That was fast.

I did 3 certs today at BI Cyberjaya. The electronic signature had issue, and after waiting for near 10 mins, proceeded with manual forms for signature. All in all, took me just over half an hour which is slow considering I was the only person there.

don't have SA can place FD? I thought must open SA only can? Because I went today but their system got problem so can't do anything.

Can

Aiks. The staff never informed me also. I went there today, they told me system offline coz got problem. I thought whole BI system got problem. But seeing a few forummers here managed to place the FD today, seems like only that particular branch got problem. If no need open SA it's the best. I'll try walk in again tomorrow then

I was told not necessary to open savings for fd tenure less than 12 months (I placed for 6 mths without savings account)

I'm going for the 12 mths @ 4.5% FD

No need. System down, so can't make FD lor.

Went to Bank Islam took the 4.5%. Opened a basic saving account with ATM card charged only one time RM12. Took one hour to finish all stuff.

I opened the basic savings accts online, after a week go to the branch desired to get debit /ATM card.took me only less than 30 min at branch to do all these.

basic saving account also need charge on ATM card?

Also did mine 4.5% @ 12m. No need to open savings account. Took about 30mins. Slightly longer cause 1st time with BI, so have to meet officer to confirm some details. Overall pretty friendly and efficient

you can opt not to have ATM card. But for me, i want the online banking then need to have ATM card

btw anyone know if Al Rajhi Bank got offer any good FD?

Alrajhi has FD promo of 4.1% for 6 months but min deposit is rm50k.

Anyway, for short term parking of funds, better open acct with rize app by alrajhi. They have promo of 5% for first rm5k and subsequent above rm5 k , 4% profit with no max. Promo until 31 August. No tie down period and pidm protected

HLB eFD promo 24 MAY 2023-31 MAY 2023
3 months 3.99% p.a.
6 months 3.99% p.a.
min:RM5,000 max:RM200,000
https://www.hlb.com.my/en/personal-banking/...otion-2023.html

I can never fathom why an ATM card is necessary for activating online banking. I find it absurd and a way just for banks to make money. And the annual fee is like I'm paying to use their online services. Pfftttt!

I open some bank account without ATM cards nowaways. No such need because online banking still can be done. If need cash, can use app withdraw or transfer to other bank that have ATM. Zero cost at the end too.

My MBSB eFD auto renew 6 months 4.25%

Some banks have Basic SA account which is free. Someone posted that actually all Banks suppose to provide this as required by Bank Negara but they diam diam don't tell customer this option. For example, my CIMB SA Basic no fees.

the only one that openly rejected my request for non-fee BSA is ambank so far 🙄

i have non fee bsa witb atm card with cimb, pbe, bi, rhb