high.

Refer to this thread contributed by fellow forummers: https://forum.lowyat.net/topic/3532126
I manage to maximize RM 50 cash back every month.

Thanks

fruitie, how's your recent card application? You mentioned that you just cleared your PTPTN right? Got the card already?

I applied both SCB and Citibank, both approved recently.
Cleared tertunggak in Oct and still rejected in April but approved in July, however for different cards and banks. I applied PBB in April by the way.

Applied in April but July only approved? That's 3 month eh I plan to apply PBB card later...dunno will get rejected or not since I cleared my tertunggak last month only.

Nope. What I meant is I applied once in April and got rejected, that was PBB.
This round I haven't tried with PBB again and approved for both SCB and Citibank.

Hi all,
Anybody know how to pay cukai taksiran to MBPJ via credit card online via their portal?
I am using HLB at the moment which does not have this feature to pay credit card.
Thank you