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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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rapple
post May 31 2017, 07:38 AM

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JOBSTREET* KUALA LUMPUR MY - eligible for 5% CB.
rapple
post May 31 2017, 09:07 AM

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QUOTE(David83 @ May 31 2017, 08:04 AM)
What you paid for?  hmm.gif
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QUOTE(mamamia @ May 31 2017, 08:13 AM)
Maybe he is Employer who advertised job there?
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Yes, advertised job for my employer.
rapple
post Jul 30 2017, 12:28 PM

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Check my statement yesterday, they charge me with the finance charge because I only pay the net balance (statement balance minus cash rebate) so i ask them why there is no charges previously but only this time. That guy help me to request for waiver and today the waiver is credited. Not bad but since lazada categorized themselves as direct marketing might as well just keep this card in drawer.
rapple
post Jul 31 2017, 08:27 AM

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QUOTE(fruitie @ Jul 30 2017, 12:34 PM)
I think you will need to stop doing this because they may not waive it in the future. CIMB doesn't recognize cash back as payment, if you got through with it previously, it doesn't mean it will all the time.
Good news, they finally fixed it!
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Not going to use this card anymore & i'm going to just pay the net balance again this time so there will be no credit balance.

If you guys manage to get back the 5% cash rebate for Lazada July purchases do update so I'll make a complaint as well.
rapple
post Aug 30 2017, 02:16 PM

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QUOTE(adele123 @ Aug 30 2017, 02:06 PM)
I didn't get 5% rebate for the transaction below. it's on some website, and they uses paypal as the 'gateway'.

I seriously should cancel this card.

[attachmentid=9087053]
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Same. I'm waiting for my complaint to be resolve then I'll cancel this card.

Lazada again, didn't get the 5% online cash back. Call up to complaint and CS says merchant manually process the transaction.
rapple
post Sep 12 2017, 01:04 PM

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QUOTE(./Hack-Fusion @ Sep 12 2017, 11:42 AM)
good morning, i just got my CIMB cash rebate platinum card, i have a question here. Last time, im a PB credit card user, if i purchase something in rm2-5K++, i can call customer service manual change 1-2year monthly installment plan, but i called CIMB bank customer service, they says CIMB doesn't not offer manually switch monthly installment at all, have to done by merchant side, so is it truth CIMB credit card can't manual switch to monthly installment? thx
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Unfortunately yes.

Not all merchants have 0% installment plan and also not all bank credit card offer 0% installment plan.
rapple
post Oct 5 2017, 07:00 PM

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Last week ask CIMB to refund the overpayment because the cash rebate was credited after I request to cancel my card.

They refund to me but with a Rm2.12 charges. Just because they have to transfer to my MBB saving account.
rapple
post Oct 11 2017, 09:53 AM

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QUOTE(chonghe @ Oct 11 2017, 09:32 AM)
just called to cancel and guess what?

The CS immediately offer RM 15 (upfront) + RM 15 (min spend RM 200 in 30 days) cash back  rclxm9.gif
happily accepted and going to get RM 30 first only see how  rclxms.gif
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QUOTE(ziniowong @ Oct 11 2017, 09:46 AM)
i got the same offer too
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They will credit back the last RM15 after 60 days from the date you spend > RM200.

I got the balance RM15 after 2 months and after I've cancel the card.
rapple
post Oct 19 2017, 06:00 PM

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QUOTE(Holocene @ Oct 19 2017, 05:08 PM)
Anybody knows how this feature works?

https://www.cimbbank.com.my/en/personal/pro...t-easy-pay.html

I've called their customer service and they've informed me that it the merchant is responsible for converting the purchase into the monthly installment whereas the merchant has informed me that it is the other way around.

Any sifu here to advice?

Best,
Agent T
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CIMB CC does not have this feature where you can convert purchases into installment plan.

Merchant can convert to installment plan but not all merchant do it.

Usually merchant that have installment plan will display out and shows which bank cc eligible to do installment.
rapple
post Dec 8 2017, 11:04 AM

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QUOTE(doinkz_gaara @ Dec 8 2017, 10:42 AM)
Hello.

Is it possible if I ask CIMB to do a reverse chargeback? I signed up for a facial package but is unable to utilize it and the company is not refunding it although I brought up the consumer law.

I also made report to Tribunal and KPDNKK.
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Bank can't reverse any transaction that you swiped unless is a fraud/dispute transaction then maybe there's a chance for any reversal.

The reversal must be done by the merchant.
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