Lol, "rebate" XD

Ya, it's been very hard i recall since 2023 cause my wife also like getting 50% AF waiver as well as no SST rebate

But mine one dunno is luck or long term customer which kinda easy and hopefully continue like this.

Yeah, it is a rebate because SST is still paid to the government.

Request to cancel from “Other Banking Services - Other Request” on 17-March


Today 26-March officially cancelled


No call to keep customer adi, hehe

aduiii...like this no more waiver then after threatening them

They want to maintain VIP customers only. Existing customers can be maintained if they foot their own GST and Annual Fee.

maybe on call will be different?

wow! more than 20yrs customer also left.
mine 2013~2025 not so important lah.



This post has been edited by jhnwoo: Mar 27 2025, 09:50 AM

decided to cancel the card after redeem this month cashback. My last month monthly statement was 2500+, i made a mistake and paid a shortage of RM45.98. And the interest charge is RM64.84. Still appealing to get it waive. SC always do not have a reminder if you omited to pay your card also. And i guess the way they charge interest is based on the transaction date of entire RM2500+ instead of the shortage of RM45.98

Indeed
They never remind./Never SMS or CALL or EMAIL.
Just let the interest rolling

This post has been edited by sg8989: Mar 27 2025, 04:09 PM

Happened to me in Jan 2025 for short paid of less than RM60 due to mistake of payment ending RM17 for RM71. Interest based on total outstanding instead the difference. Interest more than RM50+ and following month in Feb 25 was charged too due to system thought you yet to pay. Appealed to SC and all waived.

After 2 weeks calling and follow up finally get my annual fee waive but charge me on balance transfer.
To my surprise, they also waive my gomen tax which my other card no.

I feel still ok to keep after consider another rm25 waive can offset my balance transfer interest but the apps and services is kinda suck.

This post has been edited by stevenlee: Mar 28 2025, 04:45 PM

Saw one junk mail mentioning "NEW CREDIT LIMIT ADJUSTION" title, what is this ?

ADJUSTION .. ?

Not gonna open it

This post has been edited by TongCN: Mar 28 2025, 05:18 PM

SCB is infamous for adjusting users' limit, someone shared before 50% reduction and another extreme case almost 90% reduction.

Wait, I checked mine and it went to my spam mail too. No link or whatsoever so safe to open but...

We hope this message finds you well.
At Standard Chartered Bank, we prioritise your financial well-being while safeguarding your credit card. As part of our ongoing efforts to maintain the highest standards of security and responsible lending, we have adjusted the combined credit limit of your credit card(s) to RM .
We recognise that this change maybe unexpected and we want to assure you that this adjustment does not reflect on your relationship with us or your creditworthiness. Your credit card account remains in good standing, and we value your continuous business.
Your new credit card limit will be effective immediately.
Thank you for your support, understanding and continuous loyalty.

-no amount is indicated... Checked my SC app, the limit is still the same.
-The sender's email address is miss+my full name@sc.com

This post has been edited by fruitie: Mar 28 2025, 05:27 PM

exactly same with mine

my sc card cancelled few year ago now also receive limit adjustion email...

Weirdest thing is our name is associate with XXXX@sc.com, lol ...

We are one of the employee ?

It could mean our data is compromised somewhere.

Yea, feels like

same here, also receive the the email on the "NEW CREDIT LIMIT ADJUSTION" in the spam folder but card cancelled 2 years ago

Apology Email from SCB