Thanks buddy

Standard Chartered website explaining the cashback tier is so confusing. I own the Justone card and Cashback gold now.

While I understand the cashback for Gold Cashback Card:
<RM500 : No cash back
>RM500, <Rm800 : 2%, max RM10
>Rm800, <RM1500 : 3%, max RM25
> RM1500 : 5%, max RM50
(excl. Petrol & Insurance)

Can anyone explain a little on the Justone card?

EDITED: corrected cashback tier.

This post has been edited by babienn: Oct 7 2017, 08:38 AM

Actually your Gold CB also a little incorrect.. 2% is only activated if you have minimum spend of RM 500, so it should be:
<RM500 : No cashback
>=RM500, <Rm800 : 2%, max RM10
>=Rm800, <RM1500 : 3%, max RM25
>= RM1500: 5%, max RM50
(excl. Petrol & Insurance)

Ah my bad. Edited my post to avoid confusion to others.

JustOne:
1,000-1,499.99 - 5% capped at RM12
1,500- 2,499.99 - 10% capped at RM28
2,500 and above - 15% capped at RM85

Cashback only granted for Autobilling, Online and Petrol transactions.

Standard Chartered JustOne Platinum MasterCard Credit Card

Thanks man, very useful posts. Hopefully these are in the first post of this thread to help other newcomers. Cheers!

hi guys noob question here, wanna make payment for just one platinum for 1st time, but i tried bill payment on PBB and CIMB also no SC available, called up they said they dunno we need to ask our respective bank, may i knw how u guys make payment? thanks

Just use IBG (Interbank Giro transfer).. not bill payment..

select standard chartered bank, then account number put credit card number instead, is that correct?

Yes, choose credit card payment when you select IBG.

thanks guys

just got charged annual fees for justone plat 265
called and got waived easily
end of the year will terminate it
now wait see the spend and cash back RM50 will get or not
already 13 weeks from 30th June
hope to get it
any one has already got it?

Interesting. So any purchase that falls under either AutoBill Payments, Online spending or Petrol will earn us max RM85 cashback if cumulative amount is more than RM2.5k?

Yes.

How the activation cash back go?
Is it go like this

First time spend > auto get activation cash back (after a month for first time spend) > continue spending with no minimum amount > Deductions activation cash back (RM100) after a month again

There is no T&C detail for this standard chartered bank one.

are u sure?

Damn it, the salesman seems like bluffing me..
But the t&c kinda confusing me.

No 8 from the pdf file mention that RM100 cashback for activation within 45 days from card approval date.

In simple, meaning that I not need to swipe anything within 45 days, then I straight away get RM100 cashback?


No 10, The Reward will be credited to the Successful Eligible principal cardholder’s credit card account within 90 days from the
last day of the month in which the card was approved.


So the "reward" is regarding point reward or RM100 cashback reward? Then again is within 45 days or 90 days?

That is kinda a "mess" and complicated of the sentences (either my understanding is poor)...
Anyway, it is a time to terminate this complicated card (either early or late)

Which card you holding?
45 days > must activate your card within this period
90 days > after activated, wait up to 90 days to get your RM 100 activation cash back.

No rewarding point given in this campaign.

it's fairly easy.

activate within 45 days after approval (gotten the card). dont throw into the drawer or fridge!

then expect the RM100 cashback after 90 days.