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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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cheekily
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 Jul 26 2017, 03:53 PM
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Getting Started
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Hi, just wondering whether can someone age above 60 years old apply for credit card? Still working (contract renew every year), currently has 2 other credit cards, and no more housing loan installment. Reason for applying for new credit card is to go for those cc with no annual fees, and cancel those cc with annual fees. What are the banks criteria for credit card application...will they approve those who are more than 60 years old?
This post has been edited by cheekily: Jul 26 2017, 03:55 PM
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cheekily
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Jul 27 2017, 09:34 AM
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Getting Started
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QUOTE(laymank @ Jul 26 2017, 04:00 PM) as far as i know, banks only lays the condition of minimum age. Shouldn't be a problem for 60's as long as you have a proven source of income and EPF/Tax contributions. QUOTE(DarReNz @ Jul 26 2017, 07:56 PM) still working can show payslips should be no issue, if self employed need to show EA Form/EPF statement  Good to know... thank you!  |
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cheekily
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Jul 19 2019, 08:41 AM
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Getting Started
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Hi, noob question here... to apply for credit card, the eligibility based on annual income is calculated based on our total pay (haven't deducted income tax PCB), or net pay (after deduction of monthly PCB income tax)?
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cheekily
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Jul 19 2019, 10:32 AM
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Getting Started
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QUOTE(cybpsych @ Jul 19 2019, 08:43 AM) Thank you!  |
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