Hi, im currently using Standard Chartered JustOne Platinum MasterCard Credit Card. Can anyone explain the cash back scheme? Seems like i've been using more than 3 months, still no cashback. In statement Description stated "JOP CashBack +2, amount is 0.00". I spend more than 2.5k in total with mixture of everything. Yet when you scroll the statement to the bottom, theres a column of Cashback Balance with a significant low amount accumulated. Is this not cashback like mbb?

Example spending:
Shopping : 2000 (IKEA)
Petrol : 500 (Shell)
Total : 2500

Cashback:
Shopping (0.2%) : RM4
Petrol (15%) : RM75

Is this the amount of cashback i should be getting?

just did reload BP - 6 times,
5X #c 
1x #a
     

Edited: figure

I just redeemed JOP rebate.

As i informed by ambank credit card service department
If i have outstanding balance RM1000 and SST have been charges RM25.
My total outstanding is RM1025.
I told ambank i wish to terminate cc and ambank should revert back RM25 since there is no retail transaction after SST charges.

Ambank cs responded :

Payment consider as transaction, there is transaction date after SST so we can't rebate RM25 SST.

I insists i just pay RM1000 for my outstanding balance and still insist waive for SST.

Ambank cs responded:

Sir, if u pay RM1000, system will auto deduct SST first RM25, so at the end u still own ambank rm25.

I was like...

I just share my experienced, maybe different bank have different practice. 

You have to pay for these even when u cancelled the card?