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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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ClarenceT
post Sep 28 2017, 05:22 PM

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QUOTE(michaelho @ Sep 28 2017, 05:03 PM)
I just checked out MBB website :

MBB Islamic MC Ikhwan gives 5% cashback on groceries and petrol on Fri n Sat , curious why no sign of the Ikhwan Visa though

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
MBB Islamic Petronas Ikhwan Visa Gold Card-i gives 8% cashback on Petronas swipes on Sat n Sun, good for Petronas users.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
though not a fan of Petronas, might be taking the latter since 8% CB, since my PBB VS takes care of the grocery part already... gonna cut the Visa Signature after my last pump this weekend
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You can have both Ikhwan Visa and Ikhwan Mastercard, as they SHARE same credit limit. Ikhwan Mastercard, not limited to Petronas, you can use it at any petrol stations including Shell to get 5% rebate on Fri & Sat.

This post has been edited by ClarenceT: Sep 28 2017, 05:51 PM
ClarenceT
post Sep 28 2017, 06:23 PM

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QUOTE(michaelho @ Sep 28 2017, 05:52 PM)
Problem is I cannot find details on Visa, no such card. Look twice already... perhaps something wrong with my eyes . Anyway, we are talking abt Ikhwan Visa here, NOT Petronas Visa right?  rclxub.gif
yup. They cannot waive mine, need 50K spending
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Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

First edition of Ikhwan Visa (around 2009) without Petronas Logo already changed to Ikhwan Petronas Visa long time ago.

This post has been edited by ClarenceT: Sep 28 2017, 06:25 PM
ClarenceT
post Oct 11 2017, 12:57 PM

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Applied at M2U and approved in principle. A few minutes later, received a rejection notice via email!
I will send a love letter to Maybank Card Centre, as I am existing M2 Platinum customer, request to add another card.

ClarenceT
post Oct 11 2017, 01:08 PM

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QUOTE(SzeMeng76 @ Oct 11 2017, 12:58 PM)
Same goes to me. Go apply at Card Centre will do.
Only show IC + M2C Platinum, and fill in add card form will do.
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Only in Nov/Dec I can fly to KL and go to MV/1U Card Centre.
No application form found at M2U. Local Maybank branch may not have the forms yet.



ClarenceT
post Oct 11 2017, 06:27 PM

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After sending a love letter to Card Centre, I get another rejection notice. Don't know why I cannot get this card (as another additional card to M2C)!
Maybe they want me to get Visa Infinite instead!
Maybe they found out they have lost a lot of money due to my consistent monthly cashback since 2011 and a huge payout at 100% cashback campaign!

ranting.gif rclxub.gif vmad.gif
ClarenceT
post Oct 12 2017, 06:26 AM

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QUOTE(kart @ Oct 12 2017, 06:05 AM)

fruitie sis, are your last four digits of your Maybank FC Barcelona Visa Signature 0001?  tongue.gif Just kidding. There is no need for you to reveal the last four digits of your card. smile.gif

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The last digit should be the checksum code (random). so if your card number 4xxx-xxxx-0000-xxxx, you should be the first 1000 cardholders.

ClarenceT
post Oct 12 2017, 10:14 AM

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QUOTE(fruitie @ Oct 12 2017, 09:32 AM)
Mine is 3000. So, looks like they have issued so many on the first day? laugh.gif
My YOLO is 0000 though. 
Yes, that's the VS description, no worries. smile.gif
Opens until 9 p.m. by the way.
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You should be one of the first 1000 Braca VS cardholders.
(Maybank targets to issue 15000 B-VS only in 1st year)

Haha Ikhwan Visa and M2 Visa also start with 30XX-XXXx
I am proud to be the first 2000 Ikhwan / M2(P) cardholders in 2008/2011.
But no luck this time for Braca VS.

Public Bank's running number is quite funny... XXXX-X10x

(x is the checksum)

This post has been edited by ClarenceT: Oct 12 2017, 10:18 AM
ClarenceT
post Oct 12 2017, 10:33 AM

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Government related transactions excluded from cashback?
Otherwise pay income tax still can get back 1.2% (2%-0.8%)!
ClarenceT
post Oct 12 2017, 11:31 AM

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QUOTE(raptar_eric @ Oct 12 2017, 11:28 AM)
applied ytday 7pm at gardens.. lets see if i will get approval sms today...

the last 4 numbers of my VS very ong... 0008 biggrin.gif
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you are the 1,000-th B-VS cardholder!
ClarenceT
post Oct 12 2017, 11:43 AM

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QUOTE(Lego Warfare @ Oct 12 2017, 11:35 AM)
Not sure how they allocate the numbers, I applied earlier than you 11am yesterday at 1U and received the card yesterday 4pm and my last 4 number is 5XXX lol
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4XXX-XXXX-3000-5XXx 5xx-th (first 600)
4XXX-XXXX-3001-000x 1,000-th

ClarenceT
post Oct 12 2017, 12:27 PM

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QUOTE(RitzyHoke @ Oct 12 2017, 12:20 PM)
Do you mean new to the bank branch or new to Maybank?

