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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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2387581
post Sep 6 2017, 12:34 PM

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QUOTE(9GAG/8FACT @ Sep 6 2017, 12:29 PM)
Dear sifus, does CIMB greater China payout dividend?
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no
xuzen
post Sep 6 2017, 02:10 PM

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He did? Oh, what a waste. So what is he selling now? JJPTR? Bitcoin?

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Victim of own success.

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Yeah, I have stopped DCA into KGF. Just let what is there to grow. DCA'ing into IDS now. If her performance deteriorate further, then will switch entirely to IDS.

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Yar hor.. only MYR 40M. Too small to make a dent. I guess that left Ramjade, theory. It could be true. Oh, can you please explain or elaborate further why you felt that the PRS thing is a huge let - down? I am all ears.

Xuzen
SUSwankongyew
post Sep 6 2017, 02:32 PM

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Is the little distribution symbol on CIMB-Principal Asia Pacific Dynamic Income Fund ever going to go away?
newdnewd
post Sep 6 2017, 03:13 PM

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QUOTE(wankongyew @ Sep 6 2017, 02:32 PM)
Is the little distribution symbol on CIMB-Principal Asia Pacific Dynamic Income Fund ever going to go away?
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I am wondering too. Seems like it is taking forever.
2387581
post Sep 6 2017, 03:23 PM

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QUOTE(wankongyew @ Sep 6 2017, 02:32 PM)
Is the little distribution symbol on CIMB-Principal Asia Pacific Dynamic Income Fund ever going to go away?
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nah, the one with RHB AIF and EMBF has been around much longer than the CIMB APDI. biggrin.gif
ColdDasher
post Sep 6 2017, 03:30 PM

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Hi all,

question to you veterans, are you guys/gals using fund managers or services like FundSuperMart or do you manage it on your own?

How do you buy into a fund if you don't go through agents/services?

Drian
post Sep 6 2017, 03:31 PM

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QUOTE(newdnewd @ Sep 6 2017, 03:13 PM)
I am wondering too. Seems like it is taking forever.
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I was wondering if it takes too long, would the dividend reinvested purchase the unit trust back at a higher price,
which means that we actually lose more money with the dividend reinvested compared to no dividend at all.

This post has been edited by Drian: Sep 6 2017, 03:32 PM
ben3003
post Sep 6 2017, 03:40 PM

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the reinvest dividend is not yet in yet.
T231H
post Sep 6 2017, 03:42 PM

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QUOTE(ColdDasher @ Sep 6 2017, 03:30 PM)
Hi all,

question to you veterans, are you guys/gals using fund managers or services like FundSuperMart or do you manage it on your own?

How do you buy into a fund if you don't go through agents/services?
*
FSM is a reseller of uts....you DIY......no agent involves.
Go to FSM MY site.....top of the page....there is a faq tab...click it to select required info
FSM MY also has managed portfolio service in which they will charge u 0.5% pa....click at the managed portfolio to know more
T231H
post Sep 6 2017, 03:43 PM

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QUOTE(ben3003 @ Sep 6 2017, 03:40 PM)
the reinvest dividend is not yet in yet.
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Which one?
ben3003
post Sep 6 2017, 03:57 PM

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QUOTE(T231H @ Sep 6 2017, 03:43 PM)
Which one?
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cimb asia pacific dynamic income fund
T231H
post Sep 6 2017, 04:05 PM

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QUOTE(ben3003 @ Sep 6 2017, 03:57 PM)
cimb asia pacific dynamic income fund
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if you have this fund before the Ex date........check your email 17~18 Aug.....
dasecret
post Sep 6 2017, 04:09 PM

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QUOTE(xuzen @ Sep 6 2017, 02:10 PM)

Oh, can you please explain or elaborate further why you felt that the PRS thing is a huge let - down? I am all ears.

Xuzen
*
Wah boss... no need to break 1 reply into 4 kua...


On PRS, the AUM is so tiny after years they launched it... if that's not an indication of failed initiative, what is?
Basically people just use it for tax reliefs and youth incentives. The intended purpose of this product is to encourage retirement savings to supplement EPF. How is that achieved with RM3k per annum * 10 years? Cukup makan for how long after retirement? And the fund choice is so limited with more than half not doing great at all (like below EPF returns), how to encourage people to put more money ler?

