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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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sirius2017
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 May 19 2023, 12:15 PM
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Getting Started
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QUOTE(weidasdnbhd @ May 19 2023, 10:36 AM) Hi, So do you mean you have SA with BI, you just transfer fund from another bank to BI, and you go to BI to place a FD at 4.5% without bringing any cash or cheque as the fund was deducted from your SA? Yes, the fund was deduct from my SA account. My fund was transferred in to my SA on the SAME day as the FD placement. It was specified in their Terms and Conditions for this promotion for the fund to be consider "fresh fund". BI TDT Extra Campaign Term & Condition |
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CommodoreAmiga
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May 19 2023, 01:12 PM
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QUOTE(sirius2017 @ May 19 2023, 12:15 PM) Yes, the fund was deduct from my SA account. My fund was transferred in to my SA on the SAME day as the FD placement. It was specified in their Terms and Conditions for this promotion for the fund to be consider "fresh fund". BI TDT Extra Campaign Term & Condition Bro, the fresh fund definition is 14 days from creditting, not same day. Vege also not stale so fast mah...just put in fridge....still fresh....lol. But it says Debit Account needs to be same day....what is Debit Account???  This post has been edited by CommodoreAmiga: May 19 2023, 01:14 PM |
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smartfreak
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May 19 2023, 03:07 PM
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RHB eFD 3.95% 9 month  |
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KOEL
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May 19 2023, 03:20 PM
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Getting Started
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QUOTE(smartfreak @ May 19 2023, 03:07 PM) RHB eFD 3.95% 9 month Looks like FD rates are not moving up....  |
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contestchris
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May 19 2023, 03:42 PM
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Banks have too much liquidity already now, not so hungry for funds anymore
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KOEL
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May 19 2023, 04:13 PM
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Getting Started
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QUOTE(contestchris @ May 19 2023, 03:42 PM) Banks have too much liquidity already now, not so hungry for funds anymore Agree |
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cclim2011
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May 19 2023, 04:30 PM
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QUOTE(sirius2017 @ May 19 2023, 07:10 AM) HLB TIA is actual an investment product, not a deposit product as per HLB product disclosure sheet. The principal and returns of the investment are not guaranteed and placements are not covered by PIDM. HLB TIA Product Disclosure Sheetrefer last two columns please |
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ronnie
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May 19 2023, 05:07 PM
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Is it true that HLB FD placement dates for auto renew FD changes each time ?
why ?
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frankliew
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May 19 2023, 05:07 PM
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RHB ONLINE
9 MTH 3.95% until 15 JUNE 2023
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BWassup
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May 19 2023, 05:54 PM
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QUOTE(xiaomoon @ May 19 2023, 01:52 PM) hi, u got open this account before? got, why? |
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SUSBrookLes
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May 20 2023, 02:46 PM
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QUOTE(cclim2011 @ May 18 2023, 11:19 PM) thanks for the input ya. updated as below. let's promote bank islam 4.5 haha none of the cimb officers in the branch knew about this 4.5%  Thanks. Really appreciate this. |
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Optizorb
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May 20 2023, 06:34 PM
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got half a mil fd maturing next month. looking somewhere to park it for long term again 18m/24m.. anyone knows the rates for 18m or 24m?
i missed the PB cny 4.8% 24m boat sadly.. looking for something similar or even better since that was pre OPR hike as well.
currently best rates is bank islam 4.5% @ 12m?
EDIT: if you know something better but non-fd can pm as well. risk tolerance: low-ish.
This post has been edited by Optizorb: May 20 2023, 06:43 PM
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datolee32
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May 20 2023, 07:41 PM
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Hey all sifus, sorry out of topic.
The MBSB FD interest is quite attractive, I have bank Islam account but currently not in Malaysia. A quick question, can I open MBSB account online as I am staying at overseas currently?
If yes, what type of account you will suggest to minimize the annual fee?
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CommodoreAmiga
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May 20 2023, 07:55 PM
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QUOTE(datolee32 @ May 20 2023, 07:41 PM) Hey all sifus, sorry out of topic. The MBSB FD interest is quite attractive, I have bank Islam account but currently not in Malaysia. A quick question, can I open MBSB account online as I am staying at overseas currently? If yes, what type of account you will suggest to minimize the annual fee? Cannot. Last last have to go there open account and make FD OTC. |
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datolee32
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May 20 2023, 07:59 PM
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QUOTE(CommodoreAmiga @ May 20 2023, 07:55 PM) Cannot. Last last have to go there open account and make FD OTC. Oh, okay. Thanks for reply |
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ronnie
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May 21 2023, 02:32 PM
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Plan to transfer my HLB FD to MBSB
Whatโs the cheapest way to transfer the funds over ?
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nexona88
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May 21 2023, 02:57 PM
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QUOTE(ronnie @ May 21 2023, 02:32 PM) Plan to transfer my HLB FD to MBSB Whatโs the cheapest way to transfer the funds over ? If already have MBSB account... Then it's DuitNow ๐ No account... Then bankers Cheque |
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ronnie
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May 21 2023, 03:22 PM
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QUOTE(nexona88 @ May 21 2023, 02:57 PM) If already have MBSB account... Then it's DuitNow ๐ No account... Then bankers Cheque DuitNow can do over the counter ? Is it free ? Any limit per day ? |
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CommodoreAmiga
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May 21 2023, 07:20 PM
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QUOTE(ronnie @ May 21 2023, 03:22 PM) DuitNow can do over the counter ? Is it free ? Any limit per day ? Duitnow is online...anytime. You can sit in the bank, do your transfer on your phone, then go to counter do OTC FD...that what I did sometimes...lol |
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nexona88
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May 21 2023, 08:21 PM
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QUOTE(ronnie @ May 21 2023, 03:22 PM) DuitNow can do over the counter ? Is it free ? Any limit per day ? It's online? U don't have HLB online?? OTC best is Rentas.... Or u can go for old school bankers cheque ๐ |
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