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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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akib_mullen
post Jul 10 2017, 10:37 AM

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Just called cimb cs to check my lazada transaction just now. Because I don't know what to ask whether my transaction is eligible for cashback or not, I just asked the cs for its mcc. She said the mcc for my transaction is 458. I don't know whether I am asking the right question to the cs lol so anyone got an idea?
akib_mullen
post Jul 10 2017, 06:18 PM

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QUOTE(DarReNz @ Jul 10 2017, 10:54 AM)
MCC are 4 digit codes, what's the missing number ?
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When I look at the first page, yes mcc got 4 numbers. I don't know what she gave me then. By the way when I look at my old lazada order, it is written paid by cybersource. Recent orders, paid by hellopay_cc. Maybe this is the cause some transaction not eligible for cb?
akib_mullen
post Jul 20 2017, 05:23 PM

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Guys, my cc limit is just 5k. Can i topup cash into this card up until -6k so that total around rm11k. Coz i want buy flight ticket for around rm11k. Is it possible?
akib_mullen
post Jul 20 2017, 07:05 PM

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QUOTE(fruitie @ Jul 20 2017, 05:25 PM)
Yes, possible provided you still have RM 5k balance, else you gotta top up until RM 11k.

Side note: Flight tickets will not grant you any cash back using CIMB CR, just saying if you have intention to get cash back and using CIMB CR. smile.gif
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Can be done thru cimbclicks right? I dont mind cashback, just helping a friend as he already paid booking fee rm480 and need to pay 11k in two days now he panic already lol coz he dont have cc
akib_mullen
post Jul 20 2017, 08:21 PM

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QUOTE(fruitie @ Jul 20 2017, 07:10 PM)
Maybank doesn't allow overpayment. So, gotta use CDM to pay. Not sure about CIMB.
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Just now you say possible, is it thru cimbclicks or cdm?
akib_mullen
post Jul 20 2017, 10:18 PM

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QUOTE(fruitie @ Jul 20 2017, 08:28 PM)
I said possible to top up but Maybank doesn't allow overpayment using M2U. Only CDM or Interbank transfer from other banks.
I hope this is clear to you. Safer approach is use CDM.
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What about this cimb cr card? Can be done thru cdm also right, based on ur reply
akib_mullen
post Jul 21 2017, 01:08 AM

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QUOTE(fruitie @ Jul 21 2017, 12:24 AM)
Yes, should be no issue.
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Alright, thank you
akib_mullen
post Aug 2 2017, 05:15 PM

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So this card is useless for lazada? Got little cb this month, feeling so mehh. Any other card should i look for?
akib_mullen
post Aug 11 2017, 07:29 PM

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Hmm why cs call me said my cb will be credited next month. Shuda read this forum first before call then can ask them credit asap
akib_mullen
post Sep 3 2017, 12:51 AM

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Cs said the july cash back will be reflected on august statement with slightly different description. But when i check thru cimbclicks its only said cash rebate and other retail cashback, which is idk whether that is for july or august transaction. Gonna check first and inform cs if got issues. If every month like this sigh tiring
akib_mullen
post Sep 3 2017, 07:10 AM

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QUOTE(SzeMeng76 @ Sep 3 2017, 05:51 AM)
The cash back is follow statement cycle not calendar month. So will included both July n Aug transaction which is from 29th July to 28th Aug. And always pay ur statement balance in full, because cash rebate not treated as payment, u will got finance charges if fail to do so.
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Yes the statement cycle is 28-27 thats why i said july cash back not august cash back. Cash back that cimb failed to give i.e lazada issue. Never had finance charge before, at all
akib_mullen
post Sep 3 2017, 10:38 AM

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QUOTE(SzeMeng76 @ Sep 3 2017, 10:02 AM)
Erm I dunno for CIMB CR, I already stop using it for Lazada. But for my CIMB Lazada prepaid card, there is another line "adjustment cash back for Lazada transaction". Perhaps u can count the cash back urself to track ur current spending to tally the cash back, if there is difference then is the adjustment ba.
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yes this is what cs told me for the lazada transaction that cant get 5%. adjustment cb and cb should be appeared on cimbclicks
akib_mullen
post Sep 3 2017, 01:03 PM

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QUOTE(fruitie @ Sep 3 2017, 12:25 PM)
I checked and the adjustment was dated 21st August to my supplementary card though it was spent with my principal card. doh.gif
Since I don't spend with that supplementary card, I will call to transfer to my principal card.
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I don't see any adjustment on my statement. hmm need to give them a call then. and you they transferred to supp, that's troublesome. doh.gif
akib_mullen
post Sep 3 2017, 05:26 PM

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QUOTE(fruitie @ Sep 3 2017, 01:13 PM)
I just noticed it was in my supplementary account, I was waiting as well. Totally speechless. doh.gif
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looks like I'm going to use this card for my celcom bill only, or starbucks topup. will find other card for lazada spending. if not it's fine too coz didn't spend too much on lazada nowadays
akib_mullen
post Sep 5 2017, 10:00 PM

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Already forget why people no use posonline anymore. Is it because no more cb from posonline?
akib_mullen
post Sep 5 2017, 10:27 PM

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QUOTE(SzeMeng76 @ Sep 5 2017, 10:15 PM)
I remember is Posonline cannot use credit card pay already.
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Oh yea. Just now check no credit card option. Thanks for reminding
akib_mullen
post Sep 26 2017, 02:29 PM

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My adjusted cashback still not reflected in my statement, need to call cs again
akib_mullen
post Sep 30 2017, 11:45 AM

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This cimb makan teik a lot la. I think about the lazada transaction, the adjusted cashback it went to 2 months ago, I made a report. August statement should have it reflected, but still don't have. Few days ago before Sept statement end I made a call again, and the cs said it should be reflected in the next statement, so Oct statement. Just check cimbclicks, recent transaction only got new cash rebate reflected and other cash back reversal, no adjusted cash back. Called again just now, cs said the person before made my report only send the manual form yesterday, she said need to wait next month statement. Funny leh coz the cashback reversal on the spot can reflect in recent transaction while the adjusted cashback need 1 month to settle, and some of you guys made report can get it in a week time. End of rant lol
akib_mullen
post Oct 11 2017, 08:54 AM

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This card will start sitting in drawer. Only use for celcom auto debit huhu
akib_mullen
post Oct 21 2017, 02:07 PM

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Any cc will give 5% from celcom side if u opt for auto billing. Well i'm gonna cut this cc coz my application for quantum has been approved. Salary below 36k cannot hold more than 2 cards what to do

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