Interest calculate start from transaction date if no full payment not statement date

This post has been edited by iamshf: Oct 28 2017, 10:25 AM

I also kena late interest 3 Days. Last time scb still willing to waive however now they have strict policy no more waiver . Preparing to terminate due to their inconsiderarion.

c) eCommerce/Online spend: For all online transactions made with “Transaction Mode = M, D, S and U”




anyone here can explain clearly about all online transactions made with “Transaction Mode = M, D, S and U”? tq

These are the transaction categories that would be define as eCommerce spend if they fulfil either one of the criteria:

a. Merchant (card acceptor) city is indicated as eCommerce (Merchant City = eCommerce)

b. Electronic order though e-commerce / online ( POS Entry Mode = E-Commerce AND Card
Holder Presence = Electronic Order)

c. Cards details are manually entered /not swiped AND transaction order is executed through
secure code authorization (Pos Entry Mode = Manual Entry AND eCommerce indicator =
Ecommerce)

d. Card details are manually entered / not swiped AND transaction is a standing order / recurring
transaction ( POS Entry Mode = Manual Entry AND Card Holder = Standing Order / Recurring
Transaction AND Pos Terminal Location = No Terminal Used)

e. Bill Payment through Standard Chartered Internet Banking


You can read more info here: SC terms and condition https://www.sc.com/global/av/my-tnc-just-one-plat-product-jul2017.pdf

just wondering SCB recently has any overseas retail spend campaign?

RM0.00 StanChart: Stand to win up to RM388 cashback with Mastercard.Earn entries with every RM50 spend.Reply FLY to register. Till 30/11/17.T&C: on.sc.com/MC-my

if i applied the card a month ago, but they didnt send me any rejection sms or any acceptance information. Should I call them and ask?

I waited almost 2 months. They emailed me 1 day later after I called.

just wondering if its possible to get waiver for the worldmiles credit card if i did not meet the minimum spending of 100k per year?

Yours was rejected or accepted? Cuz the first time I applied I got a rejected SMS only.

Call to waive, if can’t, cut it lo

I called to cut, but CS gave me waiver for 1 year instead.

If I use Just 1 Plat on both month as below,can I get RM85 cash back for each month?

1) Nov - RM2500 only on online purchase
2) Dec - RM2500 only on paying insurance (not auto bill but through insurance online portal)

Thanks

[quote=warren11,Nov 4 2017, 03:20 PM]
If I use Just 1 Plat on both month as below,can I get RM85 cash back for each month?

1) Nov - RM2500 only on online purchase
2) Dec - RM2500 only on paying insurance (not auto bill but through insurance online portal)

Thanks


Nov yes
Dec no,

But dec can get rm85 if u spend petrol or online rm567 on top of your 2500

[quote=klsooo,Nov 4 2017, 08:33 PM]
[quote=warren11,Nov 4 2017, 03:20 PM]
If I use Just 1 Plat on both month as below,can I get RM85 cash back for each month?

1) Nov - RM2500 only on online purchase
2) Dec - RM2500 only on paying insurance (not auto bill but through insurance online portal)

Thanks


Nov yes
Dec no,

But dec can get rm85 if u spend petrol or online rm567 on top of your 2500

[/quote]

Meaning if I can make the insurance payment auto bill for 1 month,then I can entitle for the RM85 cash back?

i use SC just one credit card, spend on lazada more than 3k in 1 calendar month, but no RM85 cashback reflect at statement de?

Current month's cash back will be credited by following month's 20s.

i spend on september. but statement no reflect on october statement. weird?

Oh ya. For SCB cash back, you will need to redeem. It will not show automatically.

ohh. saw it.