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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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watabakiu
post Feb 19 2018, 03:12 PM

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The PayWave function cannot be disabled??
watabakiu
post Feb 25 2018, 06:23 PM

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Not sure if this is the thread to discuss about this CC? If not, can anyone point me to the correct thread?
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
watabakiu
post Mar 4 2018, 06:17 PM

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QUOTE(Ah SiAnG @ Nov 6 2016, 09:44 PM)
Tips
MCC 5411 - Grocery Stores:
» Click to show Spoiler - click again to hide... «

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Link to the list pls? Need to check if the list has been updated since
watabakiu
post Jul 15 2018, 03:10 AM

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[attachmentid=9915841]

Just checked my account in Maybank2u, and got this error. Am I in trouble? For the records, I am not related to 1MDB fiasco, not related to Jho Low, and is only associated to Najib as he was my ex-PM.
watabakiu
post Jul 15 2018, 03:52 PM

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QUOTE(watabakiu @ Jul 15 2018, 03:10 AM)
[attachmentid=9915841]

Just checked my account in Maybank2u, and got this error. Am I in trouble? For the records, I am not related to 1MDB fiasco, not related to Jho Low, and is only associated to Najib as he was my ex-PM.
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QUOTE(eddievh @ Jul 15 2018, 04:02 AM)
By morning should be ok
Normally during maintenance period system not stabil  this message will appeared.
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Phew thanks! Just checked awhile ago, now it is back to normal!
watabakiu
post Jul 15 2018, 09:29 PM

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[attachmentid=9916682]

The SMS needs to be sent only once, or after every eligible purchases?
watabakiu
post Jul 17 2018, 07:44 PM

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QUOTE(1tanmee @ Jul 17 2018, 11:05 AM)
Pre-determined, or can decide for oneself?
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Sendiri decide.approve or not is another story.Dunno whether they simply decline or can negotiate...
watabakiu
post Sep 21 2018, 05:06 PM

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For Maybank, can one exceeds one's credit limit? And if can, what would happen to the amount exceeding? Have to be paid immediately?
watabakiu
post Sep 21 2018, 09:51 PM

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QUOTE(watabakiu @ Sep 21 2018, 05:06 PM)
For Maybank, can one exceeds one's credit limit? And if can, what would happen to the amount exceeding? Have to be paid immediately?
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QUOTE(saboteurs @ Sep 21 2018, 06:42 PM)
I tried last time. No any penalty charges as long as you paid before statement due date
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How long ago you did?

QUOTE(David83 @ Sep 21 2018, 06:49 PM)
The transaction can go through?
How much exceeded?
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For me, the transactions went thru. two transactions, one after the other. Amount charged not much, 100+200. Exceeds my available balance by the same amount.

Anyone else can confirm whether kena penalty or not, please?
watabakiu
post Sep 23 2018, 09:27 PM

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QUOTE(eastwest @ Sep 21 2018, 10:43 PM)
If i remember correctly, no penalty.. Just that you have to pay the excess amount in full.. Last time i wait until monthly statement, and you have to pay two amount, the minimum payment and the excess amount.

I think someone told me that can exceed by 5% or 10% of the credit limit..
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Fuh thanks! next billing would be on 18th Oct, will update on this. Hope there's no penalty fees for this!
watabakiu
post Jun 11 2019, 08:05 PM

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How long is the TreatPoints validity?
watabakiu
post Aug 31 2019, 02:21 PM

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How to temporarily increase credit limit? expecting to charge CC more this month due to unforeseen matter
watabakiu
post Sep 1 2019, 09:10 PM

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QUOTE(watabakiu @ Aug 31 2019, 02:21 PM)
How to temporarily increase credit limit? expecting to charge CC more this month due to unforeseen matter
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QUOTE(CardNoob @ Aug 31 2019, 02:23 PM)
Apply from M2U.
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thanks i just did!

QUOTE(fruitie @ Sep 1 2019, 08:34 PM)
If temporarily, need to call CS but usually only due to emergency cases will be considered, for e.g., hospitalization, stranded in overseas, funeral and etc.
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theres an option to do it thru M2U. requested for temporary increase, and there is option to tell what amount to increase it to, and the purpose (medical, overseas trip, etcc...), and the time to effect the temporary increase. but i think this will take time, and expecting CS to call to further enquire on the request
watabakiu
post Sep 3 2019, 01:56 PM

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QUOTE(missboo @ Sep 2 2019, 08:00 PM)
I called CS last week to temporarily increase credit limit and they asked me to apply to through M2U and informed me that it will only take 2 hours to process. I did and I applied for RM15K increase. They just approved for RM1K.  cry.gif
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not being rude, but at least you get RM1k rather than no credit limit increased. btw, what purpose/ tenure you put?
watabakiu
post Sep 3 2019, 04:27 PM

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QUOTE(watabakiu @ Sep 3 2019, 01:56 PM)
not being rude, but at least you get RM1k rather than no credit limit increased. btw, what purpose/ tenure you put?
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QUOTE(missboo @ Sep 3 2019, 03:04 PM)
travelling overseas
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dates you input?
watabakiu
post Oct 1 2019, 01:54 PM

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How often can 1 request for temporary limit increase?
watabakiu
post Oct 5 2019, 11:01 AM

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in a bit of a rut. applied for limit increase for overseas trip, but trip got postponed. how to extend the days?
watabakiu
post Apr 8 2020, 10:13 AM

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I have made many EzyPay Plus instalment plans (the one where you apply to break the amount to smaller monthly payments) this one kena interest. i select 12 mths @ 4.5%p.a.

How do I check which ones? i can check the amount charged but i forget which transactions are relate to!

like )
EzyPayPlus-E12: 006/006
EzyPayPlus-E6: 005/006

can anyone help me with this?

This post has been edited by watabakiu: Apr 8 2020, 10:27 AM
watabakiu
post Apr 8 2020, 11:24 PM

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QUOTE(eddievh @ Apr 8 2020, 10:52 AM)
E12 is 12 month, e6 is 6 months I guess
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yup, but i meant to know the initial payment that was converted to this instalment plans.

QUOTE(cybpsych @ Apr 8 2020, 10:53 AM)
does it show the merchant name?

for normal ezypay (convert during purchase), the transaction description will show the merchant's name.
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no, it does not. yup you right normal ezypay it mention the merchant, but not the ezypay plus. or maybe i donot know how to find it?
watabakiu
post Jun 2 2020, 09:57 AM

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I changed my transaction to EzyPay Plus, but this causes my Available Credit Balance to dip very much? I used to have some 11k available balance, but after opting for EzyPay Plus (18 month @ 9.0% p.a.) it dips to 2k+ available balance oni? this normal?
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