Hi guys,

1. Annual Income: RM 48K - 52K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Online shopping

4. Existing credit cards (if any): none

5. Interested in CC from: none

Appreciate if you could list down the pro and cons of the CC that you recommend.

Thank you so much.

Pbb quantum master - free annual free, 5% cashback on online & dining cap at RM30.

Uob Yolo - 5% cashback on dining, online & contactless, cap at Rm30.

This post has been edited by Michael_Light: Jun 4 2020, 09:40 PM

Correction:
Pbb quantum master - free annual free, 5% cashback on online only cap at RM30.

This post has been edited by GrumpyNooby: Jun 4 2020, 09:43 PM

thanks for sharing

Hi guys,

1. Annual Income: RM60k

2. Free Lifetime Annual Fee: Preferably no annual fee

3. Card required for: Petrol, Insurance, Utilities, Groceries, Dining

4. Existing credit cards (if any): Nil

5. Interested in CC from: Nil

6. Others: looking for cashback CC recommendations for my spendings above

Thank you very much

1. Annual Income: RM60k+

2. Free Lifetime Annual Fee: Preferably no annual fee

3. Card required for: Insurance premium
4. Existing credit cards (if any): Maybank Barcelona

5. Interested in CC from: Nil

6. Others: looking for cashback CC recommendations for my spendings above

Maybank Ikhwan: 5% rebate on petrol and groceries on Friday and Saturday, capped at maximum of RM50.00 per customer per month
Standard Charter Liverpool/JustOne Platinum: RM 2000 get RM 50/ RM 2500 get RM 60 (but with annual fee and possible to waive)

For insurance premium cash back credit card, i personally prefer standard chartered as stated above

Hey everyone, this time asking for my gf.

1. Annual Income: RM32,000.

2. Free Lifetime Annual Fee: Free

3. Card required for: just to have some credit record, probably petrol (petronas)

4. Existing credit cards (if any): Nope.

5. Interested in CC from: have bank accounts in HSBC, Maybank, CIMB, RHB so preferably from one of them.

6. Others: I would suggest MBB2cards to her but would like some other input as well.

Besides Maybank 2cards, she can consider...
Maybank Islamic MasterCard Ikhwan Platinum, 5% rebate on petrol and groceries on Friday and Saturday.

Hello everyone.

1. Annual Income: RM 75k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Online shopping/e-wallet/groceries/insurance premiums

4. Existing credit cards (if any): maybank ikhwan islamic(for petrol and weekend groceries)

5. Interested in CC from: none

What's the latest offer for cc now? My online and ewallet spending is getting very significant now lol

1. Annual Income: RM100k

2. Free Lifetime Annual Fee:preferable but not compulsory

3. Card required for: Cashback for e-wallet top up

4. Existing credit cards (if any): PB VS, PB Quantum, Maybank 2 Cards

5. Interested in CC from: considering Standard chart Liverpool FC, any better suggestion ?

https://forum.lowyat.net/topic/4623336
Check the list of CC

Public Bank: Quantum Master for online/e-wallet. Quantum Visa for groceries using payWave.
Maybank: FC Barcelona for insurance premiums

For gym fees (fitness first), which card can get cashback?

I have the following cards:
1)citi cashback
2) mbb barcelona

If the merchant is assigned a correct MCC, then it is not 1 of exclusion items by MBB FC Barcelona VS.
But we have no control on the merchant's Category Code (MCC).

Hi sifu, please suggest/recommend cc for me

1. Annual Income: RM36,000.

2. Free Lifetime Annual Fee: Free

3. Card required for: e-wallet (tng,grab, boost) & online purchases (shopee, foodpanda & lazada) cashback

4. Existing credit cards (if any): maybank ikhwan (previously focusing on petrol and groceries)

5. Interested in CC from: N/A

6. Others: I planing to divide all my spending through e-wallet where groceries can be paid through tng/boost/grab and petrol can be paid through setel. Is there any cc can earn cashback from my plan?

Thank in advance

Pbb quantum & uob yolo.

Thank for the reply.

Sorry but i would like to double confirm/clarify, Can i get cashback for these scenario below:
1. Top up money into ewallet (tng, boost, grab & etc.)
2. Online Purchases (Shopee, Lazada, Foodpanda & etc.)
3. Top up money into Setel


Thanks in advance.

Number 1 and 2 yes, but SETEL i am not sure because I didn't use it.

hello,
would like to ask if anyone is using Citi Simplicity Mastercard? or, would you recommend this card?

the replies from you guys here are really helpful - after reading them, i know which card is suitable for me and went ahead to apply them

so, thank you!

this citybank simplisity however only gets mentioned 3 times in this thread, i wonder why, the 10% cb looks ok, did i miss something in the t&c?