Yes and this is what scares me....

I need to use my wisdom and human intellect on this.

On one hand the numbers inputted into Algozen™ is saying sai-lang into Asia Pac ex Japan.....

On another hand my fear factor is making me hold back (after all I am still a human not robot, meaning I still possess greed and fear).

Xuzen

Well I think within the domain of familiarity the fund manager,  only China is one could offer the return required. Maybe India could be his next choice.

But I still think if one is absolutely optimistic of China or India, one need not purchase this fund. Just buy country fund will have higher return.

This fund comes in when there is possibilities of rough time.

P/s: Ponzi 2 is a fund which has similar return and similar volatility as this fund. Minus the 100k minimum restrictions.

Snapshot the portfolio while everything is green green


[attachmentid=8457929]

AmAsia reit (20%)
Manulife US (7.5%)
Manulife India (5%)
RHB Asia Income Fund (17.5%)
Affin hwang select bond fund myr (15%)
CMF (35%)

just remember this saying / advise when I read business management articles many decades ago.... which I think is applicable to UT too (to be on topic  )

If one can gives me chicken, I should not be hesitates / grumbling in giving him drumsticks....
(in business sense) If a staff can perform or provided a satisfied environment, I don't mind paying him more.
(why I don't mind...bcos i got more compared to him)

(in UT sense) If the entities can provides me with a satisfied investment environment (which includes: service, knowledge, responses to queries, well maintained platform, sense of securities, etc, etc) for my investment needs....I should not be hesitate / grumbling in giving that entities what they wanted.
(why I don't mind....bcos i got more compared to them)

in short...maybe not directly relevant..."If you pay peanuts....you may get monkeys"

Kind of not morally corrects (but some people think they are smarter by doing it)....
(some of you noticed that to or are doing that too)...it happened, are happening and will continue to happens..
The Tesco has carpark,...some people use that carpark to park their car BUT did not shop there...they just go next door to shop/eat.....
Do you think they are morally right?

One month later...
Gold and general dropped 8%

how long do you want to park your war chest?
how much is this war chest are in relation to your portfolio's size in %?

may I suggest you don't go for 40% of this war chest to ahsbf/cmf......
there is a cost of procrastination....
unknown to how much % of your invested money is in UTs and at what % of this UTs are in the FSM 4~5 Stars regions......
may I suggest you use 50% of this 40% and go for those 4~5 star regions......

20% in 4~5 star regions
15% in AHSBF
5% in CMF

but if you are currently very heavy in those regions......then go all 30% in AHSBF and 10% in CMF for any buying of opportunities

Unpopular opinion here, but I think you're having too many funds. Agree that you should check the correlation first. Like I've mentioned before, I believe in having a small portfolio which cover across geographical regions as you can see from my portfolio above. (Preferable not to have EISC And KGF together though).

I have not been doing this for long, only 3 years. But the only switch I've made were from Libra Asnita (right before the bleed, but I was lucky, not that I could time), to Amreits and from AmReits to India because I wanted my port to be more aggressive. Along the way I continued to DCA/VCA despite what everyone is saying or recommending for the month. And I'm very happy with my result now

who is Chen Fai Fai ?

If you are referring Mr Chen Fan Fai, he still with EI

just did my calculations.

at age 28 he accumulated 750k.

so monthly contributions to savings is 9k.

so roughly his wage would be around 15k to 20k average. tell me it doesn't make any sense a kid would make that amount unless it's FAMA contributions

I smell bullshit.

My ex boyfriend did earn that much... as an engineer, 28yo. No fama contribution
@@

Even General practitioner also can't earn that much in his age.
Maybe he inherited multimillion and take some portion to invest.

Is Interpac Showed Manager is very important?
look like someone on steroids, both the fund keep go up even others static.
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my best bet of 5 funds from the promo list,...in terms of getting into high risk and most probably resulted in high excitement...
(you can ignore the allocation % if you want)

1) COMMODITIES EQUITY 40% 
2) MANULIFE INDIA EQUITY FUND 20% 
3) CIMB-PRINCIPAL GREATER CHINA EQUITY FUND 20%  
4) EASTSPRING INVESTMENTS GLOBAL LEADERS MY FUND  10%
5) KAF VISION FUND   10%

or if can take in more high risk for much more excitement...try these 5 promo funds at these allocation
1) COMMODITIES EQUITY 80% 
2) MANULIFE INDIA EQUITY FUND 5% 
3) CIMB-PRINCIPAL GREATER CHINA EQUITY FUND 5%  
4) EASTSPRING INVESTMENTS GLOBAL LEADERS MY FUND  5%
5) KAF VISION FUND  5%

"go BIG or go BURST"......one previous forummer mentioned that before......well I think he made it BIG already for I did not see him post here anymore since....

How to make this graph portfolio history MoM work? Mine is not working.

Other work fine. Only this not working

just a note....
if your ROI stayed stagnant...your IRR will go down
if your ROI goes up too little...your IRR will go down too.
that is the agony of IRR calculation....  

Npt sure if tis can help.....
Try the fsm portfolio simulator.....
It can gives you a past performance results based on your funds selection n allocation from a given time frame