my this YTD ROI is 16%.... 
1st time since 2013 got 2 digits ROI 
FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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 Dec 29 2017, 07:22 PM
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Senior Member
8,188 posts Joined: Apr 2013  
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with 1 day data not in......and based on today's mkts performance.....
my this YTD ROI is 16%.... 1st time since 2013 got 2 digits ROI |
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Dec 29 2017, 07:45 PM
Show posts by this member only | IPv6 | Post
#10922
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All Stars
10,340 posts Joined: Jan 2003
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Final day for 2017 market trading !! Welcome 2018 !! Huat ar !!
Started April of this year. Overall +7.26% |
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Dec 29 2017, 08:28 PM
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Junior Member
577 posts Joined: May 2012 
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KLCI 1,796.81
+17.71 +1.00% End of 2017 PEAK! |
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Dec 29 2017, 08:44 PM
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Junior Member
175 posts Joined: Dec 2007
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QUOTE(WhitE LighteR @ Dec 28 2017, 11:10 AM) When fund close to new intake like Ponzi 1, u can consider to withdraw also. What do you mean by this? Care to elaborate?   |
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Dec 29 2017, 09:21 PM
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Senior Member
5,272 posts Joined: Jun 2008
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QUOTE(kswee @ Dec 29 2017, 08:28 PM) KLCI 1,796.81 window dressing. don't go celebrating first. it's done on purpose by fund managers to make their funds look good+17.71 +1.00% End of 2017 PEAK! |
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Dec 29 2017, 10:07 PM
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Junior Member
34 posts Joined: Jan 2005 
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QUOTE(T231H @ Dec 29 2017, 10:13 AM) update..buy button available now... Thanks for the update and very quick resolution. You work for FSM? |
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Dec 30 2017, 03:37 AM
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Junior Member
889 posts Joined: Nov 2016 From: Kuala Lumpur
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Hi all, I suddenly thought of something.
(1) Let's say I have a target return of 20% on each fund (equity), once hit target and I will sell it, and I may miss the boat of riding the profits higher, while I may save myself from getting a lower profit later on. I'll take this 20% as my return this year, and will invest in the same fund in the next year to reset the profit to 0. The reason for this is because I noticed that the fund can go high and drop back to form a finalized YTD return for that year before starting a new year. I don't know how high it can go, so might as well i set a target i'm comfortable with and exit when it hit. (2) Also, I came across Dollar cost average strategy and I think it doesn't make sense for me despite I understand its concept. Provided you don't choose the wrong fund, generally the fund will generate return as time passed, means higher NAV over time, DCA means keep buying the high every month and you'll have trouble making a profit, might as well you invest a sum since day 1 and let it run until your target and exit. What do you think? |
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Dec 30 2017, 09:09 AM
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Senior Member
5,143 posts Joined: Jan 2015
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QUOTE(FloralEmbrace @ Dec 29 2017, 10:07 PM) Thanks for the update and very quick resolution. You work for FSM? nope...not affiliated in any sort...QUOTE(Sasuke95 @ Dec 30 2017, 03:37 AM) Hi all, I suddenly thought of something. This post has been edited by T231H: Dec 30 2017, 09:13 AM(1) Let's say I have a target return of 20% on each fund (equity), once hit target and I will sell it, and I may miss the boat of riding the profits higher, while I may save myself from getting a lower profit later on. what if it did not managed to hit 20% in a year or 2? continue to wait for another few years? I'll take this 20% as my return this year, and will invest in the same fund in the next year to reset the profit to 0. The reason for this is because I noticed that the fund can go high and drop back to form a finalized YTD return for that year before starting a new year. I don't know how high it can go, so might as well i set a target i'm comfortable with and exit when it hit. could the "yearly" high "to" low NAV of the fund happens before and after the new year caused by income