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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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lovingforyou
post Aug 20 2019, 02:25 PM

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373 posts

Joined: Aug 2019
1. Annual Income: RM60K

2. Free Lifetime Annual Fee: Yes or Easily Waived

3. Card required for: List all your needs.
a) Petrol - Prefer Shell , everyday / weekends / CC that eligible CB for Boost e-wallet
b) Big Pay card top up

4. Existing credit cards (if any):
a) PBB Quantum Cards
b) MBB 2 Gold Cards
c) MBB FC Barcelona
d) AmBank True Visa
e) Alliance Bank You:nique
f) OCBC Titanium Pink

5. Interested in CC from: Any CC that is good for Cash Back

6. Others: I used to top up my Big Pay card monthly from PBB Quantum 600, AmBank True Visa 1000, Alliance Bank You:nique 2001, OCBC Titanium Pink as backup for Big Pay top up.
MBB 2 Amex for Office Unifi, Home unifi, Telekom Bill, Parents bill and weekend groceries (fully utilize 1000 / month)
MBB FC Barcelona also fully utilize monthly.
Big Pay usage around RM6k - RM12k / month
SCB & UOB reject my CC application


lovingforyou
post May 8 2020, 09:02 AM

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Junior Member
373 posts

Joined: Aug 2019
Hello all sifu
Looking for any cashback credit card that is eligible for payment of income tax for CP500 (ByrHASIL charge 0.8% if using credit card payment)
Is MBB Barcelona FC or OCBC Titanium eligible for CB
lovingforyou
post May 28 2020, 12:54 PM

Casual
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Junior Member
373 posts

Joined: Aug 2019
1. Annual Income: RM60k

2. Free Lifetime Annual Fee: N/A

3. Card required for: Big figure purchase example iphone, laptop, piano & etc

4. Existing credit cards (if any): PBB Quantum, MBB 2 Gold, MBB FC Barcelona, AMB True visa, OCBC Titanium, Alliance You:nique

5. Interested in CC from: Citibank - No idea

6. Others: Wish to find out what card is have most benefits (point, cashback) for big figure retail purchase

lovingforyou
post Jul 10 2020, 10:08 PM

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Junior Member
373 posts

Joined: Aug 2019
QUOTE(turtleundersea @ Jul 10 2020, 03:41 PM)
i'm not able to find any ocbc credit card thread so i ask here...
OCBC Mastercard Blue/Pink, is the cash rebate for anything including reloading ewallet?
appareciate replies from experience ppl with this card...
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Yes, almost everything online, including reloading e wallet
Jompay 0.1%
lovingforyou
post Nov 7 2020, 06:24 PM

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Junior Member
373 posts

Joined: Aug 2019
Any credit card give cashback for FPX transaction?
Some payment only accept FPX, then redirect to bank website, choose account to pay from Credit Card for FPX
lovingforyou
post Nov 9 2020, 10:51 PM

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Junior Member
373 posts

Joined: Aug 2019
QUOTE(ClarenceT @ Nov 7 2020, 07:32 PM)
FPX is more like a Fund Transfer (from a bank account such as CASA, credit card account), not really a credit card payment transaction! You can't use a Visa/MasterCard Debit card to perform a FPX/Jompay transaction.

Card issuers give rebate/reward to credit card transactions only which they earn some fee. BTW the credit card transaction fee will be reduced again on 1/1/2021, so card issuers may reduce their benefits in coming weeks.
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My FPX transaction done by login into maybank online account, then select pay by which account (CASA, MBB 2 Gold Visa, MBB 2 Gold Amex)
I select pay from MBB 2 Gold Amex and the transaction go through without error
It makes me to thought, if i able to get treatpoints or some cashback tongue.gif
lovingforyou
post Feb 25 2021, 09:53 PM

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373 posts

Joined: Aug 2019
QUOTE(datolee32 @ Feb 25 2021, 12:31 AM)
Can try Alliance Younique (1.3% if >RM3k) or OCBC titanium 1% for online transaction.
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Alliance Younique 1.3% if >RM3k? i doubt
Should be 0.3% > RM3k
lovingforyou
post Sep 7 2021, 09:25 PM

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Junior Member
373 posts

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QUOTE(athlon @ Aug 28 2021, 04:30 PM)
hi all, simple questions - which malaysia credit card will entitle for points/rewards in FPX transactions usage? i noticed most of them are excluded from FPX, JOMpay and gov gateway.
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QUOTE(jkngo2003 @ Sep 7 2021, 07:58 PM)
Do u have answer of this fpx? I also want to know the credit card that can earn the point or cashback for fpx transition. Thanks.
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Quinpay?
lovingforyou
post Sep 8 2021, 08:03 PM

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373 posts

Joined: Aug 2019
QUOTE(jkngo2003 @ Sep 8 2021, 08:51 AM)
Everybody ask this question is for quinpay. Big scammer app.
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Yes, back to half year ago i asked this question too, because of Quinpay
lovingforyou
post Sep 22 2021, 03:15 PM

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Junior Member
373 posts

Joined: Aug 2019
QUOTE(jkngo2003 @ Sep 22 2021, 11:22 AM)
I found an answer
.
.

Alliance bank youniq card
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I have no idea, i have you:nique card and online login access
But i don't have their saving account product

 

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