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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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adele123
post Feb 3 2017, 02:13 PM

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QUOTE(GymBoi @ Feb 2 2017, 11:02 PM)
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You already with PBB visa signature. So add-on with yolo. Get rid of that uob plat, get uob yolo?

Else HLB mach for dining, 5%... depends how you balance

QUOTE(Pain4UrsinZ @ Feb 2 2017, 11:48 PM)
Hi, My annual income~50K,

need a credit card for once in awhile Online USD and POUND transaction. or any online shopping that support only credit card payment

annual fee: free or very low

how does the credit card interest work ? based on daily ?
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UOB yolo or cimb. if you think you can hit the minimum spend then uob, if not cimb cash rebate
adele123
post Feb 3 2017, 05:10 PM

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QUOTE(KahLooN @ Feb 3 2017, 04:54 PM)
1. Annual Income: ~60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Decent rate when buying from Amazon, Ebay and mostly on online transaction. Also required for airport lounge

4. Existing credit cards (if any): UOB One card and UOB PrivMiles (Will cancel the UOB PrivMiles as the benefit of PPL getting worse)

5. Interested in CC from: CIMB Enrich Platinum, Citibank PremierMiles
I'm looking forward on getting points to convert to miles point as my UOB One card covers mostly on the daily usage.
notworthy.gif
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hmm.gif 60k can get premier miles? for KLIA you have premier miles... for klia2, kalau mau free, aeon gold or ambank?

CIMB Cash Rebate or UOB yolo for your online purchases.
adele123
post Feb 3 2017, 08:26 PM

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QUOTE(GymBoi @ Feb 3 2017, 08:02 PM)
Oo looks good ... so I think my bills can go to YOLO for 6% and dining i use PBV 6% also ... Thanks !! Anything for petrol though ? Looking for something above 3% and for anyday (not limit just to weekends)
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Mbb vs or citibank cashback. Whichever ngam you.

adele123
post Feb 3 2017, 10:28 PM

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QUOTE(GymBoi @ Feb 3 2017, 08:33 PM)
Mbb which card ah ? I looked at citibank, the cashback card cap rm20 for petrol only sad.gif the shell card look amazing 8% but got min spend haha ... btw why cannot find UBO YOLO at ringgitplus? How to apply UOB YOLO ? Bank ?
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You are existing uob card holder. Just call in la. No need docs.

Like fly126 mentioned maybank visa signature. My previous maybe not clear enough. VS. rclxub.gif
adele123
post Mar 14 2017, 07:15 AM

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QUOTE(starry-starry @ Mar 14 2017, 05:10 AM)
Just a real quick question.. There is no other credit card which offers weekday CB currently huh? Maybank Ikhwan CC offers CB on Friday is good enough, just in case there's any better option. wink.gif
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If you are qualified, there is also maybank visa signature. But not free AF. Use one year and stop lo.. smile.gif
adele123
post Mar 25 2017, 09:41 AM

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QUOTE(Duckies @ Mar 24 2017, 11:04 AM)
Hey guys I plan to book accomodation for vacation soon. Around 1k. Any credit card I can use to fully utilize this? Plan to book from Agoda.

So far I can only think of Maybank 2 card AMEX on weekend. CIMB CR maybe?
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As fruitie pointed out, cimb is, annoying because of that 1% cross border fees. So, I usually try to avoid using cimb booking, agoda or expedia.

But... expedia do have a mastercard 12% promo. So happen yolo/vox and even m2u amex, pb vs are not mc. So, can be better than agoda with amex.
adele123
post Apr 11 2017, 08:16 PM

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QUOTE(monara @ Apr 11 2017, 07:29 PM)
Hello guys, need opinion/recommendation here,

Usage for: online payment, especially flight ticket

In consideration:
1. Maybank 2 Amex- 5% Cashback on weekend (is online transaction entitled, plus the transaction date thingy, will it be on the spot or delayed)
2. Aeon big card- 2% cash back for online (is it also entitled for flight ticket)

Kindly advise, if have any other better choice also good.

Thanks in advance.
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There is also uob yolo for air tix.

Can look into pb visa signature and pb quantum too.
adele123
post Apr 17 2017, 10:24 PM

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QUOTE(jay2you @ Apr 17 2017, 11:42 AM)
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Can also consider maybank 2 cards, citibank cash back for petrol.

adele123
post Apr 18 2017, 11:46 AM

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QUOTE(jay2you @ Apr 18 2017, 10:59 AM)
Looking for M2 cards as well, duno which CB is better.  console.gif  Citi CB card got annual fees right?
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My perspective la... M2 Cards no annual fee great, but for petrol, if you are driving to work and frequent usage, it's kinda hard to just pump petrol during weekend. If you can managed, great. If not, citibank cash back. Annual fees? Use one year, then see if Citi waives, if not, bye lo biggrin.gif
adele123
post Apr 18 2017, 07:56 PM

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QUOTE(fAr3z @ Apr 18 2017, 04:32 PM)
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Maybank 2 cards amex most bill payment, maybank vs for petrol. Ocbc cashflo if you want some 0% installment.

