The ones i recommend from maybank free except visa signature. Based on your needs and salary lo.

Maybe look into

Try mbb 2 premier I think 120k is eligible.

A lot of bank no longer count JOMPAY for cash back entitlement, but you can try credit card under AEON, there is 2% cash back via online bill payment.

2% cash back for Aeon online payment includes JomPay too?

Nope, just normal online bill payment, it doesn't have JOMPAY function.

What is the best card to use for paying Insurance premiums?

Maybank Barcelona VS

Why MBB Barcelona where as SC JustOne Platinum can offer cashback 15%?

JOP got pre-condition to meet.
Barcelona VS no pre-condition to meet.

If using for retail, actually MBB Barcelona and MBB 2 MasterCard is the same right?

But MBB 2 MasterCard has no cash back.
You sure?

This post has been edited by GrumpyNooby: May 27 2020, 05:50 PM

Currently using MBB 2 cards with 5% cashback in weekend spending only. Can recommend other CC with better cashback?

Complement that with Maybank Barcelona VS

This post has been edited by GrumpyNooby: May 28 2020, 07:47 AM

use template in post #2

we dont know what you want, how much you spend, where you spend, etc

1. Annual Income: RM60k

2. Free Lifetime Annual Fee: N/A

3. Card required for: Big figure purchase example iphone, laptop, piano & etc

4. Existing credit cards (if any): PBB Quantum, MBB 2 Gold, MBB FC Barcelona, AMB True visa, OCBC Titanium, Alliance You:nique

5. Interested in CC from: Citibank - No idea

6. Others: Wish to find out what card is have most benefits (point, cashback) for big figure retail purchase

1. Annual Income: RM66k

2. Free Lifetime Annual Fee: Must (or waived after certain expenses also ok)

3. Card required for: E-wallet, Food deliveries (Grabfood & Foodpanda), Groceries, Online shopping, Bill payment

4. Existing credit cards (if any): CIMB Cash Rebate Platinum

5. Interested in CC from: Maybank (but got rejected once before *sad)

6. Others: CC with best CB benefit as spending on e-wallet, food deliveries, online shopping and groceries quite significant every month. Also looking for CC that might provide 0% instalment for big purchase as eyeing to get a new phone/computer soon. Also preferably CC with 0% balance transfer as planning to cancel my CIMB card (optional, this is not important)

Public Bank Quantum Master and UOB YOLO for online and e-wallets. Quantum Visa for groceries through pay wave.
Installments, you can check out the offers by merchants that you wish to purchase from. Usually they have installment offers with participating credit cards.
Cancel existing card after you get your new card.

For big figure purchase, may be you can try HLB essential card, <RM7k is 0.4%, >RM7k 1% uncapped cash back, or OCBC cashflo with uncapped 0.5% with Auto-IPP somemore if over RM 500 spending, for point, I think MBB treat points still the best.

Is it confirm MBB Barcelona can get 2% rebate for Insurance Premium?

It is not in the exclusion list right?

A correction to my post: 2% Cash Back for Online and Overseas transaction every day* (exclude insurance, mobile and utility bill payments)

https://www.aeoncredit.com.my/ul/1588909279...rd_revision.pdf