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Happy Merdeka! All Unit Trusts At 0.57% Sales Charge For 4 Days (28 till 31 Aug 2018)

https://www.fundsupermart.com.my/main/resea...or-4-Days-10118

Hello Sifus,
now we have the 0.57% SC discount for 4 days....

Ref. to my funds holding below, my plan is to continue top up based on these geographical sector for September,
- Malaysia : Kenaga Growth Fund
- Asia Pacific: CIMB Dynamic Income Fund
- Emerging Market: Eastspring GEM

p/s: I do not have US and India allocation in my portfolio and I also would like to get them actually.... but at this moment I think it is too late to top up on US related funds now...

the plan is to hold these funds for at least 2 more years.

How do you guys think?

TQ.


Attached thumbnail(s)

if based on region.

Global
Titan
bimb global dividend
united quality equity
TA tech (main on tech)

Asia ex Jp
Ponzi 2

Malaysia
EI eq income
kgf

Malaysia Small cap
Ei small cap
cimb small cap

EMB
EI GEM (at your risk. since emb now too shaky)

India
manuIndia

US
Franklin us myr

great cn
dinasti
cimb great cn

bond
rhb bond
am dynamic
Libra asnita

REIT
Am Reits class b



based on your liking..... can see see look look.
no need all region also can.

What is your current % of allocation for each if those funds?
Mind to share?

buy buy buy !

yeah, topped up
CIMB ASEAN, RHB CHN-IND, Ponzi 2, Esther bond

Top up also got sales charge ka?

Firstimer user here

Yes

I am buying Asia Pacific, Singapore, India and the reits. I got to practice what I peach.

You might consider the am Asia reits or manulife reits, or even India.

I am not so sure it matters if you buy US now if you hold it very long. Say you buy 6% more expensive, over 10 years that would not make it not more than 0.7%ish(?) after taking effect of compounding. Over 20 years, it would not be significant anyway.

Damn it, I just topped up yesterday.

Edit: just talked to the agent, he can't do anything at all. Completely useless.

Can someone provide me with a list of promotions that I should keep an eye on throughout the year? Other than the usual fund of the month?
First year in FSM here, I really hate to top one day and then next day got promotion.

This post has been edited by jonoave: Aug 28 2018, 05:09 PM

US seems very overprice for now

nov big thing

oh no.... this few days gonna crack my head.

Lol that's why some people say forget about timing the market just invest when one has the money. But to us every 0.01% counts, lol. We are kiasu people.

I never tried this but can you void your transactions and then buy again? If it is from your cash account, just email them to cancel.

I also dun realize got such promotion today...only notice after topup my funds today...got 0.57% slaes charnge onli ....i thought they will notify through email though

Can't void transaction if you already paid/transferred from the fund cash within the same business day.

Really getting annoyed with FSM, especially their poor communication with managed portfolio.

Edit to add: I was hoping at least they can offer like, "sorry we can't reverse it but we can give you a special promotion charge for your next transaction" or something like that. So far all my communication with them is always just "sorry, we can't do anything/We regret to inform you/Sorry for the confusion" and then "Anything else we can assist you with?"

This post has been edited by jonoave: Aug 28 2018, 05:27 PM

Aiyoh. Very sorry to hear that. I will try to record these promo so next time people can take advantage of this

Yeah, maybe should put the info on first post.

So, any more typical upcoming promotions until end of the year?

Its in our blood la.

every cents might no counts on me.

But I counts on potentially up to 20% lost. I max can swallow 20% only >20% I will lost my mind.