1. Annual Income: RM66k

2. Free Lifetime Annual Fee: Must (or waived after certain expenses also ok)

3. Card required for: E-wallet, Food deliveries (Grabfood & Foodpanda), Groceries, Online shopping, Bill payment

4. Existing credit cards (if any): CIMB Cash Rebate Platinum

5. Interested in CC from: Maybank (but got rejected once before *sad)

6. Others: CC with best CB benefit as spending on e-wallet, food deliveries, online shopping and groceries quite significant every month. Also looking for CC that might provide 0% instalment for big purchase as eyeing to get a new phone/computer soon. Also preferably CC with 0% balance transfer as planning to cancel my CIMB card (optional, this is not important)

Thanks for this thread I got PB Quantum cards but I realize I maxed out the cashback especially for e-wallet (5%, RM30 capped). Any other recommended cards so that I can really utilize the e-wallet/online transactions?

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Preferable, but those with how many times swipe and free is also ok.

3. Card required for: Airport Lounge Access, Overseas Transactions, Prefer Cashback but not priority

4. Existing credit cards (if any):
PB Quantum Cards
HSBC Visa Amanah Card
Affin Duo

5. Interested in CC from: Any but preferable not from the banks above

6. Others: Going overseas for a year after this, so if there is such thing as card with good conversion rate, would be better

This post has been edited by lis_elle: Jul 5 2022, 11:58 AM

1. Annual Income: RM100k

2. Free Lifetime Annual Fee: Preferably, but amount number of swipes also ok

3. Card required for:
1. free airport lounge,
2. overseas transaction offers (some have 2-3% rebate?),
3. if got cashback for normal online/swipe transactions even better but no priority, the above 2 more priority

4. Existing credit cards (if any):
a) SCB Platinum
b) Citibank Cashback

5. Interested in CC from: preferably not from two banks above

6. Others:

1. Annual Income: RM72K

2. Free Lifetime Annual Fee: Yes or with minimal amt of spendings

3. Card required for: (i) Travel as I travel average once monthly domestic for work, for lounge access or Golden Lounge (ii) Anymore good cashback card?

4. Existing credit cards (if any):
UOB One Card (max cb already)
Affin Duo Card (max cb already)
Public Quantum
HSBC Amanah Visa

5. Interested in CC from: Preferably none from the banks above, but if same banks I guess also possible

Hopefully can get sifus here for recommendations, the plethora of cards out there can be very confusing. Thx so much