You have too many card la sis...

Anybody knows how this feature works?

https://www.cimbbank.com.my/en/personal/pro...t-easy-pay.html

I've called their customer service and they've informed me that it the merchant is responsible for converting the purchase into the monthly installment whereas the merchant has informed me that it is the other way around.

Any sifu here to advice?

Best,
Agent T

Nah, not an issue for me.

Nothing is too many

Good la ... Some banks are beginning to shift towards credit exposure risk as a criteria if they wanna give you a CC or not.

CIMB CC does not have this feature where you can convert purchases into installment plan.

Merchant can convert to installment plan but not all merchant do it.

Usually merchant that have installment plan will display out and shows which bank cc eligible to do installment.

I see... Thanks for the information 🤓

Best,
Agent T

im ready to cut cimb CR card, and move to MBB FCB card.

I use my iPhone more than the PC. So is it still user friendly if I use google sheets app?
Also , any snapshot of how the excel spreadsheet looks like and how you guys arrange the card details into the spreadsheet ?

My CIMB VI and world master just approved yesterday. My submission base on system is last Friday 13/10, not sure able to call CS to request for the new welcome bonus which start on 16/10 for new to bank.

it doesn't matter where/how u use just go with whatever method is convenient and comfortable to u.

if u want to track each transaction n cb calculation, 1 worksheet = 1 card is better. the list would get long over the time of spending.

Noted, thanks. Downloaded google sheets app into my iphone and will start using it.

With the recent launch of MBB FC Barcelona and the revision of CIMB CR， it doesn't seem to have a good reason to hold CIMB CR anymore although it's AF Free.

Does anyone thought of any good use for CR?

Celcom auto-debit for some users here.

Not using CIMB CR quite some time, keeping of this card just because of having instalment plan.

Was thinking whether early settlement or just wait until end of it, then will cut it and keep CIMB Enrich card for voucher

I called to cancel today and they offered me RM15 (to keep for 1 year) plus RM15 (if I spend RM200 within a month).

Cheapskate me took the bait and immediately spent RM200. Just hope I really get the RM30!

I'm also using Celcom, but have changed my Auto Debit to SCB Gold. I still get the auto billing rebate of 5%. Any particular reason to stick to CIMB CR?

Hmm. CIMB gives additional 2%?

Any cc will give 5% from celcom side if u opt for auto billing. Well i'm gonna cut this cc coz my application for quantum has been approved. Salary below 36k cannot hold more than 2 cards what to do

Not two cards but two banks' cards. So if you only have CIMB and PBB, then it's OK.