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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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tbheng
post Oct 9 2017, 07:37 PM

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QUOTE(fly126 @ Oct 7 2017, 05:23 PM)
Standard Chartered JustOne Platinum MasterCard Credit Card

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So. I always winder how to get 15%??? In the last scenario only 3.4%.
Hence is it a marketing gimmick? As u wont get to enjoy the high cashback %.
Same like the HSBC 8% cb. At the end if u calculate, u get way low %.
fruitie
post Oct 9 2017, 09:03 PM

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QUOTE(tbheng @ Oct 9 2017, 07:37 PM)
So. I always winder how to get 15%??? In the last scenario only 3.4%.
Hence is it a marketing gimmick? As u wont get to enjoy the high cashback %.
Same like the HSBC 8% cb. At the end if u calculate, u get way low %.
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Gimmick only, just like SCB Gold. Spend RM 1.5k for RM 50 and they promote it as 5% if I'm not mistaken.
imnotabot
post Oct 9 2017, 10:01 PM

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QUOTE(JuneResources @ Oct 9 2017, 02:38 PM)
Damn it, the salesman seems like bluffing me.. doh.gif
But the t&c kinda confusing me.

No 8 from the pdf file mention that RM100 cashback for activation within 45 days from card approval date.

In simple, meaning that I not need to swipe anything within 45 days, then I straight away get RM100 cashback?
No 10, The Reward will be credited to the Successful Eligible principal cardholder’s credit card account within 90 days from the
last day of the month in which the card was approved.
So the "reward" is regarding point reward or RM100 cashback reward? Then again is within 45 days or 90 days? rclxub.gif

That is kinda a "mess" and complicated of the sentences (either my understanding is poor)...  confused.gif
Anyway, it is a time to terminate this complicated card (either early or late)
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Just keep the card and wait for 90 days (at most). You'll get an SMS telling you that the cash back has been credited to your card.
I just got RM150 activation cash back last month after getting the card a few months ago. I'm not sure why I got extra RM50 though.
JuneResources
post Oct 10 2017, 11:08 PM

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QUOTE(SzeMeng76 @ Oct 9 2017, 02:48 PM)
Which card you holding?
45 days > must activate your card within this period
90 days > after activated, wait up to 90 days to get your RM 100 activation cash back.

No rewarding point given in this campaign.
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Currently awaiting status of Visa Platinum card.

QUOTE(cybpsych @ Oct 9 2017, 02:53 PM)
it's fairly easy.

activate within 45 days after approval (gotten the card). dont throw into the drawer or fridge!  laugh.gif

then expect the RM100 cashback after 90 days.
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Oh I see.. Just hope that cepat cepat get the cashback and after utilize inside cashback amount, say and goodbye chartered bank.. lol..

This post has been edited by JuneResources: Oct 10 2017, 11:12 PM
xi4n9
post Oct 10 2017, 11:11 PM

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Hi, im currently using Standard Chartered JustOne Platinum MasterCard Credit Card. Can anyone explain the cash back scheme? Seems like i've been using more than 3 months, still no cashback. In statement Description stated "JOP CashBack +2, amount is 0.00". I spend more than 2.5k in total with mixture of everything. Yet when you scroll the statement to the bottom, theres a column of Cashback Balance with a significant low amount accumulated. Is this not cashback like mbb?

Example spending:
Shopping : 2000 (IKEA)
Petrol : 500 (Shell)
Total : 2500

Cashback:
Shopping (0.2%) : RM4
Petrol (15%) : RM75

Is this the amount of cashback i should be getting?
SzeMeng76
post Oct 10 2017, 11:16 PM

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QUOTE(xi4n9 @ Oct 10 2017, 11:11 PM)
Hi, im currently using Standard Chartered JustOne Platinum MasterCard Credit Card. Can anyone explain the cash back scheme? Seems like i've been using more than 3 months, still no cashback. In statement Description stated "JOP CashBack +2, amount is 0.00". I spend more than 2.5k in total with mixture of everything. Yet when you scroll the statement to the bottom, theres a column of Cashback Balance with a significant low amount accumulated. Is this not cashback like mbb?

Example spending:
Shopping : 2000 (IKEA)
Petrol : 500 (Shell)
Total : 2500

Cashback:
Shopping (0.2%) : RM4
Petrol (15%) : RM75

Is this the amount of cashback i should be getting?
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Yes. You have to login internet banking to redeem the cash back.
ckweng
post Oct 13 2017, 10:08 AM

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Sep cashback for Cashback Gold Card is available for redemption now! smile.gif
sendohz
post Oct 13 2017, 10:22 AM

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QUOTE(ckweng @ Oct 13 2017, 10:08 AM)
Sep cashback for Cashback Gold Card is available for redemption now!  smile.gif
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Thanks.
Just claimed and will pay statement amount after the CB is reflected
SzeMeng76
post Oct 13 2017, 10:32 AM

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QUOTE(ckweng @ Oct 13 2017, 10:08 AM)
Sep cashback for Cashback Gold Card is available for redemption now!  smile.gif
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Thanks for remind. Never thought this time so fast. Cash back for just one as well.
geekfiredog
post Oct 13 2017, 11:05 AM

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QUOTE(xi4n9 @ Oct 10 2017, 11:11 PM)
Hi, im currently using Standard Chartered JustOne Platinum MasterCard Credit Card. Can anyone explain the cash back scheme? Seems like i've been using more than 3 months, still no cashback. In statement Description stated "JOP CashBack +2, amount is 0.00". I spend more than 2.5k in total with mixture of everything. Yet when you scroll the statement to the bottom, theres a column of Cashback Balance with a significant low amount accumulated. Is this not cashback like mbb?