distribution incidents? (2) Also, I came across Dollar cost average strategy and I think it doesn't make sense for me despite I understand its concept. Provided you don't choose the wrong fund, generally the fund will generate return as time passed, means higher NAV over time, DCA means keep buying the high every month and you'll have trouble making a profit, might as well you invest a sum since day 1 and let it run until your target and exit. Yes, DCA works provided you DON"t 1) choose the wrong fund, 2) invested at the wrong time, 3) invested in the wrong region/countries/sector, 4) invested without proper portfolio set up, 5) etc, etc... having said that....the above "DON'Ts" also applies to Lumps sump investment too, don't you think so....  "DCA means keep buying the high every month and you'll have trouble making a profit"..... As the market keeps going up and down, when the markets is on a down trend, DCA means keep buying the lower NAV every month and you'll have NO trouble making a profit when it is on the upswing... DCA takes care of market timings by mechanically investing a fixed amount every month whether the markets are soaring or bleeding. More units are purchased when the market is bad (i.e. when the unit trust is "cheap"), and lesser units are purchased when the market is doing well (i.e. when the unit trust is "expensive"). It is a simple strategy that involves zero human interference or subjective judgement. Neither Is 'Better' Than The Other In all fairness, nobody can say for certain whether LSI or DCA is the better investment method. The reason is that adopting both methods in a different period would give different results depending on the prevailing market conditions. For example, if you made a lump sum investment right when the FBM KLCI bottomed out in end March 2009, there's no way that the DCA method could give you better annualised returns. In a nutshell, it all boils down to market timing and whether you can catch the market's peaks and trenches. https://www.fundsupermart.com.my/main/resea...-Averaging-1526 What do you think? may i suggest you read post# 6 of this "Market timing vs. Buy and hold" thread https://forum.lowyat.net/index.php?act=ST&f...0#entry85476209 it has some links which hope can provided added info, which may be or may not be informative, useful, applicable, agreeable....depending the the wisdom |
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Dec 30 2017, 12:16 PM
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Senior Member
4,436 posts Joined: Oct 2008
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QUOTE(Ancient-XinG- @ Dec 29 2017, 09:56 AM) xuzen any rebal on ver4 or new ver5 coming out  QUOTE(Jitty @ Dec 29 2017, 01:43 PM) Waiting for it too hehe 😁 Rebalance on Algozen™ ver 4.0? Not likely, I purposely set my rebalance date after CNY2018. I only did a rebalance in Qtr-3:Yr-2017 which is less than half a year ago. I plan to do rebalance twice a year. Ver 5? Not likely... if the wheel ain't broken, don't fix it. What I will do is I will have a yamcha / tok-kok / blow water session with my Lic Financial Planner cum sei-tong / hommies / buddy this coming new year eve. There I will ask him what is his house view on 2018. Then I will update all those who are interested. So stay tuned. Xuzen |
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Dec 30 2017, 05:48 PM
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Senior Member
5,143 posts Joined: Jan 2015
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QUOTE(Caravanserai @ Dec 30 2017, 05:41 PM) Hi, I was comparing a few Greater China Funds and come across a fund that does not trade class "A" share (because they don't have QFII licence?). no idea....Do you think this will affect the fund's return?  if you want, can try use the FSM tool to see goto FUNDS INFO/ CHART CENTER/ to see and compare with your fund? |
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Dec 30 2017, 07:43 PM
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Senior Member
5,143 posts Joined: Jan 2015
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QUOTE(Caravanserai @ Dec 30 2017, 07:32 PM) Hmmn great idea. i think the better option is for you to determine how each fund(s) compliments your overall investment stratergy....So I compared the earnings of similar funds using FSM tool. It seems like this fund is not performing well compared to other funds. But still, I don't know if this is due to this fund did not trade class A shares or any other reasons. In addition I did another check on this fund. Their investment management has been delegated to an external investment manager, and this external investment manager do have QFII licence. So I think the decision not to trade class A share is purely an investment strategy? may i suggest you try to use the fund(s) under the "recommneded fund lists"....they may not be the best in terms of ROIs but at least they were "filtered" in some methodology.... https://www.fundsupermart.com.my/main/resea...tormaincode=All |
