for bank islam 4.5% 12mths, does it need a big fund, or a min 10k is ok ?
thanks.

So, Bank Islam is the King now for 4.5% 12 months.. 

Last time, my Bank Islam FD fell into weekend like Saturday or Sunday,
Bank Ismal auto renewed my matured FD to board rate according to the original FD tenure.
So when I uplifted on Monday, I lost 1 or 2 days interest.

Please double check the maturity date when place FD in Bank Islam..

Hi,

May I know how long does it take for the whole process?

I suspected so since Feb is short month. Anyway I lazy to go compute and can only trust the bank not to miscalculate.
Thank you for the info. This is an interesting point. Previously when I placed, the maturity date fell on Sat and I can only suck thumb. But today I placed 1 FD and instructed them to make the maturity date on 20th May 2024. Initially they claim it is system generated, but I think can be manually override. Depends on the person who key in the system I think. So yeah please instruct them and check for the dates yourself. For your case I think you either use Rentas or Bank Cheque right?

Is BI covered by PIDM ?

Think the RHB 3 & 6 month promo rates ended in April, quota full. Can someone confirm?

thanks for the input ya. updated as below.

let's promote bank islam 4.5 haha

none of the cimb officers in the branch knew about this 4.5%

Hi,
So do you mean you have SA with BI, you just transfer fund from another bank to BI, and you go to BI to place a FD at 4.5% without bringing any cash or cheque as the fund was deducted from your SA?

TQVM for helpful info.

May I know what happens if OPR go up or down from current 3% before maturity?  Will our rate be adjusted for new OPR?

TIA

RE Bank Islam promo, the T&C says
I have savings account there. Can i transfer from other bank into my SA & make the deposit from there? Is my SA a Debit Account mentioned in the T&C?

TQIA

omg..why hlb so troublesome. want to change limit then got security question . then it say not correct . ask me go setting change security question. then i go fill in again ..say you already existing hlb connect user. how to go about it? sorry im new to hlbb . done twice still same not able change security question

Hi all, have you done eFD from joint account to single account?

Example Bank A is joint account. The promo is in Bank H, only one of the person in Bank H is the account holder. And fpx from bank A to Bank H.

Hi guys,

The BI 4.5% for 12 months FD, is it safe to put more than 250k as PIDM only protected up to 250k. First time use BI, so feel a bit insecure. Anyone put more than 250k?

I have RHB FD matured today 9th June, can i uplift today or can only do it tomorrow?

Are we able to view our FD placement from the Bank Islam online banking system?

Sorry, going to open an account tmrow

Bank Islam 12m @ 4.5% ,  monthly interest ?

Is there an option to open non-fee savings acc (WITHOUT debit card ) or is savings account OPTIONAL should there be no monthly interest?

After I opened basic SA with Bank Islam, the officer asked me to register internet banking and also their GO by Bank Islam app. I also received SMS twice to activate online banking and app. I have already registered the online banking. But for GO app, I didn't install it because I see the reviews is very bad. Did you use the GO app?

so mean this bank islam 4.5% 12months can withdraw online but to deposit much OTC?

Just want to share my experience placing FD at BI today. First officer A that helped me to proceed with the FD opening, asked me whether I want the interest to be credited half yearly? I was like huh? I thought interest will only be credited upon maturity (after 12 months). Since she asked, I said ok, half yearly then. After that, she passed to the counter officer B to process.

After waiting for quite some time, passed to officer C at the normal desk pulak. Officer C was the one helping me to open the BSA previously. Btw, when I double checked with officer C, she told me interest will only be credited upon maturity. I told her officer A said can half yearly, some more let me choose. At that time, officer A not at her desk. If not I will ask C to check with A.

Then after done everything, she asked me to check the cert. Matured date is 17 June 2024. I thought if I place today, it will be matured on 14 June 2024 (Friday). Seeing they give extra interest, I was ok. Then when back home, I checked again, apparently 17 June 2024 is Hari Raya Haji. Means by right they should put to 18 June 2024 right?