PPA also does not have a function to monitor approved funds' returns like how EPF MIS does it; hence quality of the funds may not be there, which earns the product a bad reputation

TLDR - Too many limitations, too little incentive for ppl to invest

This post has been edited by dasecret: Sep 14 2017, 03:52 PM
2387581
post Sep 6 2017, 04:25 PM

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QUOTE(Drian @ Sep 6 2017, 03:31 PM)
I was wondering if it takes too long, would the dividend reinvested purchase the unit trust back at a higher price,
which means that we actually lose more money with the dividend reinvested compared to no dividend at all.
*
Usually the date of reinvestment is the date of distribution, so your don't have to worry. It is stated in their historical distribution page.
ben3003
post Sep 6 2017, 04:30 PM

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QUOTE(T231H @ Sep 6 2017, 04:05 PM)
if you have this fund before the Ex date........check your email 17~18 Aug.....
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yeah i have it.. normally the logo not yet gone means they havent put the unit back into ur fund..
how5day
post Sep 6 2017, 04:58 PM

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QUOTE(T231H @ Sep 5 2017, 05:33 PM)
just like my dead grandma used to be worried about when getting out of the house or in the house....
worried like....
will our house being burgled when we are not in,
will she be knocked down by a car while crossing the road,
will she choke eating tang yuan
will she have allergies eating this or that,
will bank cheats on her savings,
will she....etc, etc
all I think are valid concerns.......so are what 'IF" suddenly banks, EPF or National registration suddenly losses "MY" data ....I maybe left with not such person.  tongue.gif

everything we do or no do have risks.....just that the impact, probability of it happening and the opportunity cost maybe not the same to others.....
if they want it...they will gives reasons for wanting it,....if they don't want it...they will gives a lot of excuses.......both are legitimate responses.

looks like this recent parting shot of about the same concern is relevant......after all it is their money and their valid concern...
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ya man~ no guarantee thing in this world~
after all i am just sharing what i feel good to my friend, take it or leave it, it's their money not our responsobility smile.gif
T231H
post Sep 6 2017, 04:59 PM

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QUOTE(ben3003 @ Sep 6 2017, 04:30 PM)
yeah i have it.. normally the logo not yet gone means they havent put the unit back into ur fund..
*
My units already added in since few weeks ago wor....only the logo is still displayed....few pages back...there was informed/discussed abt this incidents
kenooi90
post Sep 6 2017, 05:30 PM

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Hi guys,

Ken here, newbie for FSM. I cant perform a payment via FPX or Funds transfer. It will automatically set the payment method to cheque.

Anyone have any idea how to or I need to set up the FPX things?

I am using Maybank for the payment.
Krv23490
post Sep 6 2017, 06:47 PM

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QUOTE(kenooi90 @ Sep 6 2017, 05:30 PM)
Hi guys,

Ken here, newbie for FSM. I cant perform a payment via FPX or Funds transfer. It will automatically set the payment method to cheque.

Anyone have any idea how to or I need to set up the FPX things?

I am using Maybank for the payment.
*
Yeah, i had the same misunderstanding last time when i first started using it. But actually its not a mistake, just carry on as per normal, it will bring you to the fpx page
skynode
post Sep 6 2017, 07:17 PM

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QUOTE(dasecret @ Sep 6 2017, 04:09 PM)
Wah boss... no need to break 1 reply into 4 kua...

Ehh, you know who I'm talking about? He not salesman anymore lor... turn fulltime on his startup

On PRS, the AUM is so tiny after years they launched it... if that's not an indication of failed initiative, what is?
Basically people just use it for tax reliefs and youth incentives. The intended purpose of this product is to encourage retirement savings to supplement EPF. How is that achieved with RM3k per annum * 10 years? Cukup makan for how long after retirement? And the fund choice is so limited with more than half not doing great at all (like below EPF returns), how to encourage people to put more money ler?

PPA also does not have a function to monitor approved funds' returns like how EPF MIS does it; hence quality of the funds may not be there, which earns the product a bad reputation

TLDR - Too many limitations, too little incentive for ppl to invest
*
"Past performance is not an indicator of future returns."
Like what Steve Job once said, we can only connect the dots by moving forward.

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