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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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datolee32
post Jul 10 2020, 09:32 AM

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QUOTE(BacktoBasics @ Jul 10 2020, 09:04 AM)
any good eFD that is higher than 2.28% for 1 MONTH?
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The 2.28% you refer to bank FD promotion? Any bank offer that? I understand Affin bank 2.1% for 1 month consider high.

This post has been edited by datolee32: Jul 10 2020, 09:33 AM
datolee32
post Aug 24 2020, 11:43 AM

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QUOTE(eujin @ Aug 24 2020, 11:16 AM)
what's the latest e- FD rate for CIMB and Maybank? Can anyone share the link and the rate? thanks.
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https://www.misterleaf.com/13080/august-fix...mpuBu2ynpikkxDs

This is latest FD rate, if you can read mandarin.
datolee32
post May 20 2023, 07:41 PM

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Hey all sifus, sorry out of topic.

The MBSB FD interest is quite attractive, I have bank Islam account but currently not in Malaysia. A quick question, can I open MBSB account online as I am staying at overseas currently?

If yes, what type of account you will suggest to minimize the annual fee?
datolee32
post May 20 2023, 07:59 PM

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QUOTE(CommodoreAmiga @ May 20 2023, 07:55 PM)
Cannot. Last last have to go there open account and make FD OTC.
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Oh, okay. Thanks for reply sad.gif
datolee32
post Jun 30 2023, 04:50 PM

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QUOTE(Sotsotzaii @ Jun 29 2023, 01:48 PM)
Hi people, I plan to open fd account, looking for bank with highest rates for 12 months. Anyone can advice ? First timer here.
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Today is the last day for Affin eFD 4.1% 12 months, min placement RM10,000


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datolee32
post Jul 3 2023, 08:11 PM

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QUOTE(YoungMan @ Jul 3 2023, 08:02 PM)
ASM how to do? Must walk in or can online?
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You can download myasnb app and open account online.
datolee32
post Jul 11 2023, 08:24 PM

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Affin e-FD

eFD/eTD-i Campaign
Promotion Period: 8 July 2023 to 31 July 2023
Promotional Rate:
a. 4 months @ 3.80% p.a.
b. 6 months @ 3.85% p.a.
c. 9 months @ 3.95% p.a.
d. 12 months @ 4.05% p.a.


Minimum Placement Amount for Each Certificate RM10,000
Maximum Placement Amount for Each Certificate RM200,000

Terms and Conditions Apply.
https://www.affinalways.com/storage/campaig...ign-TnC-ENG.pdf
eFD and eTD-i are protected by PIDM up to RM250,000 for each depositor.

This post has been edited by datolee32: Jul 11 2023, 08:24 PM
datolee32
post Jul 14 2023, 11:20 PM

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QUOTE(download88 @ Jul 14 2023, 11:13 PM)
i heard versa is offering 4.3% for first 30k? will it better than maybank 7 months fd that require to lock in and only 4%
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Ya, versa cash and versa cash i both first 30k 4.3%, so total 60k you can put to get maximum return, but it is not protected by PIDM.
datolee32
post Jul 27 2023, 05:35 PM

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Today is my RHB eFD maturity date 27/7/2023. I can only withdraw tomorrow? I remember other bank I can withdraw on the maturity date.
datolee32
post Jul 27 2023, 06:33 PM

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QUOTE(BWassup @ Jul 27 2023, 06:00 PM)
Can withdraw np
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can just click next? Receive warning before proceed.



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datolee32
post Jul 27 2023, 07:32 PM

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QUOTE(oldkiasu @ Jul 27 2023, 06:36 PM)



QUOTE(nexona88 @ Jul 27 2023, 06:41 PM)



QUOTE(BWassup @ Jul 27 2023, 06:43 PM)


I placed on 27 April for 3 months, the projected value is based on 91 days, at this moment the accrued interest only 90 days. Ya, indeed RHB FD is quite confusing. confused.gif confused.gif

Thanks for the replies anyway.

This post has been edited by datolee32: Jul 27 2023, 07:36 PM


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datolee32
post Jul 27 2023, 07:42 PM

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QUOTE(sirius2017 @ Jul 27 2023, 07:37 PM)
Something is not right.
From my experience, if today is maturity date, the accrued interest should show zero.

https://forum.lowyat.net/topic/4154481/+27571
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It shows RM0 accrued interest in the approval screen also, I think to do withdrawal tomorrow safer.



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datolee32
post Feb 5 2024, 11:58 PM

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QUOTE(chicaman @ Feb 5 2024, 06:58 PM)
Anyone knows Affin rate?
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Here is the latest Affin eFD rate.


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datolee32
post May 4 2024, 05:21 PM

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QUOTE(sg8989 @ May 4 2024, 05:11 PM)
Hi
For rize, may i know how is the interest credited? monthly or daily?
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Monthly, this month interest you will receive it on 1st of next month.
datolee32
post Aug 6 2024, 05:02 AM

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QUOTE(ericlaiys @ Aug 4 2024, 01:29 AM)
Annual card how much? By the where is Beu in low Yeat forum

[updated]
Tested working. Open BEU saving, then open Term deposit.
6 month - 4.7%
9 month -3.95%
12 month - 4%
based on tnc, need BEU saving. when maturity the term deposit will go back BEU
Best is , it showed the final interest for u to know
Quite easy process & fast. No need to wait 12h for cooling & debit card is optional
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Sorry, where do you find the 4.7% ?


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