Example spending:
Shopping : 2000 (IKEA)
Petrol : 500 (Shell)
Total : 2500

Cashback:
Shopping (0.2%) : RM4
Petrol (15%) : RM75

Is this the amount of cashback i should be getting?
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Yes, that's how it is calculated. And it is based on calendar month, NOT your statement month!
jkngo2003
post Oct 13 2017, 11:25 AM

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QUOTE(ckweng @ Oct 13 2017, 10:08 AM)
Sep cashback for Cashback Gold Card is available for redemption now!  smile.gif
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Just one oso ready alr for cashout
fastreader
post Oct 13 2017, 01:57 PM

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hmm..now divdided between the robot vacumm from ringgitplus or the RM100 cash (rebate) from SCB... hmm.gif
fruitie
post Oct 13 2017, 02:40 PM

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QUOTE(fastreader @ Oct 13 2017, 01:57 PM)
hmm..now divdided between the robot vacumm from ringgitplus or the RM100 cash (rebate) from SCB... hmm.gif
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I thought RP is Air Fryer? I got mine an Air Fryer from RP.
klsooo
post Oct 14 2017, 08:48 PM

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Anyone paid PTPTN via FPX using JUST ONE PLATINUM card.

Is it fall under online spending(5%) or other spending(2%)
SzeMeng76
post Oct 14 2017, 08:52 PM

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QUOTE(klsooo @ Oct 14 2017, 08:48 PM)
Anyone paid PTPTN via FPX using JUST ONE PLATINUM card.

Is it fall under online spending(5%) or other spending(2%)
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PTPTN will be excluded for CB as per mentioned government & charity transaction excluded.
Advisable to pay by using SCB Gold Cash back card. This confirmed got CB.
JuneResources
post Oct 16 2017, 10:26 PM

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QUOTE(SzeMeng76 @ Oct 14 2017, 08:52 PM)
PTPTN will be excluded for CB as per mentioned government & charity transaction excluded.
Advisable to pay by using SCB Gold Cash back card. This confirmed got CB.
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Normally most of the bank will excluded for this loan and government related transaction.
But what I know AMbank True credit got CB for ALL online purchase include TNB bill (by myTNB portal) and also online PTPTN portal.
Perhaps maybe try to ask again AMBank for double confirmation as I might get false information from ambank customers teams.
SzeMeng76
post Oct 16 2017, 10:41 PM

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QUOTE(JuneResources @ Oct 16 2017, 10:26 PM)
Normally most of the bank will excluded for this loan and government related transaction.
But what I know AMbank True credit got CB for ALL online purchase include TNB bill (by myTNB portal) and also online PTPTN portal.
Perhaps maybe try to ask again AMBank for double confirmation as I might get false information from ambank customers teams.
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Ya perhaps you need to reconfirm, im holding Ambank Master Plat / Bonuslink Visa Plat, both excluded government transaction. As I know SCB Cashback gold eligible. Visa plat also eligible for points, just Justone excluded.
JuneResources
post Oct 16 2017, 10:48 PM

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QUOTE(SzeMeng76 @ Oct 16 2017, 10:41 PM)
Ya perhaps you need to reconfirm, im holding Ambank Master Plat / Bonuslink Visa Plat, both excluded government transaction. As I know SCB Cashback gold eligible. Visa plat also eligible for points, just Justone excluded.
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Oh, the one you are holding both card CONFIRM don't have CB for government transactions.
I checked from ambank online for this True Visa card (previously got annual fee, now no more annual fee with no conditions already) got 3% CB for online purchase ONLY (The rest nothing). I guess their sales of credit card drop too serious. whistling.gif

Previously I got inquiry to customer teams online purchase is it include PTPTN online portal and myTNB portal or not. They said have as long as under online purchase, but not use ambank online log-in to pay ptptn and tnb.

However, I'm not sure now still have or not. Because you know "Bank will change T&C without further notice". doh.gif
ytan053
post Oct 17 2017, 12:16 PM

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I didnt get AF for my Stand Chart Just One Platinum even though it has passed the month that AF was supposed to be charged. Found that for Just One Plat and Stand Chart Gold Card, effective from 1 Aug 2018 onwards, AF is waived for spending for RM20,000 p.a. Details on the website
klsooo
post Oct 17 2017, 02:05 PM

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QUOTE(SzeMeng76 @ Oct 14 2017, 09:52 PM)
PTPTN will be excluded for CB as per mentioned government & charity transaction excluded.
Advisable to pay by using SCB Gold Cash back card. This confirmed got CB.
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GOV/ Utilities online payment using SC ebanking website is consider as online transaction for JUSTONE.

For PTPTN, i am using it for the first time, lets wait and see whether it is consider as online transaction or not.

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