I already have Platinum M2C, so I don't see how can I not be eligible for this new card anyway sweat.gif
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Don't be too confident. I have just received rejection notice even though I qualify for VI card and with almost perfect CTOS score (>800). Bank don't like you always pay your credit card bills in full.

This post has been edited by ClarenceT: Oct 12 2017, 12:31 PM
ClarenceT
post Oct 12 2017, 01:04 PM

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QUOTE(SzeMeng76 @ Oct 12 2017, 12:50 PM)
I think you should appeal. since it share same limit, cannot think off the reason they reject the add card request.
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Applied at m2u at 10am and rejected (email) at 11am.
Rejected (sms) at 6pm after I emailed an appeal at 3pm.
I hope the sms (at 6pm) is meant for my application (10am), not for my appeal (3pm).
So K.I.V. till I meet a Maybank manager or I go to MV/1U Card Centre (Nov).

Maybe I never accept their cash offer and they never have chance to charge me interest and penalty in the past 10 years.
ClarenceT
post Oct 12 2017, 01:11 PM

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QUOTE(#Victor @ Oct 12 2017, 12:57 PM)
If I don't meet the annual income, anyway to get this VS? I have existing M2C, can I request to reduce the limit for M2C for this?
user posted image
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All the conventional cards issued by Maybank will share same credit limit.
So Barcelona VS and M2C will share same credit limit and you cannot cut your existing M2C limit for VS.
FYI, RHB VS minimum credit limit is RM15,000.
ClarenceT
post Oct 12 2017, 01:41 PM

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Haha what if Barcelona FC no longer a Spanish or European? Once Catalonia gain independence, Barcelona FC will lose its shine. Maybank may be betting on wrong club.
ClarenceT
post Oct 12 2017, 05:41 PM

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QUOTE(Lego Warfare @ Oct 12 2017, 05:27 PM)
I'm a football fan and quite like Barcelona so I don't mind that much. However I am anti-MU, so thank goodness this card isn't some MU collaboration. I wouldn't want to be seen by my MU fans friends with a MU card!
I'd never hear the end of it if that happens  shocking.gif
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Haha Maybank - Man Utd VI is more prestigious than this FCB VS!
ClarenceT
post Oct 12 2017, 08:39 PM

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QUOTE(rhodon @ Oct 12 2017, 08:20 PM)
rejected too via online application. holding their card since 2 years ago, more than enough of the minimum requirement, really dont understand what happen.
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I think M2U AI (Artificial Intelligence) will reject if
* you are already a card customer, or
* over qualify, eg income >RM100k or >RM120k.

It may be easier to get a VI than VS!


ClarenceT
post Oct 13 2017, 08:57 AM

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QUOTE(kenlui @ Oct 13 2017, 08:30 AM)
Received my card yesterday, it looks good imo.

Probably time to ask for a CL increase.
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Should apply for Ikhwan Visa & Mastercard instead, another credit limit for your petrol and groceries expenses.
For FCB VS, Credit limit of RM5,000 is enough, as once you spend RM2,500 you will not get additional cashback for that month. Unless you aim for 0% Balance Transfer.

ClarenceT
post Oct 13 2017, 10:01 AM

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QUOTE(MGM @ Oct 13 2017, 09:58 AM)
If I am not mistaken U also get rejection when applying for PBB CC, could it be similar reasons like overBT, PTPTN?
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Spend RM25 to get a CTOS/CCRIS report to check your financial health.
https://www.ctoscredit.com.my/

ClarenceT
post Oct 13 2017, 10:20 AM

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QUOTE(SzeMeng76 @ Oct 13 2017, 10:05 AM)
Me also. But I went to card centre instead. CS told me it's technical problem, system auto rejected. So u might have a try.
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Better late than never.
I hope I will not get 13XX or 14XX.
ClarenceT
post Oct 13 2017, 11:29 AM

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QUOTE(kian811210 @ Oct 13 2017, 11:14 AM)
think might be the level between gold / plat / VS / VI
but from this we known Maybank VS minimum 20K CL
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RHB VS minimum CL is RM15,000 though income requirement is higher.
If Maybank VS's minimum CL is RM20,000 then I feel comfortable now to wait for the outcome of my appeal. The stupid M2U AI rejected me even though I have crossed this CL level for my M2 cards since 2011. biggrin.gif

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