Confirmed no CB for LHDN payment as well..

Not only wasted CB.. Had to absorb the 0.848% processing fee + GST somemore..

Tried before. Not eligible.

CIMB Cash Rebate works a bit differently than Quantum..

Quantum's is simpler that there's RM 30 cash back cap for both categories..

CIMB Cash Rebate has a cap of RM 50 for the categories that earn 2 - 5% CB (E-Commerce, Petrol, Groceries, Standing Instructions), but there is a sub-limit of RM 30 for E-Commerce. There is no cap for 0.2% CB that you get from other categories, and 10% CB on finance charges.

For example, if you spend RM 1000 on Lazada, and RM 100 on petrol, you will get RM 32 CB (RM 30 from E-Commerce, RM 2 from petrol). If you spend RM 100 on Lazada and RM 1000 on petrol, you will get RM 25 (RM 5 from E-Commerce, RM 20 from petrol).

I also got a Visa Infinite sent to me a few weeks back. I'm wondering if this is acceptable practice?

It's not a facility that we applied for. And what if the card landed on the wrong hands, and somehow someone managed to activate the card?

Cannot remember whether my income (at the time I applied for the CR card) was sufficient for the VI, nor what was the Credit Limit offered (letter already in the dustbin )..

I didn't provide them any updated documents or applied for the VI.. They just sent it to me..

if the contents they sent me were as per your URL, I would've considered keeping the card..

they sent me more than a letter with the card attached.. there were 2 plaza premium lounge vouchers, which looked like receipts where they used a dot matrix printer to print some details on a paper with some pre-printed design.. there was also a small booklet promoting the benefits of the card, but that's about it.

Yup.. there's an expiry of 1 year from issue date.. and according to the T&Cs printed behind, it's non-transferable..

Hence why a lot of people has been calling up to cancel..

I think too many requests to cancel until they're no longer offering the RM 30 incentive not to cancel.. I already called to cancel and they didn't even offer the incentive..

Personally, I'll just cancel.. then at least if got cards with better benefits, can apply again and be entitled for "new to bank" gifts/rewards..

I'm also using Celcom, but have changed my Auto Debit to SCB Gold. I still get the auto billing rebate of 5%. Any particular reason to stick to CIMB CR?

I accidentally paid my last statement twice (due to auto transfer) and managed to transfer the balance (+CB) into my SA. But it was done when I canceled my card. No point keeping it if I don't use it. Wait 6 months can be entitled for new customer gifts/promos.