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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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laymank
post Apr 20 2017, 09:20 AM

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QUOTE(fahrur_07 @ Apr 20 2017, 09:17 AM)
payment for DBKL using MyEG can get 5% rebate?
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1st page has the info.
Or you can do a search at the search box at the bottom left.
laymank
post May 16 2017, 04:22 PM

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QUOTE(fruitie @ May 16 2017, 03:53 PM)
OK, then I'm not alone. tongue.gif
Thanks for checking. biggrin.gif
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I can view my credit card login from desktop. No problem.
laymank
post May 25 2017, 10:07 AM

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QUOTE(onn1017 @ May 25 2017, 08:55 AM)
Hi All,

I just start working for 5 months and planning to get a cc. Annual income around 30k.
I am choosing between CIMB Platinum MasterCard 5% Cash Rebate and UOB One VisaClassic.

Kindly advise. Thank you.
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If this is your first credit card, you have face rejection.
Nevertheless, no harm trying.
laymank
post Jun 19 2017, 10:10 AM

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QUOTE(hwachong @ Jun 19 2017, 10:04 AM)
anyone know how to apply cimb promo code for agoda?
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is there a 'promo code'?

I only know of this - https://www.agoda.com/cimb
valid till end of June.
laymank
post Jul 3 2017, 11:12 AM

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QUOTE(Mystycat @ Jul 3 2017, 11:03 AM)
Hi all, wanna ask, CIMB prepaid mastercard can use for auto debit and installment?
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Technically, all Debit and Credit cards are able to be used for auto debit.
laymank
post Aug 4 2017, 09:53 AM

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QUOTE(sendohz @ Aug 4 2017, 09:47 AM)
Apply new online CB card and tuck this card into drawer.
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Other online rebate cards also treat lazada as non-online transaction.
The root cause is the category of Lazada's merchant account, not the credit card. biggrin.gif
laymank
post Aug 4 2017, 12:50 PM

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QUOTE(adamhzm90 @ Aug 4 2017, 10:02 AM)
isnt the bank is the one who determine the merchant category?
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Yes and no.

Yes - the bank which lazada worked with to create the merchant account, i.e. Maybank.

No - the credit card issuing bank may not be the one who set up the merchant account, in this case, CIMB bank.
laymank
post Aug 8 2017, 02:59 PM

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QUOTE(thinkgoodpositive @ Aug 8 2017, 02:30 PM)
Hi all,

If I use the CIMB CB card to book tickets in Klook website, is it best to use other country currency or use MYR currency direct?

Any surcharge for our card?

thanks.
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there was one time I use to pay in MYR, which turned out to be cheaper than foreign currency (USD then), but that was via Paypal.

CIMB card imposes 0.8% cross border fee when you pay in ringgit on a foreign credit card processing network.

https://forum.lowyat.net/index.php?showtopi...hl=cross+border

This post has been edited by laymank: Aug 8 2017, 03:17 PM
laymank
post Aug 8 2017, 03:17 PM

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QUOTE(alexanderclz @ Aug 8 2017, 03:06 PM)
nope. cross border fee is charged when you pay in ringgit on a foreign credit card processing network.
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Thanks for the correction. I'll correct my post.
laymank
post Aug 8 2017, 03:44 PM

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QUOTE(fruitie @ Aug 8 2017, 03:23 PM)
Also, cross border fee is 1% these days for CIMB.

I just checked back my statement and noticed I actually made one Lazada purchase on 1st July. doh.gif
Got 0.2%. Time to make a complaint then.
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I paid USD52.99 on 21Jul, was billed RM239.26

Looks like it's around 5.25% surcharge based on the following:

https://www.mastercard.us/en-us/consumers/g...t-currency.html
laymank
post Aug 28 2017, 03:42 PM

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QUOTE(donhue @ Aug 28 2017, 03:26 PM)
Cannot remember whether my income (at the time I applied for the CR card) was sufficient for the VI, nor what was the Credit Limit offered (letter already in the dustbin tongue.gif)..

I didn't provide them any updated documents or applied for the VI.. They just sent it to me..
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I was offered the same, too. But I called up to reject the offer.
laymank
post Sep 13 2017, 08:02 AM

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QUOTE(christcwl9 @ Sep 12 2017, 11:28 PM)
I received my RM200 lazada voucher for applying this Cash Rebate Platinum mastercard smile.gif
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thru RinggitPlus, I presumed?
laymank
post Sep 29 2017, 03:27 PM

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QUOTE(fly126 @ Sep 29 2017, 12:06 PM)
Credit back on Every 28th of the month.
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but always posted on 29th (the next cycle).
laymank
post Oct 4 2017, 01:41 PM

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QUOTE(hazelnet @ Oct 4 2017, 12:27 PM)
Asking on behalf of my bf actually. He is having a problem to apply cc.
Currently he doesnt have any cc or pl.
No ccris no ctos but still rejected. Any reason why?
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and that's most likely the reason, he has no record to reference on, banks could not tell if he's reliable in credit repayment or not. smile.gif
laymank
post Oct 4 2017, 04:05 PM

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QUOTE(hazelnet @ Oct 4 2017, 04:01 PM)
oohhhh, cause he was thinking to apply cc for emergency use.
Any idea on how to get the bank to approve the cc?
Thanks wink.gif
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read here for understanding - https://www.ctoscredit.com.my/learn/banks-l...49b4f8-84923489
laymank
post Oct 20 2017, 10:49 AM

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With the recent launch of MBB FC Barcelona and the revision of CIMB CR, it doesn't seem to have a good reason to hold CIMB CR anymore although it's AF Free.

Does anyone thought of any good use for CR?
laymank
post Nov 2 2017, 10:33 AM

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QUOTE(cfc @ Nov 2 2017, 10:28 AM)
i called in to cancel supp card but was not being offer anything wo
haha
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because principal still active mah.
laymank
post Nov 6 2017, 10:44 AM

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QUOTE(idoblu @ Nov 6 2017, 10:39 AM)
have you guys ever check to see if they charge you correctly for overseas transactions?

like compare to Mastercard or Visa exchange rate plus the admin fee?
https://www.mastercard.us/en-us/consumers/g...t-currency.html

I tried to compare and its not 1% that I thought CIMB is charging for admin fee, more like 2%
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maybe it's the cross border fee?
laymank
post Nov 10 2017, 10:22 AM

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QUOTE(xixo_12 @ Nov 10 2017, 10:12 AM)
nowadays cimb so busy ask me to increase credit limit.. i said i don't want, and still request for me to submit my payslip in order to update their database..

seem funny.. i don't know what for .. i reject multiple time to increase, i did told them, if required more credit limit, i will just CDM more money (this is per what their previous CS told me)..
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I received the same call yesterday also, after I have requested to reduced the credit limit, now they offer me to increase. smile.gif
laymank
post Nov 10 2017, 10:35 AM

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QUOTE(xixo_12 @ Nov 10 2017, 10:26 AM)
lol.. request for reduced.. but turn out different offer.. doh.gif unless u want it, then grab only lor
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i turned it down, because I want to keep my CTOS clean.

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