Damn it, the salesman seems like bluffing me..
But the t&c kinda confusing me.
No 8 from the pdf file mention that RM100 cashback for activation within 45 days from card approval date.
In simple, meaning that I not need to swipe anything within 45 days, then I straight away get RM100 cashback?
No 10, The Reward will be credited to the Successful Eligible principal cardholder’s credit card account within 90 days from the
last day of the month in which the card was approved.
So the "reward" is regarding point reward or RM100 cashback reward? Then again is within 45 days or 90 days?
That is kinda a "mess" and complicated of the sentences (either my understanding is poor)...
Anyway, it is a time to terminate this complicated card (either early or late)
Just keep the card and wait for 90 days (at most). You'll get an SMS telling you that the cash back has been credited to your card.
I just got RM150 activation cash back last month after getting the card a few months ago. I'm not sure why I got extra RM50 though.