QUOTE(1282009 @ Mar 11 2022, 12:55 AM)
Too long 
Long may be good?Imagine putting say FD for 4 years for 4+ percent 2 years ago?
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Mar 11 2022, 11:41 AM
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#1
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Imagine putting say FD for 4 years for 4+ percent 2 years ago? |
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Mar 28 2022, 09:18 PM
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#2
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Indication that we may have rising rates is the epf payout.
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May 11 2022, 03:30 PM
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#3
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QUOTE(joeduff @ May 11 2022, 03:02 PM) At its meeting today, the Monetary Policy Committee (MPC) of Bank Negara Malaysia decided to increase the Overnight Policy Rate (OPR) by 25 basis points to 2.00 percent. The ceiling and floor rates of the corridor of the OPR are correspondingly increased to 2.25 percent and 1.75 percent, respectively. Wow need to update the bank deposit rates liao. |
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May 19 2022, 02:15 PM
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#4
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QUOTE(gchowyh @ May 18 2022, 03:54 PM) Small add-on for TIA-i Promo: TNG Digital you can only put in a limited amount3 months 2.2% p.a. 6 months 2.4% p.a. 12 months 2.45% p.a. These rates are the same as prior to before OPR increase this month Seems like is back to KDI then, Touch n Go+ shown a little hint of an upcoming 2.5% p.a. promo rate so no point. mavistan89 liked this post
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Jun 4 2022, 04:48 PM
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#5
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QUOTE(woowoo1 @ Jun 4 2022, 04:03 PM) Do you know bank rakyat is a cooperative Bank and there is no pidm protection. I see see a lot of people mention putting into bank rakyat.wouldnt it be the same For KDI. No other special conditions right.Any risk of losing any money? For Fixed Deposit? |
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Jun 4 2022, 08:28 PM
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#6
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QUOTE(cybpsych @ Jun 4 2022, 08:24 PM) kdi save is simpler and flexible to withdraw/deposit Actually I am just interested in the fixed instrument.risk? depends on your confidence on kenanga lor. but same like any other FIs, the funds are managed by trustee and cannot be used as operating account. even if the institution collapsed, the fund is safe with trustee, not accessible by the FIs. KDI's FAQ also stated this in their faq https://digitalinvesting.com.my/faq/ What happens to my investments if Kenanga Digital Investing (KDI) closes down, gets acquired/goes public? To ensure that we never touch your money as required under the regulatory requirements, your money is safely held by our appointed custodian, Pacific Trustee Berhad. Therefore, you will always have full access and claim to your investments and cash if the Kenanga Digital Investing (KDI) platform closes down, gets acquired, or anything that affects the business continuity of Kenanga Digital Investing (KDI). discuss further in KDI topic https://forum.lowyat.net/topic/5243436 Any risks in that? |
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Jun 7 2022, 03:59 AM
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#7
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QUOTE(bbgoat @ Jun 6 2022, 10:27 AM) One thing good about BR is they auto adjust the FD maturity date. Though on placement date this was normally done to working day. I have FD due today, but maybe due to changes in the public holiday, this was not changed last year. Let us know if really got revise rates.2 days ago checked still same, today shown as 7th June. So no need to hassle and ask for add'l interest. Anyway still has to take it out and go to AmBank. When will BR revise the FD rates, Wed another FD due........ |
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Jun 30 2022, 01:04 AM
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#8
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QUOTE(fabu8238 @ Jun 28 2022, 05:25 PM) As a retiree I too hope the OPR will increase by at least 25 points next week but I'm preparing myself for a possible delay in the hike as the core inflation rate in our country in May 2022 was 2.8% versus 8.7% in the US What is the frequency of those meetings 3 months? |
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Jul 4 2022, 01:55 AM
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#9
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QUOTE(oldkiasu @ Jul 3 2022, 12:30 PM) Only a bank with silly untrustworthy management would throw away the trust of TIA investors by giving less or investing in unsafe arrangements or lose money due to financial or technical problems. Well. If they fail to pay. Then you have to worry about your fixed deposits as well. |
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Jul 4 2022, 01:56 AM
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#10
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Which are the banks that pay in monthly interest besides Bank Rakyat?
