Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
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 Oct 10 2017, 06:05 PM
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#1
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Senior Member
7,106 posts Joined: Jan 2003  
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QUOTE(OKLY @ Oct 10 2017, 05:54 PM) Their SMS got me curious but it’s a disappointment instead. Same hahaha... I straight come here see then RM0.00 CIMB: Good news! Yr Cash Rebate Platinum Credit Card gets even more rewarding, effective 1NOV17! More info on this good news@ www.cimbbank.com.my/crnote   |
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Oct 17 2017, 06:10 PM
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#2
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(MGM @ Oct 17 2017, 03:26 PM) Does this really matter, high total CL affects future application? Yes, it matters. |
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Oct 17 2017, 06:33 PM
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#3
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(djhenry91 @ Oct 17 2017, 06:22 PM) i no emo..i know way CIMB doing thing so funny since day 1..haha... Don't bother la. If you are in CIMB you would know how our Retail business functions in relative to IB. i know they will fark up anytime jus when only.. i still keep this card since AF free..i want to see whether they got priority my feedback or not since i in cimb IB side...  |
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Oct 17 2017, 07:17 PM
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#4
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(djhenry91 @ Oct 17 2017, 07:05 PM) u see retail equities side same mindset like consumer side.. Indeed haha... too many egos brother... |
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Oct 19 2017, 04:50 PM
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#5
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(fruitie @ Oct 19 2017, 03:27 PM) Yeah, kiasu as some people said. You have too many card la sis... I will apply PBB Quantum too next year, hope PBB will stop rejecting me.  Hopefully by cutting my CIMB CR and CIMB's overall limit will reduce the rejection reason. Well, nothing to salute. Many are as hardcore as me. |
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Oct 19 2017, 05:54 PM
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#6
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(fruitie @ Oct 19 2017, 05:18 PM) Nah, not an issue for me. Good la ... Some banks are beginning to shift towards credit exposure risk as a criteria if they wanna give you a CC or not. |
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Oct 30 2017, 04:34 PM
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#7
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(kart @ Oct 30 2017, 02:44 AM) Alright, you plan to keep your CIMB Cash Rebate card in the drawer for a year without using the card, and cancel your card one year after the first cancellation date. Do note that some banks will not consider former card holders "new-to-bank" anymore even after you have cancelled it for a while.  I remember one of your great advices, which is to cancel unattractive credit cards, so that we can become "new-to-bank" cardholders after 6 months, and enjoy better card sign-up benefits. So, I plan to cancel my CIMB Cash Rebate card, after my next statement date. |
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