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Dec 30 2017, 08:19 PM
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Senior Member
5,143 posts Joined: Jan 2015
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QUOTE(Caravanserai @ Dec 30 2017, 08:00 PM) Thanks for the tips! caveat emptor....I was doing some extra homework since I have few days of holiday. But from my personal reading so far, in terms of "good funds", it frequently points back to these recommended funds.  just have to mention this..... 3 Misconceptions Of Our Recommended Unit Trusts List https://www.fundsupermart.com.my/main/resea...July-2015--6041 |
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Dec 31 2017, 02:56 PM
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All Stars
10,340 posts Joined: Jan 2003
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Hoping FSM got some discount on fees for new years 2018... *ahem to fsm spy*
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Dec 31 2017, 04:40 PM
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Senior Member
8,259 posts Joined: Sep 2009
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QUOTE(yklooi @ Dec 29 2017, 07:22 PM) with 1 day data not in......and based on today's mkts performance..... Nice.. Let's hope next year will be double digits as well. my this YTD ROI is 16%.... 1st time since 2013 got 2 digits ROI I need to check my Roi for this year also lah since u bring this up |
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Jan 1 2018, 10:13 AM
Show posts by this member only | IPv6 | Post
#10935
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Senior Member
918 posts Joined: Aug 2009
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Happy New Year everyone! May everyone continue to prosper in this new year~
Any idea on whether FSM will be having any promotion this month? Thinking to rebalance my portfolio for this new year... Edit: Looking at last year they have a 1% promotion during their investment fair which falls in the middle of the month till end of the month. Seems like gonna hold my bullet till then... This post has been edited by besiegetank: Jan 1 2018, 10:16 AM |
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Jan 1 2018, 06:42 PM
Show posts by this member only | IPv6 | Post
#10936
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(besiegetank @ Jan 1 2018, 10:13 AM) Happy New Year everyone! May everyone continue to prosper in this new year~ This month, they'll be having their annual event at KL and PG. Any idea on whether FSM will be having any promotion this month? Thinking to rebalance my portfolio for this new year... Edit: Looking at last year they have a 1% promotion during their investment fair which falls in the middle of the month till end of the month. Seems like gonna hold my bullet till then... They definitely will be holding some promotional campaign. |
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Jan 1 2018, 10:52 PM
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Junior Member
309 posts Joined: Nov 2011
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My diy port ended 2017 with > 10% irr.
meanwhile, my managed port(balanced) ended 2017 with irr 4.5%..  |
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Jan 2 2018, 09:45 AM
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All Stars
14,863 posts Joined: Mar 2015
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QUOTE(spiderman17 @ Jan 1 2018, 10:52 PM) My diy port ended 2017 with > 10% irr. looking at yr chart.....from the period of END May to Dec....your DIY port increased from 7.X% to 12.X%, thus about 5.x% meanwhile, my managed port(balanced) ended 2017 with irr 4.5%.. while the managed port increased at about the same rate from END May to Dec...... just wondering which one has higher portfolio's volatility  |
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Jan 2 2018, 11:01 AM
Show posts by this member only | IPv6 | Post
#10939
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Junior Member
252 posts Joined: Sep 2010 From: Petaling Jaya
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placed order to top up some of my funds. Prices are a little on the higher side as compared to when i placed my initial order. Not so concerned bout the unit prices though... more interested if there are any promotions "expected" to be coming soon. Should I wait till later in the month?
FSM FSM FSM NEW YEAR PROMOTION PLEASE! |
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Jan 2 2018, 11:11 AM
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All Stars
10,340 posts Joined: Jan 2003
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Do you guys use VCA or DCA ? or just lump sum at the begining of the year ?
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