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Jul 4 2022, 11:53 AM
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#11
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QUOTE(cybpsych @ Jul 4 2022, 11:01 AM) Moody’s: BNM to lift policy rate in July On one hand they say inflation is controlled and on one hand they say lift policy rate.BANK Negara Malaysia (BNM) will lift its policy rate by 25 basis points (bps) to 2.25% at its July meeting, according to Moody’s Analytics. Hmmm. |
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Jul 4 2022, 12:37 PM
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#12
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QUOTE(bcombat @ Jul 4 2022, 12:01 PM) For those who want 100% certainty then should opt for HL FD instead of investment term acc. On legal terms, HL has the right to pay less than 3.2 % and there is no avenue for the investor to complain later. For FD, if rate is 3% then they must pay 3% and not 2.99% etc. I will take this "risk".just 2 cents…. I think the worst case scenario is they will not pay you the interest if something really drastic happens. That is the purpose of this account. To account for the worst case scenario. But likelihood is almost zero. I can take the risk of getting lesser interest. Actually it's good management on the bank part to take care of that. If it goes to the stage that you will get a haircut that means the situation of Malaysia itself is in a dire state. Also, I think the fact that they dun have to pay for the pidm insurance means they can actually give higher interest to you. This post has been edited by BrookLes: Jul 4 2022, 12:39 PM jhleo1 liked this post
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Jul 11 2022, 06:10 PM
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#13
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Actually when was the first interest rate hike this year
Thanks. Just want to keep track. Anyone know got latest bank rakyat promo or monthly interest FD payment promo? This post has been edited by BrookLes: Jul 11 2022, 06:22 PM |
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Jul 11 2022, 08:55 PM
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#14
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QUOTE(MUM @ Jul 11 2022, 06:33 PM) the date of these articles,... Strange. My FD at Oct last year is so much lower then FD at Feb this year.11 May 2022... https://www.bnm.gov.my/-/monetary-policy-statement-11052022 https://www.theedgemarkets.com/article/bnm-...-record-low-175 |
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Jul 11 2022, 10:26 PM
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#15
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QUOTE(alvin890 @ Jul 11 2022, 09:45 PM) can sum1 advice and clarify further, if im using fpx online transfer from other banks in order to get the promotion fd rate, can i use from another bank account (individual by not belong to me) to transfer? or izzit compulsary my own account even frm different banks? You should be able to do that. |
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Jul 24 2022, 05:47 PM
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#16
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QUOTE(BoomChaCha @ Jul 19 2022, 01:56 PM) Affin Bank 3 Months FD Really not worth it to be honest. Unless you think interest rates is going to go up to previous levels in 6 months time.2.63% with Invikta --> This is the best 3 months FD I can find so far 2.48% without Invikta |
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Jul 24 2022, 05:48 PM
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#17
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So Affin Rate is the best right now?
What is the best rate right now if we take even the hong leong investment product into account? |
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Jul 25 2022, 11:29 PM
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#18
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QUOTE(MUM @ Jul 25 2022, 08:30 PM) Best Fixed Deposit Promos Malaysia 2022 [Updated Weekly] Funny they did not list Affin BankUPDATED 07 JUL 2022 – BY TEAM LOANSTREET https://loanstreet.com.my/learning-centre/best-fixed-deposit Best Fixed Deposit Accounts In Malaysia - July 2022 The RinggitPlus Team 19th July 2022 https://ringgitplus.com/en/blog/fixed-depos...n-malaysia.html |
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Jul 26 2022, 02:06 PM
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#19
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QUOTE(BoomChaCha @ Jul 18 2022, 02:51 PM) CIMB TIA Promo - From 15 July to 15 September For this one, you need to put in at least 50k.3 Months 2.60% 6 Months 2.70% 12 Months 3.20% Minimum FD placement RM 10K. No PIDM Affin FD Promo - Update 12 Months without Invikta 3.05% 12 Months with Invikta 3.15% If less then 50k, I think it''s 3.10% 24 Months you can get 3.25%. But funny. You cannot find the FD promo advertised except over here. This post has been edited by BrookLes: Jul 26 2022, 02:12 PM |
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Jul 29 2022, 12:15 AM
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#20
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QUOTE(woowoo1 @ Jul 28 2022, 07:41 PM) I was just asking a question and do not have any intention to put in bank mualamat.i was just curious as ambank is abt 0.25% higher only. So what is this about taste???Anyway noted it is sharing all rates from the explanation 0.25% higher is quite a lot actually.0.25/2.95 |
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