maybank rejected my application (2 gold cards)
no choice but have to stick with my CIMB & citibank for a while then juz apply again

just realized it...can still get 5% (direct debit) +2% cashback with mbb new card as well...hhmm

Just apply Cash Rebate card termination through e-banking email;
its smooth job without hassle. They really don't need customer for this card range;

17 Oct - Apply termination through email
19 Oct - Got a reply, mention in process of termination
- All ezy installment is return to lumpsum amount
- card no longer can be use
21 Oct - Zing Card cannot be use (dam! stranded at smartag lane)

Bye bye CIMB Cash Rebate Card

updated my direct debit to new mbb card, simply because month of may and august can get 10% instead of just 2...hahahha

Cash Rebate is deemed useless after 1 Nov 2017; I will probably keep it inside my drawer.

Hi would like to ask does the 5% cash back still applies for lazada purchases? tq

guess which one affecting lazada purchase.....

Thanks for the update, any cc to recommened for online purchase such as lazada?

you already posted in Recommendation for Credit Cards V4, but didnt follow format.

better update it so that others can advise according to your income level.


furthermore, there are many good info inside.

Yes, i'm waiting to cancel my CIMB after the next statement and CB

This post has been edited by saitong09: Oct 23 2017, 07:36 PM

Yup, I've switched mine over as well for the same reason and this month's bill has been charged to the card. Now just have to wait till 1st Nov to see if the 2% is indeed credited

Guys, question, for the 0.2% cb on other retail, lets say if i pay my home downpayment 10k, would it be eligible for the cb? I shud get 200 cb yeah?

Yes, but 10k 0.2% is RM20

So.... spendng online on the 31 Oct stll gets 5%?.....

Ops yea thats right. Alright.

what other cards do you have?

maybe get other cards with unlimited cb, usually at 1% or lower, that gives you about RM100 cashback. then BT to Maybank or other banks with 0% to improve your cashflow.

new card from maybank, FC Barcelona Visa Signature, has 2% (capped RM50) and 10% (capped RM100 on May/Aug only).

alternatively, you can use any PBB cards to utilize FlexiPay, whereby using PBB cards have 0% 9mth instalments or PBB Quantum have 0% 12mth instalments. basically, you swipe RM10k for the downpayment, then call PBB CS to convert the single transaction into 9 or 12 instalments (depending on which PBB cards u use).

this is particularly good when you spending big item when moving house, e.g. buy electrical items, furnitures, kitchen cabinet, etc.

or just use the BT methods. PBB has 0% 6mth BT with min RM2k transfer.

Ty for this
Waiting for this month statement then cut cut cut

since new terms start on 1 nov, is oct online transaction still eligible for 5% rebate? it based on transaction or posting date? TIA

Is it easier compare to call them?

Got my mbb fc visa bye bye Cimb cb plat