Credit card is a tool. like any other tool, it is useful when not abused. It is not the tool that is a problem but the human.
adele123
post May 10 2017, 08:24 PM

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QUOTE(chrisderick88 @ May 10 2017, 02:02 PM)
I'm interested in this question as well. The thing is none of those card highlighted by sj0217 fits me. I think the next choice maybe to collect points instead. Though I don't know which card is the best for inso transaction
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QUOTE(diversity @ May 10 2017, 02:03 PM)
same for me. Seems like for cash rebate nothing good. If really can't will just collect points only..
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For me, unless your insurance company accept amex and you can pay via m2u on a weekend, best card is hlb essential 0.6% or ocbc 365 1% for first rm1000.

0.6% still pretty decent. Better than points.
adele123
post May 14 2017, 10:54 PM

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QUOTE(wca @ May 12 2017, 11:28 PM)
thumbsup.gif

how to pay AIA online?
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Aia website supports online payment. You would need to login though.
adele123
post Jul 25 2017, 07:58 AM

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QUOTE(MohdPuskas @ Jul 24 2017, 01:20 AM)
Which credit card is the best for petrol only purpose right now ? I not really into petronas because normally i use shell for bonuslink
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m2c amex or citibank cash back
adele123
post Jul 25 2017, 10:52 PM

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QUOTE(maxgenesis @ Jul 25 2017, 09:27 PM)
thanks again.. another question.. can op for email billing instead of physical mail?
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Yes
adele123
post Aug 10 2017, 07:59 PM

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QUOTE(masahito @ Aug 10 2017, 06:33 PM)
What's the best card for buying stuff on lazada / 11 street?
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if you can spend 800 a month... uob yolo. it's not too bad really. lower income requirement too...
adele123
post Aug 17 2017, 08:33 AM

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QUOTE(vivienne85 @ Aug 15 2017, 09:13 PM)
1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cash Back/Rebate Only

4. Existing credit cards (if any): Maybank Petronas and Hong Leong Bank Essential

5. Interested in CC from: Citibank - Premier Miles

6. Others:  I want cash back only and no reward points.
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most versatile is still maybank 2 cards.
adele123
post Aug 20 2017, 10:59 PM

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QUOTE(scFoong @ Aug 20 2017, 08:43 PM)
1. Annual Income: RM100k

2. Free Lifetime Annual Fee: Yes

3. Card required for:
i. Online shopping (paypal/Amazon/Lazada/11Street/Ebay...) - Hence, cashback on this category is needed.

4. Existing credit cards (if any): CIMB Platinum Mastercard

5. Interested in CC from: Any

Thankyou.
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Public bank visa signature and uob Yolo if you need more cash rebate.
adele123
post Aug 29 2017, 08:56 PM

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QUOTE(Iceman74 @ Aug 29 2017, 07:15 PM)
Any CC give unlimited cash rebate?
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If you are planning to spend on big ticket item, hlb essential.

adele123
post Nov 22 2017, 08:06 PM

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QUOTE(najna @ Nov 22 2017, 07:56 PM)
1. Annual Income: RM72k
2. Free Lifetime Annual Fee: Yes / Waive for several swipes
3. Card required for: Petrol / Bills / Dining
My spending - Petrol~RM300, Phone Bill~RM300, Utility~RM300, Dining~RM300.
4. Existing credit cards (if any): Nil
5. Interested in CC from: Any
6. Others: Prefer cash back and 0% interest for installment plan

Thank you in advance  thumbup.gif
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Mbb 2 cards, mbb vs, pbb quantum
adele123
post Nov 23 2017, 12:34 PM

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QUOTE(najna @ Nov 23 2017, 09:52 AM)
thank you.. i did some research hence my conclusion:

MBB 2 cards - weekend CB  hmm.gif

MBB VS - annual fees waived if spend min 30k pa in which i don't think i will use that much  sweat.gif

PBB Quantum - looks like i will opt for this one but it didn't cover CB for petrol and utilities right?

btw is it advisable to apply through R+ as they have cool promotions ongoing?
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I would apply through r+. But cause I want gifts. Haha.

Other petrol cards with higher % seemingly have annual fee. Uob one and Citibank cash rebate. Mbb 2 amex is good for petrol at the few brands' station

QUOTE(akky @ Nov 23 2017, 11:41 AM)
1. Annual Income: RM70K to RM100K
2. Free Lifetime Annual Fee: Must or waive by swipes
3. Card required for: Petronas Petrol, Online Payment, Bills Payment, GE Payment, Air ticket at least once per year.
4. Existing credit cards (if any): Maybank Islamic Petronas Ikhwan Visa Gold, HSBC Visa Platinum
5. Interested in CC from: Whichever can bring benefit on my needs above.
6. Others: Free gift on new application definitely is add on.
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Mbb 2 cards, mbb fcb vs, uob Yolo, pbb quantum.

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