lucky 1 vtop up 1000.00 only.... yesterday

Wrong timing for the Merdeka promo.
World stocks hit 6-months high!

yea.

that feel.... hahaha

Hello, sure ...thank you...

I have invested in both FSM and Eunittrust, the allocation is the combination of both of them.

Around 70% at China and Asia Pacific.....




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Hello....
In long term, I am interested to have these in my allocation, and here are my concern if to buy now...
1. Manulife India - reach all time high recently.. will wait for few more months and see how, maybe wait it drop until NAV 0.95?
2. TA Global Tech - price quite high now.... maybe will wait until NAV drop to 0.63?
3. Manulife US - same... all time high now....

How do you think?

TQ.

Wow... thank you for sharing.. will start look on these funds...

Thanks....

thanks for the reply.....
now can see more clearer....

EI Dinasti & Cimb Greater China is 27% of the port
AHSAO, EIGEM & Cimb Asia Pac Dynamic is 49% of the port in which 50% of it is in Greater China region

which mean > 52% of your port is in China/HK/Taiwan alone....

Developed Countries...you have only 2% in the port......abt US = 0.8%, Europe = 0.6%, Jpn = 0.7%

so what you think?....wanna increase more into GTF, add some to india and tech at maybe 7% each to dilute/balance out the heavy China/HK/Taiwan weightage?

afraid that the NAV is at all time high?
just think of it this way....
if India & Tech is at 7% each,...if both NAV were to drop 10% NAV, your port will be affected by 1.4%

if Greater China region is at >50% of the port, if it were to drop 5% of NAV, your port will be affected by 2.5%

which one got higher chances of dropping, 5% NAV or 10% Nav?

This post has been edited by MUM: Aug 28 2018, 09:02 PM

Thank you for your reply...
I'm still new to UT, joined since Oct 2017. Have a lesson learn recently that I should diverse my allocation to different variances of geographical and specialist sectors....

I have 3 questions:
1. For other people, is now the best time to add % for Asia Pacific and China funds? Since most of them are in lower NAV now
2. Normally for this type of SC discount (let it be 0.57% or 0.8%), is it wise to top up in a lumpsum? or continue DCA? But I don't think it is good to wait only for the SC discount to top up... 0.57% - 1.5% = 0.93%... might get much for timing the market??
3. Is it recommended if I just put min. investment qty (1000) on each US, tech, India at this moment?

TQ

1) Yes...if you trusted FSM...look at the Star Rating...
https://www.fundsupermart.com.my/main/resea...tarRatings.svdo

2) Best is continue DCA now for the current market sentiment is not very strong......normally if the market is strong more, Lumpsum Is better.

3) Yes, if you got money to spare and you wanted to diversify your port......just not sure how many % will it constitute in your port with 1000 money.....

1. Yes good time. But for me,I won't add. Let thrump impose further tarriff and let China debts

2. Never wait for discount from FSM or eUT. Those discount are just bonus.

3. Up to you. For me, I will avoid US as is all time high.

The only thing that looks cheap now is China , share price is at 2015 level.
but with trump, you never know what he is going to do next.

just for thought...

you are not sailang all into it...
have some to catch the trend
is the US PE extremely high?
is the US market sentiment weak?
if it fall, will other regions also fall?

the cost of waiting
https://www.fundsupermart.com.my/main/resea...ompounding--160




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Always stay invested, and leave some space for extra bullet.

Of course, unless you got algozen

most of the fund fly high.

let's hope this is the end of correction year.

god bless.

No, it is just the starting of Rogue market!

don't la.
but.

1997 2008 = 11 years

2018 +11 = 2019..


Jeng jeng jeng

Hi bros, can comment on my portfolio? Currently i have some extra fund from matured fd and also now got merdeka promo. Any recommendations for me? To make my portfolio more balanced and diversified.
Ohh ya.. I have bought aggressive managed portfolio also....but now still about 2% negative...

This post has been edited by jusTinMM: Aug 30 2018, 12:28 PM


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Aug 2018 has been a month for my port.

how to cash out from UT? can sell anytime?

1) Aggressive funds are great during good times but horrible during bad times. Thats why it is called aggressive.

2) From your port, it looks like you might want to diversify into US; you can pick TA Global Tech, or CIMB Global Titans or other US funds.
You can try the morningstar x-ray portfolio to see how well correlated your UTs are. See 255 for more details.