Logically you are correct

Just RM1000 with at least RM600 in those categories, since the max you can get is only RM30

This post has been edited by ideaplus: Dec 3 2025, 11:01 AM

does it mean its better to get platinum if i expect to spend less then RM 1K?

Yes, if you don't need the lounge access
FYI, you need to spend more than RM500 to enjoy the CB

Still no news on status of application whether succesful or rejected. Nothing on eccris. Status still recommended. Will just forget about this card.

need to call up the CS to chase few times...that's the reality. mine from application -> approved-> received wrong card) ( period 1 month plus)-> replacement card process - > received card. all in all 2 1/2 month.

Anyone got any good credit card recommendation for pay wave other than Affin Duo?

This post has been edited by Duckies: Dec 15 2025, 09:51 PM

Bank Muamalat EON visa

Wanted to but when I see the comments here...seems the process to apply damn troublesome

Maybe I will just get another Bank Islam card...do you know if their cashback separates or the same among all Bank Islam's card?

if you go direct to the bank branches to apply, should be less hassle and fast. Most of us go through online which is troublesome. Bank Islam wise, I not sure I am new to that bank islam cc as well. I yet to receive my first statement

I already got the bank islam cc. A bit troublesome as well because they asked for more documents compared to other banks. But after providing all documents then they are quick, I got my cc around 1.5 weeks later.

I also got my first statement already.

This post has been edited by Duckies: Dec 16 2025, 09:10 AM

I guess both bank the same can't run away from submitting similar set of document(IC, bank statement, 3 mth payslip, EPF statement). at least it happen to me

For bank Islam they even requested CCRIS report aduiii

I though bank are able to access CTOS and CCRIS?

Ya lo damn funny they requested that

Hey guys, I have CIMB Preferred Visa Infinite and the PBB Visa Signature (came with my home mortgage). Unfortunately these two credit cards don't support Apple Pay.

I'm planning to cancel my CIMB one and get another card from Maybank/SC/HSBC that is ideally:

- No annual fee (if need to spend a bit to qualify, that's fine)
- Must support Apple Pay
- Ideally simple value-based cashback (spend RM XXX get RM30 or whatever cashback)

Anyone has any recommendations? My income shouldn't be issue for whichever tier CC that can be applied publicly.

Thanks!