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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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DarReNz
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Jun 5 2017, 06:41 AM
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QUOTE(UnknownZai @ Jun 4 2017, 05:19 PM) The bank people(not sure how to address) said that got people mistaken put in RM3600 to my credit card, and they already revert that RM3600. But somehow they accidentally revert twice !! so thats why..  so nice you got free money to spend
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DarReNz
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Jun 10 2017, 05:08 PM
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QUOTE(Human Nature @ Jun 10 2017, 12:40 PM) Anyone have any experience using UOBpayonline, bank portal or make online CC purchase when in overseas before? Wanna know whether there will problems in getting the OTP or not an issue? Thanks as long you leave your mobile on roaming shouldn't have any issues receiving OTP, have done it multiple times
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DarReNz
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Jun 11 2017, 10:28 AM
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QUOTE(findingdory @ Jun 11 2017, 09:28 AM) thanks! great help, can tell those merchants loud that i can lodge complain  should take a picture of it if they displayed the minimum amount or surcharge sign and complain
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DarReNz
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Jun 15 2017, 03:36 PM
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QUOTE(deeplyheartbroken @ Jun 15 2017, 10:23 AM) For car insurance payment, which credit card to use for the most rebates? Does it considered as online payment? Sorry for a noob question you could apply for public bank VS or Quantum cards for online transactions
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DarReNz
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Jul 26 2017, 07:56 PM
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QUOTE(cheekily @ Jul 26 2017, 03:53 PM) Hi, just wondering whether can someone age above 60 years old apply for credit card? Still working (contract renew every year), currently has 2 other credit cards, and no more housing loan installment. Reason for applying for new credit card is to go for those cc with no annual fees, and cancel those cc with annual fees. What are the banks criteria for credit card application...will they approve those who are more than 60 years old? still working can show payslips should be no issue, if self employed need to show EA Form/EPF statement
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DarReNz
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Jul 27 2017, 10:03 AM
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QUOTE(el8155 @ Jul 27 2017, 09:32 AM) ok thank you  . Anyway i cant afford to pay statement balance in full that why i asked if you can't pay in full and it is a large amount, check if the bank have 0% installment so that you can pay in full in smaller chunks
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DarReNz
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Jul 29 2017, 04:02 PM
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QUOTE(someseng @ Jul 28 2017, 10:32 PM) Applied for Citibank Premiermiles last week. End up with approved Prestige & Premiermiles. I just want to experience unlimited Plaza premium Lounge but now can enjoy more lounges worldwide 👍. The annual fee for Prestige is rm1k per year but can get it waived if swipe 6k within 60 days and get awarded with 200k points that can be used to pay for the fee. Maybe this card is good for 1st year only though. The list of benefits for Prestige is staggering. Never heard about it before. Anyone has experience getting Prestige AF waived before? Just trying my luck here. if want to get unlimited plaza premium lounge, why not get ambank WMC with no annual fees ?
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DarReNz
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Nov 15 2017, 06:30 PM
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QUOTE(Kaka23 @ Nov 14 2017, 10:03 PM) Anybody face their credit card cannot use as wave already? Suddenly my card cannot wave anymore.. Need to insert to the machine to use now.. which card are you having issue with ?
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DarReNz
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Jan 6 2018, 11:38 AM
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QUOTE(Human Nature @ Jan 4 2018, 08:53 PM) Doesnt matter, I used my english name which is not in my NRIC before only in malaysia and singapore, you can put an english name whereas overseas you can't, need to follow your exact full name This post has been edited by DarReNz: Jan 6 2018, 11:39 AM
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DarReNz
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Jan 7 2018, 06:38 AM
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QUOTE(Human Nature @ Jan 6 2018, 12:07 PM) If that is the case, i believe there is no such option in the application so it will not arise at all. QUOTE(#Victor @ Jan 6 2018, 01:09 PM) That's what I concern, usually merchant won't ask for verification unless u purchase something big amount, so if one the words on card consist of real name should be fine? You are right, since they provide a field for preferred name on the card in the application form, hence we can put our preferred name also. with english name i meant preferred name option, only available in these 2 countries
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