Actually if you want to set maximum spending you should set 5k or something like that, as you don't (have to) pay your bill exactly on statement date, and can continue to build up interest-free spending for the next 20 days....

Don't understand what that mean  :confused:
If spend 5k only get max RM 50 CB = 1%, why ?

BTW, received my FCB card today, should be fully used up all the CB next week on SG trip just by paying hotel   

Yes, they're shared CL.

1 bank = 1 card issuer = 1 credit limit
so all the credit cards issued by Maybank (conventional) will share the same credit limit.

Maybank Islamic is another bank.
Maybank Islamic and Maybank are two different banks.
So if you have Ikhwan series credit card, they share another credit limit from Maybank Islamic.

Does giving my family member supplementary card helps building up their credit history?

I received the rejection letter via snail mail.
Checked with the agent. She said that letter is sent before CL split.
She said will check the status again on the CL split this morning.
And this morning, she asked me to supply for supporting document for PTPTN.
Wondering why they need that as I'm doing CL split; not asking for CL increase.

i too received as a result of failed in m2u.

I think I received.
First from M2U.
Second from application with the bank officer. She said could be easily handled but it's nearing 2 weeks and things are still pending.

Don't understand what that mean 
If spend 5k only get max RM 50 CB = 1%, why ?

BTW, received my FCB card today, should be fully used up all the CB next week on SG trip just by paying hotel   

Assume your statement date is 1st of the month. So 1st December you have a statement saying "pay RM2500 to Maybank". You can pay immediately or (like most kiasu people) pay 20 days later at 0 interest.

If your CL is 2500, you can no longer use your card until you make payment, even though the new spending on 1st December onwards will earn you 2% (new month).

Of course, if 20 days of interest-free cash doesn't sound good to you, then maybe 2.5k CL is enough....

Most of us here are also holding M2 Amex (5% rebate on weekend spends) which share the CL with FC B VS, so CL at RM5,000 is not enough, especially those eyeing for 0% Balance Transfer and reserve for emergency use.

Assume your statement date is 1st of the month. So 1st December you have a statement saying "pay RM2500 to Maybank". You can pay immediately or (like most kiasu people) pay 20 days later at 0 interest.

If your CL is 2500, you can no longer use your card until you make payment, even though the new spending on 1st December onwards will earn you 2% (new month).

Of course, if 20 days of interest-free cash doesn't sound good to you, then maybe 2.5k CL is enough....

Applied for the FCB card this afternoon thru M2U and got an email a few mins later stating application unsuccessful. Got an sms later as well.

Is this common for application on M2U?
Any advise on what the best way to apply

Thanks

if u read thru previous posts, yes, very common for m2u to reject.

either walk in to nearest maybankard centre, call CS to add card (existing mbb card users) or fill in form.

search in this thread.

I see. i thought we are talking about maximum spending, not about CL. I assume everyone have over 5k CL here

Is it easy to persuade Maybank CS to transfer BT overpayment in your Maybank Visa Signature Card, to your saving account? 

Some CS may be reluctant to transfer the BT overpayment, and just say that the BT overpayment will be used to deduct the transactions posted in next statement month.   
Your Estimated Total Amount of Transactions Debited to Maybank Visa Signature Card = RM 15k + RM 8725.79 = about RM 24k

It is still lower than the required spending amount of RM 30k per year, for the automatic annual fee waiver. Or, did you have another BT overpayment in the past few months?

Anyway, it is good for you to get annual fee waiver your Maybank Visa Signature Card, for two consecutive years. 

Is it easy to persuade Maybank CS to transfer BT overpayment in your Maybank Visa Signature Card, to your saving account? 

Some CS may be reluctant to transfer the BT overpayment, and just say that the BT overpayment will be used to deduct the transactions posted in next statement month.   
Your Estimated Total Amount of Transactions Debited to Maybank Visa Signature Card = RM 15k + RM 8725.79 = about RM 24k

It is still lower than the required spending amount of RM 30k per year, for the automatic annual fee waiver. Or, did you have another BT overpayment in the past few months?

Anyway, it is good for you to get annual fee waiver your Maybank Visa Signature Card, for two consecutive years. 

MBB the easiest to get refund
my 1 year refund is around RM100k.

Most of us here are also holding M2 Amex (5% rebate on weekend spends) which share the CL with FC B VS, so CL at RM5,000 is not enough, especially those eyeing for 0% Balance Transfer and reserve for emergency use.

How to know whether the CL of FCB VS is shared with our m2 Amex ?