Any citibank credit card agent here ? Wanna enquire about the citibank world master card

Levels of Credit Card in Msia

Level	Visa	Mastercard	Amex
4	Infinite	World Elite	Reserve
3	Signature	World	-
2	Platinum	Platinum	Platinum
1	Gold	Gold	Gold
0	Classic	Standard	-

hey guys,

i just got my credit card since they call and said that i could get one.
but here's the thing. i have 0 knowledge about cc.
which is why i come here for advice.
i was thinking of using it for fuel and groceries shopping.
and occasionally for eating out sometimes.
what happen if i only pay the minimum payment everytime?
is it advisable? how the interest would kick in?

thanks.

Rule of thumb:

If you are going to pay just the minimum every month, DON'T USE a credit at all.

Hi guys, anyway to find out the merchant code before/after payment in which category it is falling in, to maximize the benefit of credit card?

Eg: MR DIY

5 Factors Can Impact Credit Score

https://www.ctoscredit.com.my/personal/5-fa...75b326-84923489

Only Visa/Mastercard accepted.

https://www.myeg.com.my/faq#15cashback

Hey guys, today I was at starbucks, was informed from now onwards they no longer accept amex. Is this true? Amex getting worst everyday.

I have never encounter any rejection for using Amex at Starbucks outlets yet such as Bangsar South, 1u, MV etc, unless system down

Currently any promotion for any CC going on? I mean like swipe for x amount to get x rebate. Plan to swipe RM3499 for an iPad.

Sign up for new card. You may look into Citibank or SCB, they have new sign up promos for cash back.

Side note, holy moly an iPad costs that much nowadays?
I'm quite glad that my iPad Mini 2 bought back in early 2014 is still rocking.

For pb cc if spoiled can't read chips info request new card get charge or not ?

Yes.

Card Replacement Penalty
1st Card : RM50-00
2nd Card: RM100-00
3rd Card: RM150-00

https://www.pbebank.com/Personal-Banking/Ra...ebit-Cards.aspx

If CHIPs Rosak then, a Replacement will be FOC

Going trip to Bangkok, do anyone know which bank credit card provide best exchange rate if I swipe card overseas?

PBB, Ambank, Aeon

Well, I think he's grabbing the iPad Pro. That's why it cost 3499. Anyway, what OS is your mini running?

Yes, I checked the price of iPad Pro, quite scary. Just need to find the correct CC to spend on it. I bought few Apple products at Harvey Norman and using TP. Very useful, offset few hundred bucks.

OT: The latest version.

Ohh, I just called to check my PBB credit card application status. It says that it has been approved. Finally got to get new credit cards after clearing my PTPTN tunggakan.

Good for you and that could also mean my PBB application was rejected not due to the tunggakan issue.
Not sure what then and lazy to re-apply now, will do it next year.